CA2330625A1 - Methods and apparatus for dynamic smartcard synchronization and personalization - Google Patents

Methods and apparatus for dynamic smartcard synchronization and personalization Download PDF

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Publication number
CA2330625A1
CA2330625A1 CA002330625A CA2330625A CA2330625A1 CA 2330625 A1 CA2330625 A1 CA 2330625A1 CA 002330625 A CA002330625 A CA 002330625A CA 2330625 A CA2330625 A CA 2330625A CA 2330625 A1 CA2330625 A1 CA 2330625A1
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CA
Canada
Prior art keywords
smartcard
personalization
smartcards
methods
enterprise
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CA002330625A
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French (fr)
Other versions
CA2330625C (en
Inventor
William Hohle
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Tamiras Per Pte Ltd LLC
Original Assignee
American Express Travel Related Services Company, Inc.
William Hohle
Sora Applications Llc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by American Express Travel Related Services Company, Inc., William Hohle, Sora Applications Llc filed Critical American Express Travel Related Services Company, Inc.
Publication of CA2330625A1 publication Critical patent/CA2330625A1/en
Application granted granted Critical
Publication of CA2330625C publication Critical patent/CA2330625C/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355—Personalisation of cards for use
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4093—Monitoring of device authentication

Abstract

A system for personalizing and synchronizing smartcard data within a distributed transaction system includes smartcard access points (102) which initiate transactions with smartcards (120), one or more enterprise data collection units (112), a secure support client server, a card object database update system (106), one or more enterprise data synchronization interfaces (108), and an update logic system (110).
Personalization of multifunction smartcards is accomplished using a security server configured to generate and/or retrieve cryptographic key information from multiple enterprise key systems during the final phase of the smartcard issuance process.
CA002330625A 1998-05-06 1999-05-04 Methods and apparatus for dynamic smartcard synchronization and personalization Expired - Fee Related CA2330625C (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US09/073,618 US6199762B1 (en) 1998-05-06 1998-05-06 Methods and apparatus for dynamic smartcard synchronization and personalization
US09/073,618 1998-05-06
PCT/US1999/009731 WO1999057675A1 (en) 1998-05-06 1999-05-04 Methods and apparatus for dynamic smartcard synchronization and personalization

Publications (2)

Publication Number Publication Date
CA2330625A1 true CA2330625A1 (en) 1999-11-11
CA2330625C CA2330625C (en) 2006-04-04

Family

ID=22114781

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002330625A Expired - Fee Related CA2330625C (en) 1998-05-06 1999-05-04 Methods and apparatus for dynamic smartcard synchronization and personalization

Country Status (14)

Country Link
US (1) US6199762B1 (en)
EP (1) EP1076875B1 (en)
JP (1) JP4170590B2 (en)
CN (1) CN1308750A (en)
AT (1) ATE263992T1 (en)
AU (1) AU762962B2 (en)
BR (1) BR9910222A (en)
CA (1) CA2330625C (en)
DE (1) DE69916260T2 (en)
ES (1) ES2221379T3 (en)
HK (1) HK1033191A1 (en)
NZ (1) NZ508577A (en)
TW (1) TW522350B (en)
WO (1) WO1999057675A1 (en)

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US6199762B1 (en) 2001-03-13
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