CA2302577A1 - Electronic invoicing and payment system - Google Patents

Electronic invoicing and payment system Download PDF

Info

Publication number
CA2302577A1
CA2302577A1 CA002302577A CA2302577A CA2302577A1 CA 2302577 A1 CA2302577 A1 CA 2302577A1 CA 002302577 A CA002302577 A CA 002302577A CA 2302577 A CA2302577 A CA 2302577A CA 2302577 A1 CA2302577 A1 CA 2302577A1
Authority
CA
Canada
Prior art keywords
customer
electronics
communication electronics
billing data
billing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CA002302577A
Other languages
French (fr)
Other versions
CA2302577C (en
Inventor
R. Alan Neely
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Emergis Technologies Inc
Original Assignee
R. Alan Neely
Invoicelink Corporation
Bce Emergis Technologies, Inc.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=25451590&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=CA2302577(A1) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by R. Alan Neely, Invoicelink Corporation, Bce Emergis Technologies, Inc. filed Critical R. Alan Neely
Publication of CA2302577A1 publication Critical patent/CA2302577A1/en
Application granted granted Critical
Publication of CA2302577C publication Critical patent/CA2302577C/en
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
    • G06Q20/0425—Payment circuits characterized in that the payment protocol involves at least one cheque the cheque being electronic only
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Security & Cryptography (AREA)
  • Technology Law (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A system for automated electronic invoicing and payment system for providing remote customer review of automated billing from an invoicer. The system includes invoice presentment electronics having a control system and first communication electronics (101). The system also includes at least one remote authorization terminal having a customer interface, the terminal having second communication electronics (110) adapted to operatively communicate with the first communication electronics (101). The control system of the invoice presentment electronics is adapted to provide billing data, regarding a customer invoice preauthorized for automated billing, to the first communication electronics (101) for transmission to the second communication electronics (110). The customer interface of the remote authorization terminal is adapted to present the billing data to a customer and to receive a response relating to the billing data from the customer, the response indicating one of acceptance of the billing data or modification thereto.
CA002302577A 1997-09-08 1998-08-19 Electronic invoicing and payment system Expired - Lifetime CA2302577C (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US08/925,344 US6044362A (en) 1997-09-08 1997-09-08 Electronic invoicing and payment system
US08/925,344 1997-09-08
PCT/US1998/017154 WO1999013422A1 (en) 1997-09-08 1998-08-19 Electronic invoicing and payment system

Publications (2)

Publication Number Publication Date
CA2302577A1 true CA2302577A1 (en) 1999-03-18
CA2302577C CA2302577C (en) 2009-01-20

Family

ID=25451590

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002302577A Expired - Lifetime CA2302577C (en) 1997-09-08 1998-08-19 Electronic invoicing and payment system

Country Status (11)

Country Link
US (1) US6044362A (en)
EP (1) EP1012767A4 (en)
JP (1) JP2001516105A (en)
CN (1) CN1322324A (en)
AU (1) AU744051B2 (en)
BR (1) BR9812624A (en)
CA (1) CA2302577C (en)
IL (1) IL134928A (en)
NZ (1) NZ503455A (en)
RU (1) RU2217793C2 (en)
WO (1) WO1999013422A1 (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7536325B2 (en) 2002-09-30 2009-05-19 Canadian National Railway Company Method and system for generating account reconciliation data

Families Citing this family (443)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030023552A1 (en) * 1991-07-25 2003-01-30 Checkfree Services Corporation Payment processing utilizing alternate account identifiers
US6289322B1 (en) 1998-03-03 2001-09-11 Checkfree Corporation Electronic bill processing
US5383113A (en) 1991-07-25 1995-01-17 Checkfree Corporation System and method for electronically providing customer services including payment of bills, financial analysis and loans
US6515968B1 (en) 1995-03-17 2003-02-04 Worldcom, Inc. Integrated interface for real time web based viewing of telecommunications network call traffic
US9418381B2 (en) * 2000-04-14 2016-08-16 Citigroup Credit Services, Inc. (USA) Method and system for notifying customers of transaction opportunities
US8392285B2 (en) * 1996-11-12 2013-03-05 Syncada Llc Multi-supplier transaction and payment programmed processing approach with at least one supplier
US8396811B1 (en) 1999-02-26 2013-03-12 Syncada Llc Validation approach for auditing a vendor-based transaction
US20050165699A1 (en) * 1996-11-12 2005-07-28 Hahn-Carlson Dean W. Processing and management of transaction timing characteristics
US20080172314A1 (en) 1996-11-12 2008-07-17 Hahn-Carlson Dean W Financial institution-based transaction processing system and approach
US20070055582A1 (en) * 1996-11-12 2007-03-08 Hahn-Carlson Dean W Transaction processing with core and distributor processor implementations
US20010049659A1 (en) * 1996-12-23 2001-12-06 Pitney Bowes Incorporated Inserter billing system with electronic distribution
US20040107153A1 (en) * 1997-07-22 2004-06-03 Patent And Trademark Fee Management, Llc Computerized patent and trademark fee payment method and system
US7680733B1 (en) 1997-07-22 2010-03-16 Patent And Trademark Fee Management, Llc Computerized patent and trademark fee payment method and system
US6363361B1 (en) * 1997-07-22 2002-03-26 Patent & Trademark Fee Management, Llc Computerized patent and trademark fee payment method and system for law firms
US20040167823A1 (en) * 1997-09-08 2004-08-26 Neely Robert Alan Automated electronic payment system
US6631402B1 (en) * 1997-09-26 2003-10-07 Worldcom, Inc. Integrated proxy interface for web based report requester tool set
US6763376B1 (en) 1997-09-26 2004-07-13 Mci Communications Corporation Integrated customer interface system for communications network management
US6714979B1 (en) 1997-09-26 2004-03-30 Worldcom, Inc. Data warehousing infrastructure for web based reporting tool
US6745229B1 (en) * 1997-09-26 2004-06-01 Worldcom, Inc. Web based integrated customer interface for invoice reporting
US6381644B2 (en) 1997-09-26 2002-04-30 Mci Worldcom, Inc. Integrated proxy interface for web based telecommunications network management
US7058600B1 (en) * 1997-09-26 2006-06-06 Mci, Inc. Integrated proxy interface for web based data management reports
US6157924A (en) 1997-11-07 2000-12-05 Bell & Howell Mail Processing Systems Company Systems, methods, and computer program products for delivering information in a preferred medium
US6343327B2 (en) 1997-11-12 2002-01-29 Pitney Bowes Inc. System and method for electronic and physical mass mailing
US6009411A (en) 1997-11-14 1999-12-28 Concept Shopping, Inc. Method and system for distributing and reconciling electronic promotions
US7152200B2 (en) * 1997-12-31 2006-12-19 Qwest Communications International Inc. Internet-based database report writer and customer data management system
US7392223B1 (en) * 1998-02-02 2008-06-24 Checkfree Corporation Electronic billing with updateable electronic bill summary
US6856974B1 (en) * 1998-02-02 2005-02-15 Checkfree Corporation Electronic bill presentment technique with enhanced biller control
US7386600B1 (en) 1998-09-11 2008-06-10 Lv Partners, L.P. Launching a web site using a personal device
US6704864B1 (en) * 1999-08-19 2004-03-09 L.V. Partners, L.P. Automatic configuration of equipment software
US6823388B1 (en) 1998-09-11 2004-11-23 L.V. Parners, L.P. Method and apparatus for accessing a remote location with an optical reader having a programmable memory system
US7392945B1 (en) 1998-09-11 2008-07-01 Lv Partners, L.P. Portable scanner for enabling automatic commerce transactions
US6636896B1 (en) 1998-09-11 2003-10-21 Lv Partners, L.P. Method and apparatus for utilizing an audibly coded signal to conduct commerce over the internet
US7191247B1 (en) 1998-09-11 2007-03-13 Lv Partners, Lp Method for connecting a wireless device to a remote location on a network
US7930213B1 (en) * 1998-09-11 2011-04-19 Rpx-Lv Acquisition Llc Method and apparatus for completing, securing and conducting an E-commerce transaction
US6745234B1 (en) 1998-09-11 2004-06-01 Digital:Convergence Corporation Method and apparatus for accessing a remote location by scanning an optical code
US7370114B1 (en) * 1998-09-11 2008-05-06 Lv Partners, L.P. Software downloading using a television broadcast channel
US7440993B1 (en) 1998-09-11 2008-10-21 Lv Partners, L.P. Method and apparatus for launching a web browser in response to scanning of product information
US6868433B1 (en) 1998-09-11 2005-03-15 L.V. Partners, L.P. Input device having positional and scanning capabilities
US7379901B1 (en) 1998-09-11 2008-05-27 Lv Partners, L.P. Accessing a vendor web site using personal account information retrieved from a credit card company web site
US7236950B2 (en) * 1998-10-29 2007-06-26 Universal Card Services Corp. Method and system of combined billing of multiple accounts on a single statement
EP1131759A2 (en) 1998-11-13 2001-09-12 The Chase Manhattan Bank System and method for multicurrency and multibank processing over a non-secure network
US7660763B1 (en) 1998-11-17 2010-02-09 Jpmorgan Chase Bank, N.A. Customer activated multi-value (CAM) card
CA2358528C (en) 1998-12-23 2015-04-14 The Chase Manhattan Bank System and method for integrating trading operations including the generation, processing and tracking of trade documents
US6483599B1 (en) 1998-12-29 2002-11-19 Pitney Bowes Inc. System and method for separating a print stream into an electronic document print stream and a physical document print stream
US6725429B1 (en) * 1998-12-29 2004-04-20 Pitney Bowes Inc. System and method for presenting and processing documents on the internet
US6493685B1 (en) 1999-02-10 2002-12-10 The Chase Manhattan Bank Electronic account presentation and response system and method
CA2267042A1 (en) * 1999-03-26 2000-09-26 Rdm Corporation Method and system for local electronic bill presentment and payment ebpp
US6829591B1 (en) 1999-04-12 2004-12-07 Pitney Bowes Inc. Router instruction processor for a digital document delivery system
US8099359B1 (en) 1999-04-19 2012-01-17 The Western Union Company System and method for issuing negotiable instruments by licensed money transmitter from direct deposits
EP1049056A3 (en) * 1999-04-26 2001-06-13 CheckFree Corporation Electronic bill presentment and/or payment clearinghouse
US7225143B1 (en) * 1999-04-30 2007-05-29 Concept Shopping, Inc. System and method for inverted promotions
US7068832B1 (en) 1999-05-11 2006-06-27 The Chase Manhattan Bank Lockbox imaging system
US6542593B1 (en) 1999-06-02 2003-04-01 Accenture Llp Rules database server in a hybrid communication system architecture
US6442547B1 (en) 1999-06-02 2002-08-27 Andersen Consulting System, method and article of manufacture for information service management in a hybrid communication system
US6556659B1 (en) 1999-06-02 2003-04-29 Accenture Llp Service level management in a hybrid network architecture
AU770881B2 (en) 1999-06-24 2004-03-04 Siebel Systems, Inc. Electronic bill presentment and payment
US7058817B1 (en) * 1999-07-02 2006-06-06 The Chase Manhattan Bank System and method for single sign on process for websites with multiple applications and services
US7006994B1 (en) * 1999-07-16 2006-02-28 American Management Systems, Inc. Automated receivables management system
US7240363B1 (en) 1999-10-06 2007-07-03 Ellingson Robert E System and method for thwarting identity theft and other identity misrepresentations
US7366696B1 (en) 1999-10-08 2008-04-29 Checkfree Corporation Electronic billing with flexible biller controlled electronic bill presentment
US7805365B1 (en) 1999-10-25 2010-09-28 Jpmorgan Chase Bank, N.A. Automated statement presentation, adjustment and payment system and method therefor
AU3438401A (en) 1999-11-04 2001-05-14 Jp Morgan Chase Bank System and method for automated financial project management
US6876991B1 (en) 1999-11-08 2005-04-05 Collaborative Decision Platforms, Llc. System, method and computer program product for a collaborative decision platform
US6826542B1 (en) * 1999-11-23 2004-11-30 Ipayables, Inc. System and method for collecting, enhancing and distributing invoices electronically via the internet
US8571975B1 (en) 1999-11-24 2013-10-29 Jpmorgan Chase Bank, N.A. System and method for sending money via E-mail over the internet
US10275780B1 (en) 1999-11-24 2019-04-30 Jpmorgan Chase Bank, N.A. Method and apparatus for sending a rebate via electronic mail over the internet
US7603311B1 (en) 1999-11-29 2009-10-13 Yadav-Ranjan Rani K Process and device for conducting electronic transactions
US7110952B2 (en) * 1999-12-07 2006-09-19 Kursh Steven R Computer accounting method using natural language speech recognition
EP1247228A4 (en) * 1999-12-23 2003-03-12 Concept Shopping Inc Techniques for optimizing promotion delivery
US7593898B1 (en) 1999-12-30 2009-09-22 First Data Corporation Method and system for payment transactions and shipment tracking over the internet
US7177836B1 (en) 1999-12-30 2007-02-13 First Data Corporation Method and system for facilitating financial transactions between consumers over the internet
WO2002005195A1 (en) * 2000-07-11 2002-01-17 First Data Corporation Wide area network person-to-person payment
US7376587B1 (en) * 2000-07-11 2008-05-20 Western Union Financial Services, Inc. Method for enabling transfer of funds through a computer network
EP1252595A2 (en) * 2000-01-12 2002-10-30 Metavante Corporation Integrated systems for electronic bill presentment and payment
US8725632B2 (en) 2000-01-13 2014-05-13 Citicorp Development Center, Inc. Method and system for conducting financial and non-financial transactions using a wireless device
US20010056401A1 (en) * 2000-02-03 2001-12-27 Peter Tompkins Integrated system for providing financial services including internet TV capabilities
US8346677B1 (en) 2000-12-29 2013-01-01 Citicorp Development Center, Inc. Method and system for conducting commerce over a wireless communication network
US6879959B1 (en) * 2000-01-21 2005-04-12 Quality Care Solutions, Inc. Method of adjudicating medical claims based on scores that determine medical procedure monetary values
US20010037295A1 (en) * 2000-01-31 2001-11-01 Olsen Karl R. Push model internet bill presentment and payment system and method
JP2001216150A (en) * 2000-02-03 2001-08-10 Bandai Co Ltd Communication system, server terminal, server, and charging system
US7822656B2 (en) 2000-02-15 2010-10-26 Jpmorgan Chase Bank, N.A. International banking system and method
US8768836B1 (en) 2000-02-18 2014-07-01 Jpmorgan Chase Bank, N.A. System and method for electronic deposit of a financial instrument by banking customers from remote locations by use of a digital image
AU2001238495A1 (en) * 2000-02-18 2001-08-27 Bank One Corporation System and method for electronic deposit of third-party checks by non-commercialbanking customers from remote locations
GB2360106B (en) * 2000-02-21 2004-09-22 Ac Properties Bv Ordering playable works
US20030126036A1 (en) * 2000-02-29 2003-07-03 First Data Corporation Online payments
US20030126075A1 (en) * 2001-11-15 2003-07-03 First Data Corporation Online funds transfer method
US7366695B1 (en) * 2000-02-29 2008-04-29 First Data Corporation Electronic purchase method and funds transfer system
US7430540B1 (en) * 2000-03-13 2008-09-30 Karim Asani System and method for safe financial transactions in E.Commerce
US7848972B1 (en) 2000-04-06 2010-12-07 Metavante Corporation Electronic bill presentment and payment systems and processes
US8032453B2 (en) 2000-04-14 2011-10-04 Citicorp Development Center, Inc. Method and system for notifying customers of transaction opportunities
EP1291794A4 (en) 2000-04-26 2004-08-18 Applic Co Ltd Comp Method of managing transaction and settlement, and method of informing information on consumption trends
US7249074B1 (en) 2000-05-02 2007-07-24 General Electric Canada Equipment Finance G.P. Method, apparatus and computer program for managing accounting system interfaces
US6807533B1 (en) 2000-05-02 2004-10-19 General Electric Canada Equipment Finance G.P. Web-based method and system for managing account receivables
US6847942B1 (en) 2000-05-02 2005-01-25 General Electric Canada Equipment Finance G.P. Method and apparatus for managing credit inquiries within account receivables
US7194431B1 (en) 2000-05-02 2007-03-20 Ge Corporate Financial Services, Inc. Method and apparatus for managing remittance processing within account receivables
US7177828B1 (en) * 2000-05-02 2007-02-13 General Electric Canada Equipment Finance G.P. Method and apparatus for managing account receivables
WO2001086558A1 (en) * 2000-05-09 2001-11-15 Metavante Corporation Electronic bill presentment and payment system
US20030040987A1 (en) * 2000-05-19 2003-02-27 Hudson K. Dean Global travel reporting system and method
US7426530B1 (en) 2000-06-12 2008-09-16 Jpmorgan Chase Bank, N.A. System and method for providing customers with seamless entry to a remote server
US6988082B1 (en) 2000-06-13 2006-01-17 Fannie Mae Computerized systems and methods for facilitating the flow of capital through the housing finance industry
US7593893B1 (en) 2000-06-13 2009-09-22 Fannie Mae Computerized systems and methods for facilitating the flow of capital through the housing finance industry
US7702580B1 (en) 2000-06-13 2010-04-20 Fannie Mae System and method for mortgage loan pricing, sale and funding
US7302403B1 (en) * 2000-06-16 2007-11-27 Osmio Llc Order and accounting method and system for services provided via an interactive communication network
FI109386B (en) * 2000-06-21 2002-07-15 Elisa Comm Oyj A method to charge for a paid Internet content or service
US10185936B2 (en) 2000-06-22 2019-01-22 Jpmorgan Chase Bank, N.A. Method and system for processing internet payments
US20010056390A1 (en) * 2000-06-23 2001-12-27 Praveena Varadarajan Method and system hosting of multiple billers in an internet bill presentment and payment environment
US7584125B2 (en) * 2000-06-26 2009-09-01 Jpmorgan Chase Bank, N.A. Electronic check presentment system and method having an item sequence capability
US7949600B1 (en) 2000-06-27 2011-05-24 Western Union Financial Services, Inc. Method for facilitating payment of a computerized transaction
US7398252B2 (en) * 2000-07-11 2008-07-08 First Data Corporation Automated group payment
US7249098B2 (en) 2000-07-11 2007-07-24 First Data Corporation Subscription-based payment
US20020152168A1 (en) * 2000-07-11 2002-10-17 First Data Corporation Automated transfer with stored value fund
US7546275B1 (en) * 2000-07-20 2009-06-09 International Business Machines Corporation Decentralized electronic certified payment
US7827086B1 (en) 2000-07-24 2010-11-02 Bank Of America Corporation System and method for conducting a customer affinity program auction
US7146338B2 (en) * 2001-06-28 2006-12-05 Checkfree Services Corporation Inter-network financial service
AU8467401A (en) * 2000-07-28 2002-02-13 Storymail Inc System, method and computer program product for device, operating system, and network transport neutral secure interactive multi-media messaging
US8468071B2 (en) * 2000-08-01 2013-06-18 Jpmorgan Chase Bank, N.A. Processing transactions using a register portion to track transactions
US20070228144A1 (en) * 2000-08-01 2007-10-04 Lee Knackstedt Processing transactions using a register portion to track transactions
WO2002013047A2 (en) * 2000-08-04 2002-02-14 Athenahealth, Inc. Practice management and billing automation system
WO2002015098A2 (en) 2000-08-11 2002-02-21 Loy John J Trade receivable processing method and apparatus
US7206768B1 (en) * 2000-08-14 2007-04-17 Jpmorgan Chase Bank, N.A. Electronic multiparty accounts receivable and accounts payable system
US8335855B2 (en) 2001-09-19 2012-12-18 Jpmorgan Chase Bank, N.A. System and method for portal infrastructure tracking
US8725605B1 (en) 2000-10-11 2014-05-13 Capital One Financial Corporation Method and system for managing service accounts
US7333953B1 (en) 2000-10-31 2008-02-19 Wells Fargo Bank, N.A. Method and apparatus for integrated payments processing and decisioning for internet transactions
US8145567B2 (en) 2000-10-31 2012-03-27 Wells Fargo Bank, N.A. Transaction ID system and process
US7136814B1 (en) 2000-11-03 2006-11-14 The Procter & Gamble Company Syntax-driven, operator assisted voice recognition system and methods
WO2002037386A1 (en) 2000-11-06 2002-05-10 First Usa Bank, N.A. System and method for selectable funding of electronic transactions
US20070162387A1 (en) * 2000-11-06 2007-07-12 Cataline Glen R System and method for optimized funding of electronic transactions
AU2002243223A1 (en) * 2000-11-15 2002-06-24 Robert P Arbuckle System and method for guiding a computer user to promotional material
US7130817B2 (en) * 2000-12-15 2006-10-31 First Data Corporation Electronic gift linking
US7266533B2 (en) 2000-12-15 2007-09-04 The Western Union Company Electronic gift greeting
US7702579B2 (en) * 2000-12-19 2010-04-20 Emergis Technologies, Inc. Interactive invoicer interface
US8805739B2 (en) 2001-01-30 2014-08-12 Jpmorgan Chase Bank, National Association System and method for electronic bill pay and presentment
US6882983B2 (en) * 2001-02-05 2005-04-19 Notiva Corporation Method and system for processing transactions
US8326754B2 (en) * 2001-02-05 2012-12-04 Oracle International Corporation Method and system for processing transactions
US7509288B2 (en) * 2001-02-22 2009-03-24 International Business Machines Corporation Invoice processing system
US7389238B2 (en) * 2001-03-27 2008-06-17 Pitney Bowes Inc. Recipient elected messaging services
US7085811B2 (en) * 2001-03-27 2006-08-01 Pitney Bowes Inc. Sender elected messaging services
US20040094615A1 (en) * 2001-03-27 2004-05-20 Pitney Bowes Incorporated Recipient elected messaging services enabled by processing codes printed on mail
US7386457B2 (en) * 2001-03-27 2008-06-10 Pitney Bowes Inc. Messaging services for the visually impaired
US7386458B2 (en) * 2001-03-27 2008-06-10 Pitney Bowes Inc. Recipient elected messaging services for mail that is transported in trays or tubs
US7346591B2 (en) * 2001-03-27 2008-03-18 Pitney Bowes Inc. Messaging services for uniquely identified mail
US7165052B2 (en) * 2001-03-31 2007-01-16 First Data Corporation Payment service method and system
US7184989B2 (en) * 2001-03-31 2007-02-27 First Data Corporation Staged transactions systems and methods
US7117183B2 (en) * 2001-03-31 2006-10-03 First Data Coroporation Airline ticket payment and reservation system and methods
US7103577B2 (en) * 2001-03-31 2006-09-05 First Data Corporation Systems and methods for staging transactions, payments and collections
US8150763B2 (en) * 2001-03-31 2012-04-03 The Western Union Company Systems and methods for staging transactions, payments and collections
US9853759B1 (en) 2001-03-31 2017-12-26 First Data Corporation Staged transaction system for mobile commerce
CA2443220A1 (en) 2001-03-31 2002-10-10 First Data Corporation Electronic identifier payment system and methods
US20020198798A1 (en) * 2001-04-03 2002-12-26 Bottomline Technologies, Inc. Modular business transactions platform
US20020198829A1 (en) * 2001-04-03 2002-12-26 Bottomline Technologies, Inc. Modular business transactions platform
US8849716B1 (en) 2001-04-20 2014-09-30 Jpmorgan Chase Bank, N.A. System and method for preventing identity theft or misuse by restricting access
JP2002329065A (en) * 2001-04-27 2002-11-15 Fujitsu Ltd Invitation method for modification of loan contract for consumption
US20020194126A1 (en) * 2001-04-30 2002-12-19 Randell Wayne L. Method and system for handling invoices
US20020194127A1 (en) * 2001-04-30 2002-12-19 Randell Wayne L. Method and system for processing invoices
US20020198830A1 (en) * 2001-05-01 2002-12-26 Randell Wayne L. Method and system for handling disputes in an electronic invoice management system
US20030158832A1 (en) * 2001-05-31 2003-08-21 Sijacic Michael Anthony Methods and system for defining and creating custom activities within process management software
US20020184121A1 (en) * 2001-05-31 2002-12-05 Sun Microsystems, Inc. Methods and system for performing business-to-business electronic invoice presentment and payment with line item level granularity
US20020184123A1 (en) * 2001-05-31 2002-12-05 Sun Microsystems, Inc. Methods and system for performing electronic invoice presentment and payment dispute handling with line item level granularity
US7752130B2 (en) * 2001-05-31 2010-07-06 Oracle America, Inc. Methods and systems for delivery of information upon enrollment in an internet bill presentment and payment environment
US20020184145A1 (en) * 2001-05-31 2002-12-05 Sun Microsystems, Inc. Methods and system for integrating XML based transactions in an electronic invoice presentment and payment environment
US20030195844A1 (en) * 2001-05-31 2003-10-16 Hogan Lawrence Daniel Electronic bill and non-bill information presentation
US7401048B2 (en) * 2001-06-01 2008-07-15 Jpmorgan Chase Bank, N.A. System and method for trade settlement tracking and relative ranking
WO2002099598A2 (en) 2001-06-07 2002-12-12 First Usa Bank, N.A. System and method for rapid updating of credit information
US7266839B2 (en) 2001-07-12 2007-09-04 J P Morgan Chase Bank System and method for providing discriminated content to network users
US20030018587A1 (en) * 2001-07-20 2003-01-23 Althoff Oliver T. Checkout system for on-line, card present equivalent interchanges
US20030033250A1 (en) * 2001-08-10 2003-02-13 Bob Mayes System and method for automatic terminal management
WO2003021385A2 (en) * 2001-08-28 2003-03-13 Diners Club International Ltd. Method and system for presenting charge related data on a worldwide basis through a network
US7103576B2 (en) 2001-09-21 2006-09-05 First Usa Bank, Na System for providing cardless payment
US7822684B2 (en) * 2001-10-05 2010-10-26 Jpmorgan Chase Bank, N.A. Personalized bank teller machine
US7386478B2 (en) 2001-10-15 2008-06-10 Sun Microsystems, Inc. Dynamic criteria based line-grouping mechanism and method for purchase order generation
US7644014B2 (en) 2001-10-17 2010-01-05 Sun Microsystems, Inc. Document exchange framework for automated extensible markup language data in an e-procurement system and method
US7337132B2 (en) 2001-10-17 2008-02-26 Sun Microsystems, Inc. Customizable two step mapping of extensible markup language data in an e-procurement system and method
US8032454B2 (en) * 2001-10-18 2011-10-04 International Business Machines Corporation Import declaration/foreign supplier invoice payment reconciliation process
US8244632B2 (en) 2001-10-26 2012-08-14 First Data Corporation Automated transfer with stored value
US8374962B2 (en) * 2001-10-26 2013-02-12 First Data Corporation Stored value payouts
US7822679B1 (en) 2001-10-29 2010-10-26 Visa U.S.A. Inc. Method and system for conducting a commercial transaction between a buyer and a seller
US7958049B2 (en) * 2001-11-01 2011-06-07 Metavante Corporation System and method for obtaining customer bill information and facilitating bill payment at biller websites
WO2003038561A2 (en) 2001-11-01 2003-05-08 First Usa Bank, N.A. System and method for establishing or modifying an account with user selectable terms
US7370014B1 (en) 2001-11-01 2008-05-06 Metavante Corporation Electronic bill presentment and payment system that obtains user bill information from biller web sites
US6670569B2 (en) * 2001-11-08 2003-12-30 First Data Corporation Mail handling equipment and methods
US7415471B1 (en) 2001-11-30 2008-08-19 Midland Loan Services, Inc. Methods and systems for automated data collection and analysis for use in association with asset securitization
US7987501B2 (en) 2001-12-04 2011-07-26 Jpmorgan Chase Bank, N.A. System and method for single session sign-on
US20030130943A1 (en) * 2002-01-08 2003-07-10 Bottomline Technologies (De) Inc. Automated invoice receipt and management system with automated loading systems
US20030154153A1 (en) * 2002-01-31 2003-08-14 Steidlmayer J. Peter Composite commodity financial product
US7596529B2 (en) * 2002-02-13 2009-09-29 First Data Corporation Buttons for person to person payments
US7941533B2 (en) 2002-02-19 2011-05-10 Jpmorgan Chase Bank, N.A. System and method for single sign-on session management without central server
AU2003217958B2 (en) * 2002-03-04 2009-06-04 First Data Corporation Method and system for processing credit card related transactions
US7350698B2 (en) * 2002-03-15 2008-04-01 Sun Microsystems, Inc. Line item approval processing in an electronic purchasing system and method
US8751384B2 (en) * 2002-05-08 2014-06-10 Metavante Corporation Integrated bill presentment and payment system and method of operating the same
US8799157B1 (en) 2002-05-08 2014-08-05 Metavante Corporation Business combined bill management system and method
US20030216996A1 (en) * 2002-05-14 2003-11-20 Capital One Financial Corporation Methods and systems for providing financial payment services
US7689482B2 (en) * 2002-05-24 2010-03-30 Jp Morgan Chase Bank, N.A. System and method for payer (buyer) defined electronic invoice exchange
US20030220863A1 (en) 2002-05-24 2003-11-27 Don Holm System and method for varying electronic settlements between buyers and suppliers with dynamic discount terms
US20030220858A1 (en) * 2002-05-24 2003-11-27 Duc Lam Method and system for collaborative vendor reconciliation
US7437327B2 (en) * 2002-05-24 2008-10-14 Jp Morgan Chase Bank Method and system for buyer centric dispute resolution in electronic payment system
US20030225690A1 (en) * 2002-05-29 2003-12-04 Xerox Corporation Billing process and system
US20030229588A1 (en) * 2002-06-05 2003-12-11 Pitney Bowes Incorporated Voice enabled electronic bill presentment and payment system
US7143174B2 (en) * 2002-06-12 2006-11-28 The Jpmorgan Chase Bank, N.A. Method and system for delayed cookie transmission in a client-server architecture
WO2003107145A2 (en) * 2002-06-18 2003-12-24 Mastercard International Incorporated System and method for integrated electronic invoice presentment and payment
US20040002907A1 (en) * 2002-06-28 2004-01-01 Tosswill Andrew R. Template for inputting customized processing features in an electronic bill presentment and payment system
JP2004094932A (en) * 2002-08-09 2004-03-25 Matsushita Electric Ind Co Ltd Communication terminal device and information processor of pay-back system
JP2004133895A (en) * 2002-08-09 2004-04-30 Matsushita Electric Ind Co Ltd Communication terminal device in pay back system and information processor
US7058660B2 (en) 2002-10-02 2006-06-06 Bank One Corporation System and method for network-based project management
US20040088251A1 (en) * 2002-11-01 2004-05-06 Peter Moenickheim Easy establishment of biller or payees of a payor
US20040088235A1 (en) * 2002-11-01 2004-05-06 Ziekle William D. Technique for customizing electronic commerce user
US20040133514A1 (en) * 2002-11-01 2004-07-08 Zielke William D. Selective noticing of availability of an electronic bill based on service provider data
US7729996B2 (en) 2002-11-01 2010-06-01 Checkfree Corporation Reuse of an EBP account through alternate authentication
US20040133513A1 (en) * 2002-11-01 2004-07-08 Mccoy Randal Identity protection technique in matching consumers with electronic billers
US20040133509A1 (en) * 2002-11-01 2004-07-08 Mccoy Randal A. Technique for making payments for a non-subscriber payor
US20040143546A1 (en) * 2002-11-01 2004-07-22 Wood Jeff A. Easy user activation of electronic commerce services
US7395243B1 (en) 2002-11-01 2008-07-01 Checkfree Corporation Technique for presenting matched billers to a consumer
US8073773B2 (en) * 2002-11-01 2011-12-06 Checkfree Corporation Technique for identifying probable billers of a consumer
US20040139011A1 (en) * 2002-11-01 2004-07-15 Kozee Casey W. Technique for identifying probable payees of a consumer
US20040133515A1 (en) * 2002-11-01 2004-07-08 Mccoy Randal A. Distributed matching of consumers with billers having bills available for electronic presentment
US7526448B2 (en) * 2002-11-01 2009-04-28 Checkfree Corporation Matching consumers with billers having bills available for electronic presentment
US20040088254A1 (en) * 2002-11-01 2004-05-06 Zielke William D. Selective noticing of availability of an electronic bill
US8301493B2 (en) 2002-11-05 2012-10-30 Jpmorgan Chase Bank, N.A. System and method for providing incentives to consumers to share information
US7698218B1 (en) * 2002-11-08 2010-04-13 Verizon Laboratories Inc. Method and system for flexible group ordering and billing
US7769650B2 (en) * 2002-12-03 2010-08-03 Jp Morgan Chase Bank Network-based sub-allocation systems and methods for swaps
US7885889B2 (en) 2002-12-30 2011-02-08 Fannie Mae System and method for processing data pertaining to financial assets
WO2004061561A2 (en) * 2002-12-30 2004-07-22 Fannie Mae System and method for facilitating delivery of a loan to a secondary mortgage market purchaser
US7742981B2 (en) * 2002-12-30 2010-06-22 Fannie Mae Mortgage loan commitment system and method
WO2004061557A2 (en) * 2002-12-30 2004-07-22 Fannie Mae System and method for creating and tracking agreements for selling loans to a secondary market purchaser
US20050102226A1 (en) * 2002-12-30 2005-05-12 Dror Oppenheimer System and method of accounting for mortgage related transactions
AU2003295771A1 (en) * 2002-12-30 2004-07-29 Fannie Mae System and method for defining loan products
US20040128230A1 (en) 2002-12-30 2004-07-01 Fannie Mae System and method for modifying attribute data pertaining to financial assets in a data processing system
US8666879B1 (en) 2002-12-30 2014-03-04 Fannie Mae Method and system for pricing forward commitments for mortgage loans and for buying committed loans
US7593889B2 (en) * 2002-12-30 2009-09-22 Fannie Mae System and method for processing data pertaining to financial assets
WO2004061564A2 (en) * 2002-12-30 2004-07-22 Fannie Mae System and method for pricing loans in the secondary mortgage market
AU2003291140A1 (en) * 2002-12-30 2004-07-29 Fannie Mae System and method for facilitating sale of a loan to a secondary market purchaser
AU2003297295A1 (en) 2002-12-30 2004-07-29 Fannie Mae System and method of processing data pertaining to financial assets
US9307884B1 (en) 2003-01-27 2016-04-12 The Pnc Financial Services Group, Inc. Visual asset structuring tool
US20040200898A1 (en) * 2003-02-14 2004-10-14 Concept Shopping, Inc. Use of limited identification information on point-of-sale systems
WO2004077317A1 (en) * 2003-02-28 2004-09-10 Sap Aktiengesellschaft Method and software application for processing electronic documents
US10311412B1 (en) 2003-03-28 2019-06-04 Jpmorgan Chase Bank, N.A. Method and system for providing bundled electronic payment and remittance advice
US20040210520A1 (en) * 2003-04-02 2004-10-21 Fitzgerald Daleen R. Bill payment payee information management system and method
US8630947B1 (en) 2003-04-04 2014-01-14 Jpmorgan Chase Bank, N.A. Method and system for providing electronic bill payment and presentment
US7063473B2 (en) * 2003-04-18 2006-06-20 Canon Kabushiki Kaisha Both-side recording apparatus
US20040215560A1 (en) * 2003-04-25 2004-10-28 Peter Amalraj Integrated payment system and method
US7856406B2 (en) * 2003-04-28 2010-12-21 Onforce, Inc. System and method for managing accounts payable and accounts receivable
US20040220848A1 (en) * 2003-04-28 2004-11-04 Leventhal Jeffrey P. System and method for managing requests for services
US8036962B2 (en) 2003-06-13 2011-10-11 Sap Ag Systems and methods for determining payers in a billing environment
US8046298B1 (en) 2003-07-21 2011-10-25 Fannie Mae Systems and methods for facilitating the flow of capital through the housing finance industry
US7613656B2 (en) * 2003-08-11 2009-11-03 Jp Morgan Chase Bank Coupon payment system
US7366688B2 (en) * 2003-08-22 2008-04-29 Dana Heavy Vehicle Systems Group, Llc System for processing applications for manufacture of vehicle parts
US8156042B2 (en) * 2003-08-29 2012-04-10 Starbucks Corporation Method and apparatus for automatically reloading a stored value card
US20050080672A1 (en) * 2003-10-13 2005-04-14 Starbucks Corporation Creating customer loyalty
WO2005048145A1 (en) * 2003-10-13 2005-05-26 Starbucks Corporation D/B/A Starbucks Coffee Company Dual card
US8190893B2 (en) 2003-10-27 2012-05-29 Jp Morgan Chase Bank Portable security transaction protocol
US7792717B1 (en) 2003-10-31 2010-09-07 Jpmorgan Chase Bank, N.A. Waterfall prioritized payment processing
EP1528490A1 (en) * 2003-10-31 2005-05-04 Sap Ag Method and software application for supporting the processing of invoices
US7702577B1 (en) 2003-11-06 2010-04-20 Jp Morgan Chase Bank, N.A. System and method for conversion of initial transaction to final transaction
US7925579B1 (en) 2003-12-01 2011-04-12 Fannie Mae System and method for processing a loan
US20050177478A1 (en) * 2003-12-15 2005-08-11 General Motors Corporation Method and system for managing promotional telematics services
US7814003B2 (en) * 2003-12-15 2010-10-12 Jp Morgan Chase Billing workflow system for crediting charges to entities creating derivatives exposure
US7756778B1 (en) 2003-12-18 2010-07-13 Fannie Mae System and method for tracking and facilitating analysis of variance and recourse transactions
US7822680B1 (en) 2003-12-31 2010-10-26 Fannie Mae System and method for managing data pertaining to a plurality of financial assets for multifamily and housing developments
US7657475B1 (en) 2003-12-31 2010-02-02 Fannie Mae Property investment rating system and method
US7380707B1 (en) * 2004-02-25 2008-06-03 Jpmorgan Chase Bank, N.A. Method and system for credit card reimbursements for health care transactions
US20050222952A1 (en) * 2004-03-31 2005-10-06 Dave Garrett System and method for real-time account validation for an on-line payment system
US7584869B2 (en) * 2004-04-15 2009-09-08 Redbox Automated Retail, Llc Article dispensing system and method for same
US7447605B2 (en) * 2004-04-15 2008-11-04 Redbox Automated Retail, Llc System and method for calibrating a vending apparatus
US8660950B2 (en) * 2004-04-16 2014-02-25 Wells Fargo, N.A. System and method for bill pay with credit card funding
US20050240601A1 (en) * 2004-04-21 2005-10-27 Mairead Lyons System and method for transactional data collection and processing
US7813978B2 (en) * 2004-05-03 2010-10-12 Ge Corporate Financial Services, Inc. Methods and systems for managing and approving legal expenses
US20050273347A1 (en) * 2004-06-04 2005-12-08 Bank One, Delaware, National Association Method and system for processing payment items at a central processor
US20050278255A1 (en) * 2004-06-09 2005-12-15 Hahn-Carlson Dean W Transaction data exchange system and approach
US8762238B2 (en) * 2004-06-09 2014-06-24 Syncada Llc Recurring transaction processing system and approach
US7574386B2 (en) 2004-06-09 2009-08-11 U.S. Bank National Association Transaction accounting auditing approach and system therefor
US7925551B2 (en) * 2004-06-09 2011-04-12 Syncada Llc Automated transaction processing system and approach
AU2005255456B2 (en) * 2004-06-09 2007-09-13 Syncada Llc Order-resource fulfillment and management system and approach
AU2005255453B2 (en) * 2004-06-09 2007-11-08 Syncada Llc Financial institution-based transaction processing system and approach
US7392934B2 (en) * 2004-06-09 2008-07-01 U.S. Bank National Association Transaction accounting processing system and approach
US8571977B2 (en) * 2004-06-17 2013-10-29 Visa International Service Association Method and system for providing seller bank receivable discounting aggregation services
US8554673B2 (en) 2004-06-17 2013-10-08 Jpmorgan Chase Bank, N.A. Methods and systems for discounts management
US7219832B2 (en) * 2004-06-17 2007-05-22 First Data Corporation ATM machine and methods with currency conversion capabilities
US8121944B2 (en) 2004-06-24 2012-02-21 Jpmorgan Chase Bank, N.A. Method and system for facilitating network transaction processing
US8290862B2 (en) 2004-07-23 2012-10-16 Jpmorgan Chase Bank, N.A. Method and system for expediting payment delivery
US8290863B2 (en) * 2004-07-23 2012-10-16 Jpmorgan Chase Bank, N.A. Method and system for expediting payment delivery
CA2574893A1 (en) * 2004-07-27 2006-03-02 Jp Morgan Chase Bank System and method for measuring communication-system infrastructure usage
US10373245B1 (en) * 2004-07-30 2019-08-06 Cognizant Trizetto Software Group, Inc. On-line billing related transactions in an integrated health plan system
MX2007002075A (en) * 2004-08-25 2007-04-24 Mastercard International Inc Method and system for automated payment authorization and settlement.
US8152054B2 (en) 2004-10-19 2012-04-10 The Western Union Company Money transfer systems and methods
US7641109B2 (en) * 2005-05-18 2010-01-05 The Western Union Company Money transfer cards, systems and methods
US20060089891A1 (en) * 2004-10-21 2006-04-27 Nigam Rakesh K System and method for generating expense information
US20060095374A1 (en) * 2004-11-01 2006-05-04 Jp Morgan Chase System and method for supply chain financing
US20070174652A1 (en) * 2004-11-03 2007-07-26 Electrolux Home Products, Inc. Parts recovery method and system
US7574405B2 (en) * 2004-12-23 2009-08-11 General Electric Captical Corporation Apparatus and method for verifying source of funds regarding financial transactions
US20060167792A1 (en) * 2004-12-29 2006-07-27 Hahn-Carlson Dean W Multi-supplier transaction and payment programmed processing system and approach
US20060167791A1 (en) * 2004-12-29 2006-07-27 Hahn-Carlson Dean W Multi-party transaction processing system and approach
US20060147894A1 (en) * 2004-12-30 2006-07-06 Vicam, L.P. Jacketed vessel for holding semen for sex biasing mammals through artificial insemination and systems and methods for enhancing the probability of sex biasing using the same
US7711639B2 (en) * 2005-01-12 2010-05-04 Visa International Pre-funding system and method
US8463625B1 (en) 2005-01-20 2013-06-11 Daniel L. Owen System, method and computer program product for facilitating informed decisions relating to the fair sharing of the costs of insurance between a group and a third party
US8095392B1 (en) 2005-01-20 2012-01-10 Owen Daniel L System, method and computer program product for facilitating informed decisions relating to family risk
US20060195397A1 (en) * 2005-02-28 2006-08-31 Checkfree Corporation Centralized electronic bill presentment
US20060195395A1 (en) * 2005-02-28 2006-08-31 Checkfree Corporation Facilitating electronic payment on behalf of a customer of electronic presented bills
US7284336B2 (en) * 2005-03-31 2007-10-23 Specialized Bicycle Components, Inc. Saddle fit system and method
US7970671B2 (en) * 2005-04-12 2011-06-28 Syncada Llc Automated transaction processing system and approach with currency conversion
US20100121743A1 (en) * 2005-04-13 2010-05-13 Jp Morgan Chase Bank System and method for generating dividend information
US8060247B2 (en) * 2005-04-22 2011-11-15 Redbox Automated Retail, Llc System and method for communicating secondary vending options
WO2006116114A2 (en) 2005-04-22 2006-11-02 Redbox Automated Retail, L.L.C. System and method for calibrating a vending apparatus
US20060248009A1 (en) * 2005-05-02 2006-11-02 Hicks Sydney S System and method for processing electronic payments
US20070214091A1 (en) * 2005-05-18 2007-09-13 The Western Union Company Electronic payment instrument system and method
US8672220B2 (en) * 2005-09-30 2014-03-18 The Western Union Company Money transfer system and method
US7392940B2 (en) 2005-05-18 2008-07-01 The Western Union Company In-lane money transfer systems and methods
US7822682B2 (en) 2005-06-08 2010-10-26 Jpmorgan Chase Bank, N.A. System and method for enhancing supply chain transactions
US7676409B1 (en) 2005-06-20 2010-03-09 Jpmorgan Chase Bank, N.A. Method and system for emulating a private label over an open network
US8185877B1 (en) 2005-06-22 2012-05-22 Jpmorgan Chase Bank, N.A. System and method for testing applications
US7801809B1 (en) 2005-06-24 2010-09-21 Fannie Mae System and method for management of delegated real estate project reviews
US8583926B1 (en) 2005-09-19 2013-11-12 Jpmorgan Chase Bank, N.A. System and method for anti-phishing authentication
US8301529B1 (en) 2005-11-02 2012-10-30 Jpmorgan Chase Bank, N.A. Method and system for implementing effective governance of transactions between trading partners
US20070136190A1 (en) * 2005-12-12 2007-06-14 Chuck Engle Electronic service procurement and invoicing system
US20070143208A1 (en) * 2005-12-21 2007-06-21 Varga Kristie A Automatic Teller Machine as Lead Source
US20070185822A1 (en) * 2005-12-28 2007-08-09 Santosh Kaveti System and method for online third-party payment processing
US20080040249A1 (en) * 2006-01-20 2008-02-14 Jpmorgan Chase Bank, N.A. Method for transaction processing in a capture and deposit
US20070198992A1 (en) * 2006-01-26 2007-08-23 International Business Machines Corporation Changing submitted asynchronous business events to synchronous business events in a Business processing system
US10410274B1 (en) * 2006-03-06 2019-09-10 Versata, Inc. Invoicing portal with easy search and easy user communication
US7747526B1 (en) 2006-03-27 2010-06-29 Fannie Mae System and method for transferring mortgage loan servicing rights
US20070240631A1 (en) * 2006-04-14 2007-10-18 Applied Materials, Inc. Epitaxial growth of compound nitride semiconductor structures
US8041640B2 (en) * 2006-05-02 2011-10-18 Compucredit Intellectual Property Holdings Corp. Ii Method and system for account verification
US8028902B2 (en) * 2006-05-17 2011-10-04 Mastercard International Incorporated Methods for providing stand-in services for transaction card customization
US7734545B1 (en) 2006-06-14 2010-06-08 Jpmorgan Chase Bank, N.A. Method and system for processing recurring payments
US8793490B1 (en) 2006-07-14 2014-07-29 Jpmorgan Chase Bank, N.A. Systems and methods for multifactor authentication
US20090248555A1 (en) * 2006-08-30 2009-10-01 Cardit, Llc System and Method for Third Party Payment Processing of Credit Cards
US20080059370A1 (en) * 2006-08-30 2008-03-06 Cardit, Llc System and Method for Third Party Payment Processing of Credit Cards
US20110029404A1 (en) * 2006-10-06 2011-02-03 Hahn-Carlson Dean W Transaction payables processing system and approach
US20100070397A1 (en) * 2008-07-21 2010-03-18 Hahn-Carlson Dean W Resource-allocation processing system and approach with resource pooling
US8712884B2 (en) * 2006-10-06 2014-04-29 Syncada Llc Transaction finance processing system and approach
US7725372B2 (en) * 2006-10-06 2010-05-25 Syncada Llc Transaction payables processing system and approach
US20080086413A1 (en) * 2006-10-10 2008-04-10 Malloy Stephen L Systems and methods for collaborative payment strategies
US20080146348A1 (en) * 2006-11-13 2008-06-19 Aristocrat Technologies Australia Pty, Ltd Systems and methods for flexible approvals in a gaming environment
US7702585B2 (en) 2006-11-30 2010-04-20 Checkfree Corporation Methods and systems for the determination and display of payment lead time in an electronic payment system
US20080162340A1 (en) * 2006-12-27 2008-07-03 Robert Zimmer Integrating enterprise information technology systems with a third-party on-line payment system
US7739193B2 (en) * 2006-12-27 2010-06-15 Sap Ag Paying multiple payees through integration of a third-party on-line payment system with an enterprise information technology system
US8694428B2 (en) * 2006-12-28 2014-04-08 International Business Machines Corporation Consumer oriented services system and method
US7933835B2 (en) 2007-01-17 2011-04-26 The Western Union Company Secure money transfer systems and methods using biometric keys associated therewith
US8818904B2 (en) 2007-01-17 2014-08-26 The Western Union Company Generation systems and methods for transaction identifiers having biometric keys associated therewith
US7916925B2 (en) 2007-02-09 2011-03-29 Jpmorgan Chase Bank, N.A. System and method for generating magnetic ink character recognition (MICR) testing documents
US8504473B2 (en) 2007-03-28 2013-08-06 The Western Union Company Money transfer system and messaging system
US20080288400A1 (en) 2007-04-27 2008-11-20 Cashedge, Inc. Centralized Payment Method and System for Online and Offline Transactions
US8473735B1 (en) 2007-05-17 2013-06-25 Jpmorgan Chase Systems and methods for managing digital certificates
US7783571B2 (en) 2007-05-31 2010-08-24 First Data Corporation ATM system for receiving cash deposits from non-networked clients
US8762270B1 (en) 2007-08-10 2014-06-24 Jpmorgan Chase Bank, N.A. System and method for providing supplemental payment or transaction information
MX2010001697A (en) 2007-08-12 2010-05-20 Samer Elbizri System and method of offsetting invoice obligations.
US8725637B2 (en) * 2007-09-28 2014-05-13 The Western Union Company Methods and systems for generating invoices
US8712872B2 (en) 2012-03-07 2014-04-29 Redbox Automated Retail, Llc System and method for optimizing utilization of inventory space for dispensable articles
US8768789B2 (en) 2012-03-07 2014-07-01 Redbox Automated Retail, Llc System and method for optimizing utilization of inventory space for dispensable articles
US20090089187A1 (en) * 2007-09-28 2009-04-02 Redbox Automated Retail, Llc Article Vending Machine And Method for Auditing Inventory While Article Vending Machine Remains Operational
US9886809B2 (en) 2007-09-28 2018-02-06 Redbox Automated Retail, Llc Article dispensing machine and method for auditing inventory while article dispensing machine remains operational
US8768832B2 (en) * 2007-11-06 2014-07-01 Visa U.S.A. Inc. Financial transaction funds collection and distribution
US8788281B1 (en) 2007-12-03 2014-07-22 Jp Morgan Chase Bank, N.A. System and method for processing qualified healthcare account related financial transactions
US7766244B1 (en) 2007-12-31 2010-08-03 Jpmorgan Chase Bank, N.A. System and method for processing transactions using a multi-account transactions device
US8622308B1 (en) 2007-12-31 2014-01-07 Jpmorgan Chase Bank, N.A. System and method for processing transactions using a multi-account transactions device
US8321682B1 (en) 2008-01-24 2012-11-27 Jpmorgan Chase Bank, N.A. System and method for generating and managing administrator passwords
US8751337B2 (en) * 2008-01-25 2014-06-10 Syncada Llc Inventory-based payment processing system and approach
US20110196786A1 (en) * 2008-01-31 2011-08-11 Rene Lacerte Determining trustworthiness and familiarity of users of an electronic billing and payment system
US20110184843A1 (en) * 2008-01-31 2011-07-28 Bill.Com, Inc. Enhanced electronic anonymous payment system
US20140129431A1 (en) * 2008-01-31 2014-05-08 Bill.Com, Inc. Enhanced System and Method For Private Interbank Clearing System
US9141991B2 (en) 2008-01-31 2015-09-22 Bill.Com, Inc. Enhanced electronic data and metadata interchange system and process for electronic billing and payment system
US10769686B2 (en) 2008-01-31 2020-09-08 Bill.Com Llc Enhanced invitation process for electronic billing and payment system
US10043201B2 (en) * 2008-01-31 2018-08-07 Bill.Com, Inc. Enhanced invitation process for electronic billing and payment system
US8538788B1 (en) 2008-04-02 2013-09-17 Onforce, Inc. System for work order refinement prior to acceptance and methods thereof
EP2148216B1 (en) * 2008-07-14 2013-01-09 Ecole Polytechnique Fédérale de Lausanne (EPFL) Time of flight estimation method using beamforming for acoustic tomography
AU2009202922A1 (en) * 2008-07-21 2010-02-04 Syncada Llc Payment processing system and approach with adaptive-assessment processing
US20100042538A1 (en) * 2008-08-18 2010-02-18 Sanjeev Dheer Money Movement Network Method
US8112355B1 (en) 2008-09-05 2012-02-07 Jpmorgan Chase Bank, N.A. Method and system for buyer centric dispute resolution in electronic payment system
US9092447B1 (en) 2008-10-20 2015-07-28 Jpmorgan Chase Bank, N.A. Method and system for duplicate detection
US8391584B2 (en) 2008-10-20 2013-03-05 Jpmorgan Chase Bank, N.A. Method and system for duplicate check detection
US8244646B2 (en) 2009-06-09 2012-08-14 Fiserv, Inc. Systems and methods for determining estimated lead times
US20100191622A1 (en) * 2009-01-28 2010-07-29 Zvi Reiss Distributed Transaction layer
US9608826B2 (en) 2009-06-29 2017-03-28 Jpmorgan Chase Bank, N.A. System and method for partner key management
US20110047010A1 (en) * 2009-08-21 2011-02-24 Redbox Automated Retail, Llc Article vending machine and method for receiving restricted discount codes
US8996162B2 (en) * 2009-09-05 2015-03-31 Redbox Automated Retail, Llc Article vending machine and method for exchanging an inoperable article for an operable article
US9104990B2 (en) 2009-09-05 2015-08-11 Redbox Automated Retail, Llc Article vending machine and method for exchanging an inoperable article for an operable article
US20110213707A1 (en) * 2010-03-01 2011-09-01 Fiserv, Inc. Systems and methods for facilitating person-to-person payments
US8447641B1 (en) 2010-03-29 2013-05-21 Jpmorgan Chase Bank, N.A. System and method for automatically enrolling buyers into a network
US8538581B2 (en) 2010-09-03 2013-09-17 Redbox Automated Retail, Llc Article vending machine and method for authenticating received articles
US9569911B2 (en) 2010-08-23 2017-02-14 Redbox Automated Retail, Llc Secondary media return system and method
US8589288B1 (en) 2010-10-01 2013-11-19 Jpmorgan Chase Bank, N.A. System and method for electronic remittance of funds
US20120185382A1 (en) * 2011-01-19 2012-07-19 Mark Noyes Fischer Pay by link system and method
US8543503B1 (en) 2011-03-30 2013-09-24 Jpmorgan Chase Bank, N.A. Systems and methods for automated invoice entry
US8543504B1 (en) 2011-03-30 2013-09-24 Jpmorgan Chase Bank, N.A. Systems and methods for automated invoice entry
CA2838944A1 (en) 2011-06-14 2012-12-20 Redbox Automated Retail, Llc System and method for substituting a media article with alternative media
WO2013012874A2 (en) 2011-07-20 2013-01-24 Redbox Automated Retail, Llc. System and method for providing the identification of geographically closest article dispensing machines
US9348822B2 (en) 2011-08-02 2016-05-24 Redbox Automated Retail, Llc System and method for generating notifications related to new media
CA2844328A1 (en) 2011-08-12 2013-02-21 Redbox Automated Retail, Llc System and method for applying parental control limits from content providers to media content
EP2782484B1 (en) 2011-11-23 2016-12-21 Starbucks Corporation D/b/a Starbucks Coffee Company Apparatus, systems, and methods for brewing a beverage
US10395247B2 (en) 2012-03-07 2019-08-27 Early Warning Services, Llc Systems and methods for facilitating a secure transaction at a non-financial institution system
US10318936B2 (en) 2012-03-07 2019-06-11 Early Warning Services, Llc System and method for transferring funds
US9691056B2 (en) 2012-03-07 2017-06-27 Clearxchange, Llc System and method for transferring funds
US8819789B2 (en) 2012-03-07 2014-08-26 Bill.Com, Inc. Method and system for using social networks to verify entity affiliations and identities
US10970688B2 (en) 2012-03-07 2021-04-06 Early Warning Services, Llc System and method for transferring funds
US11593800B2 (en) 2012-03-07 2023-02-28 Early Warning Services, Llc System and method for transferring funds
US10395223B2 (en) 2012-03-07 2019-08-27 Early Warning Services, Llc System and method for transferring funds
EP2850585A4 (en) * 2012-05-16 2015-12-30 Inttra Inc Invoice and freight statement matching and dispute resolution
US9747253B2 (en) 2012-06-05 2017-08-29 Redbox Automated Retail, Llc System and method for simultaneous article retrieval and transaction validation
USD678653S1 (en) 2012-07-19 2013-03-19 Jpmorgan Chase Bank, N.A. Drive-up financial transaction machine
US10318923B1 (en) 2012-08-01 2019-06-11 Cognizant Trizetto Software Group, Inc. Payment assurance and claim pre-validation
USD690074S1 (en) 2013-03-13 2013-09-17 Jpmorgan Chase Bank, N.A. Financial transaction machine
US10417674B2 (en) 2013-03-14 2019-09-17 Bill.Com, Llc System and method for sharing transaction information by object tracking of inter-entity transactions and news streams
US10115137B2 (en) 2013-03-14 2018-10-30 Bill.Com, Inc. System and method for enhanced access and control for connecting entities and effecting payments in a commercially oriented entity network
US20150012442A1 (en) 2013-03-14 2015-01-08 Bill.Com, Inc. Enhanced system and method for scanning and processing of payment documentation
US9419957B1 (en) 2013-03-15 2016-08-16 Jpmorgan Chase Bank, N.A. Confidence-based authentication
US10572921B2 (en) 2013-07-03 2020-02-25 Bill.Com, Llc System and method for enhanced access and control for connecting entities and effecting payments in a commercially oriented entity network
US9741024B2 (en) 2013-07-31 2017-08-22 Xero Limited Systems and methods of bank transfer
CN107103458A (en) * 2013-08-02 2017-08-29 东芝泰格有限公司 Information processor and electronic billing system
US9443268B1 (en) 2013-08-16 2016-09-13 Consumerinfo.Com, Inc. Bill payment and reporting
US9058626B1 (en) 2013-11-13 2015-06-16 Jpmorgan Chase Bank, N.A. System and method for financial services device usage
US10325314B1 (en) 2013-11-15 2019-06-18 Consumerinfo.Com, Inc. Payment reporting systems
WO2015077237A2 (en) 2013-11-20 2015-05-28 Starbucks Corporation D/B/A Starbucks Coffee Company Cooking system power management
US10148726B1 (en) 2014-01-24 2018-12-04 Jpmorgan Chase Bank, N.A. Initiating operating system commands based on browser cookies
EP3114614A4 (en) 2014-03-07 2017-12-20 Starbucks Corporation Dual-function card with key card functionality and stored value card functionality
JP2015225607A (en) * 2014-05-29 2015-12-14 東芝テック株式会社 Information processor and program
US20160140528A1 (en) * 2014-06-30 2016-05-19 Ahmed Farouk Shaaban Client Entry and Maintenance System for Timekeeping and Billing for Professional Services System and Method
US10832246B2 (en) 2015-03-23 2020-11-10 Early Warning Services, Llc Payment real-time funds availability
US10748127B2 (en) 2015-03-23 2020-08-18 Early Warning Services, Llc Payment real-time funds availability
US10839359B2 (en) 2015-03-23 2020-11-17 Early Warning Services, Llc Payment real-time funds availability
US10769606B2 (en) 2015-03-23 2020-09-08 Early Warning Services, Llc Payment real-time funds availability
US10878387B2 (en) 2015-03-23 2020-12-29 Early Warning Services, Llc Real-time determination of funds availability for checks and ACH items
US20190378182A1 (en) * 2015-03-23 2019-12-12 Early Warning Services, Llc Secure electronic billing with real-time funds availability
US10438175B2 (en) 2015-07-21 2019-10-08 Early Warning Services, Llc Secure real-time payment transactions
US11037122B2 (en) 2015-07-21 2021-06-15 Early Warning Services, Llc Secure real-time transactions
US11151522B2 (en) 2015-07-21 2021-10-19 Early Warning Services, Llc Secure transactions with offline device
US11037121B2 (en) 2015-07-21 2021-06-15 Early Warning Services, Llc Secure real-time transactions
US11151523B2 (en) 2015-07-21 2021-10-19 Early Warning Services, Llc Secure transactions with offline device
US11386410B2 (en) 2015-07-21 2022-07-12 Early Warning Services, Llc Secure transactions with offline device
US10956888B2 (en) 2015-07-21 2021-03-23 Early Warning Services, Llc Secure real-time transactions
US10970695B2 (en) 2015-07-21 2021-04-06 Early Warning Services, Llc Secure real-time transactions
US11062290B2 (en) 2015-07-21 2021-07-13 Early Warning Services, Llc Secure real-time transactions
US11157884B2 (en) 2015-07-21 2021-10-26 Early Warning Services, Llc Secure transactions with offline device
US10963856B2 (en) 2015-07-21 2021-03-30 Early Warning Services, Llc Secure real-time transactions
US11151567B2 (en) 2016-09-19 2021-10-19 Early Warning Services, Llc Authentication and fraud prevention in provisioning a mobile wallet
US20180121972A1 (en) * 2016-11-02 2018-05-03 International Business Machines Corporation Direct payment system for web consumers
US10685131B1 (en) * 2017-02-03 2020-06-16 Rockloans Marketplace Llc User authentication
BE1023933B1 (en) * 2017-04-13 2017-09-14 Andpatents Bvba Method, system and computer program product for managing files, deadlines and working hours in intellectual property
CN107369053A (en) * 2017-07-24 2017-11-21 安徽中杰信息科技有限公司 A kind of long-range invoice is for open system
CN107392724A (en) * 2017-07-31 2017-11-24 安徽中杰信息科技有限公司 Long-range invoice purchase system
US10963884B2 (en) * 2018-05-04 2021-03-30 Walmart Apollo, Llc Systems and methods for processing reimbursement requests submitted by retail stores to distribution centers
US11265324B2 (en) 2018-09-05 2022-03-01 Consumerinfo.Com, Inc. User permissions for access to secure data at third-party
US11526859B1 (en) 2019-11-12 2022-12-13 Bottomline Technologies, Sarl Cash flow forecasting using a bottoms-up machine learning approach
US11532040B2 (en) 2019-11-12 2022-12-20 Bottomline Technologies Sarl International cash management software using machine learning
US20210248543A1 (en) * 2020-02-07 2021-08-12 Mastercard International Incorporated Systems and methods for use in data exchanges related to shipping lines
US11704671B2 (en) 2020-04-02 2023-07-18 Bottomline Technologies Limited Financial messaging transformation-as-a-service

Family Cites Families (32)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB1250686A (en) * 1968-10-14 1971-10-20
US4322613A (en) * 1980-04-08 1982-03-30 Vendacopy, Inc. Method for tamper-proofing magnetic stripe card reader
EP0060650A1 (en) * 1981-03-04 1982-09-22 Johnson Matthey Public Limited Company Credit control systems
US4711993A (en) * 1984-01-05 1987-12-08 Kosednar Joseph F Fraud-resistant manual magnetic reader-writer system for debit card use
US4649563A (en) * 1984-04-02 1987-03-10 R L Associates Method of and means for accessing computerized data bases utilizing a touch-tone telephone instrument
US4713761A (en) * 1985-07-18 1987-12-15 Pitney Bowes, Inc. System for centralized processing of accounting and payment functions
US4695880A (en) * 1985-07-30 1987-09-22 Postron Corp. Electronic information dissemination system
CH669275A5 (en) * 1985-08-21 1989-02-28 Landis & Gyr Ag METHOD AND DEVICE FOR EVALUATING AND DELETING VALUE MARKINGS ON VALUE DOCUMENTS.
US4859837A (en) * 1987-03-23 1989-08-22 Halpern John Wolfgang Portable data carrier incorporating manually presettable processing modes
US5121945A (en) * 1988-04-20 1992-06-16 Remittance Technology Corporation Financial data processing system
US4947028A (en) * 1988-07-19 1990-08-07 Arbor International, Inc. Automated order and payment system
JPH0622030B2 (en) * 1988-10-03 1994-03-23 富士通株式会社 Transaction validity confirmation method
US4922646A (en) * 1988-12-23 1990-05-08 Jerry Basgal Fishing lure
JPH0314083A (en) * 1989-06-12 1991-01-22 Toshiba Corp Portable medium
US5220501A (en) * 1989-12-08 1993-06-15 Online Resources, Ltd. Method and system for remote delivery of retail banking services
TW318990B (en) * 1990-11-01 1997-11-01 Tsumura Sanbyakuzi
US5383113A (en) * 1991-07-25 1995-01-17 Checkfree Corporation System and method for electronically providing customer services including payment of bills, financial analysis and loans
US5473143A (en) * 1991-09-23 1995-12-05 Atm Communications International, Inc. ATM/POS based electronic mail system
US5557518A (en) * 1994-04-28 1996-09-17 Citibank, N.A. Trusted agents for open electronic commerce
US5317137A (en) * 1992-02-24 1994-05-31 Comproducts Inc. Magnetic debit card reader fraudulent use prevention
US5326959A (en) * 1992-08-04 1994-07-05 Perazza Justin J Automated customer initiated entry remittance processing system
US5283829A (en) * 1992-10-01 1994-02-01 Bell Communications Research, Inc. System and method for paying bills electronically
US5504677A (en) * 1992-10-15 1996-04-02 Pollin; Robert E. Automated payment system
AU5364794A (en) * 1992-10-22 1994-05-09 American Express Travel Related Services Company, Inc. Automated billing consolidation system and method
DE59307854D1 (en) * 1992-12-01 1998-01-29 Landis & Gyr Business Support Process for the compensation of services and / or goods and device for carrying out the process
US5465206B1 (en) * 1993-11-01 1998-04-21 Visa Int Service Ass Electronic bill pay system
AU1735195A (en) * 1994-02-14 1995-08-29 Telepay, Inc. Automated interactive bill payment system
US5649117A (en) * 1994-06-03 1997-07-15 Midwest Payment Systems System and method for paying bills and other obligations including selective payor and payee controls
US5544086A (en) * 1994-09-30 1996-08-06 Electronic Payment Services, Inc. Information consolidation within a transaction network
US5708422A (en) * 1995-05-31 1998-01-13 At&T Transaction authorization and alert system
US5699528A (en) * 1995-10-31 1997-12-16 Mastercard International, Inc. System and method for bill delivery and payment over a communications network
US5671285A (en) * 1995-12-13 1997-09-23 Newman; Bruce D. Secure communication system

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7536325B2 (en) 2002-09-30 2009-05-19 Canadian National Railway Company Method and system for generating account reconciliation data

Also Published As

Publication number Publication date
EP1012767A1 (en) 2000-06-28
NZ503455A (en) 2003-02-28
CA2302577C (en) 2009-01-20
IL134928A (en) 2004-02-19
JP2001516105A (en) 2001-09-25
BR9812624A (en) 2000-08-22
RU2217793C2 (en) 2003-11-27
AU744051B2 (en) 2002-02-14
EP1012767A4 (en) 2002-09-11
AU9107698A (en) 1999-03-29
CN1322324A (en) 2001-11-14
US6044362A (en) 2000-03-28
WO1999013422A1 (en) 1999-03-18
IL134928A0 (en) 2001-05-20

Similar Documents

Publication Publication Date Title
CA2302577A1 (en) Electronic invoicing and payment system
US6018726A (en) Method of billing for information services in conjunction with utilities service
US6026292A (en) Truck communication system
CA1314318C (en) Integrated accounting system
CA2190154A1 (en) Automated Purchasing Control System
EP0926611A3 (en) Method for validation of electronic transactions
CA2182818A1 (en) Interactive and Information Data Services Telephone Billing System
NZ332952A (en) System with and method of cryptographically protecting communications
CA2459528A1 (en) A method and system for receiving, selecting and viewing electronic books
CA2022360A1 (en) Automatic meter reader with microcomputer control system
CA2209281A1 (en) Toll free message response
CA2302273A1 (en) Technique for secure network transactions
EP0713196A3 (en) Electronic display systems
CA2252649A1 (en) A system and method for secure network electronic payment and credit collection
CA2225842A1 (en) Method for automatic determination of originating postal code using caller id
EP0693742A3 (en) Method and assembly for a secure, anonymous funds transfer
US5991615A (en) Truck communication system
CA2212662A1 (en) Electronic postage meter installation and location movement system
US6044138A (en) Billing system
US4574189A (en) Taximeter assembly
EP0608715A3 (en) Wireless-telecommunication device for vehicles.
CA2209718A1 (en) Method and system for remote terminal dial-up
EP0618539A4 (en) Method for providing service on credit utilizing telephone lines.
JPS63289619A (en) Charged information access system
EP1102185A3 (en) Electric equipment servicing method and system

Legal Events

Date Code Title Description
EEER Examination request
MKEX Expiry

Effective date: 20180820