CN101414395B - Electronic purse Combi-SIM card architecture of non-contact transceiver combining action apparatus - Google Patents
Electronic purse Combi-SIM card architecture of non-contact transceiver combining action apparatus Download PDFInfo
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- CN101414395B CN101414395B CN2007101813381A CN200710181338A CN101414395B CN 101414395 B CN101414395 B CN 101414395B CN 2007101813381 A CN2007101813381 A CN 2007101813381A CN 200710181338 A CN200710181338 A CN 200710181338A CN 101414395 B CN101414395 B CN 101414395B
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Abstract
The invention relates to an electronic purse Combi-SIM card framework for combining a mobile device and a non-contact transceiver. A mobile phone subscriber identity module card (SIM or USIM) wafer and an electronic purse smart card wafer without non-contact sensing analogous circuit are combined into a composite subscriber identity module card (hereinafter called Combi-SIM), and then a framework formed by the mobile device with a multi-functional non-contact transceiver is matched. Based on the multi-functional non-contact transceiver with signal path selecting function, the mobile device not only can be taken as a non-contact card, but also can be taken as a card reader for reading a non-contact card outside, or access the content of the electronic purse smart card in the Combi-SIM. Therefore, the effect for integrating the electronic purse and the telecommunication value-added service is provided, and the consumers can carry out electronic purse transaction in any place and at any moment through the conveniently carried mobile device.
Description
Technical field
The present invention relates to a kind of closely non-contact technology, especially a kind of stored value card Combi-SIM card (double-interface SIM card) framework in conjunction with the running gear non-contact transceiver.
Background technology
The non-contact card consumption of using at present, for example EasyCard, visa wave (a kind of non-contact credit card), paypass (a kind of non-contact credit card) etc., all use the plastic cement card of size as business card, common people's sheet that holds is consumed, is supplemented with money, queries the balance all and must just can finish at businessman's POS machine of fixing a point, for consumers, locating of many inconvenience arranged in fact; In addition, with regard to security,, compare with the contact card though existing non-contact card consumption is rapid and convenient, generally acknowledge that upward its security is poor, therefore the non-contact card consumption pattern still had the many spaces that can improve in convenience, security in the past.
Nowadays at the popular running gear that uses of consumer, for example mobile phone, PDA etc. more and more under the common situation, combine non-contact card with running gear, must reach more convenient, practical consumption mode.Though, the someone invents the non-contact inductive wafer is positioned in mobile phone SIM or the usim card in the recent period, yet the framework of its invention has following disappearance, one: as " the non-contact inductive wafer places SIM card; be around in the noncontact antenna on the SIM card or be positioned over the running gear appropriate location " as described in the recent invention, at this structure, the lead that connects induction wafer and antenna will carry the high pressure anaiog signal of antenna resonance, and this will cause the difficulty of running gear design and implementation; Its two: as framework as described in the recent invention, its induction antenna is around in SIM card, but after actual the enforcement, but because physical characteristics is not good enough, causes extraneous POS machine can't sense wafer, and this framework of sequitur is unsatisfactory.Its three: as framework as described in the recent invention, its running gear also can't direct access be arranged in the induction wafer content of SIM card, how to reach action and supplementing, inquire about functions such as wallet balances or action payings with money, and reality makes us leaving a question open.
Summary of the invention
The object of the present invention is to provide a kind of stored value card Combi-SIM card architecture in conjunction with the running gear non-contact transceiver, under non-contact card is accepted by the consumer gradually now, the while running gear is mobile phone for example, PDA etc. use under the very general situation, if running gear is combined with the non-contact card transaction application, not only create the surcharge that running gear uses, and the safety and the convenience of contactless electronic ticket trade have been promoted, in this way, the new model of action payment transaction can be provided, and then enlarge the application category of non-contact card.
A kind of stored value card Combi-SIM card architecture in conjunction with the running gear non-contact transceiver, mobile phone Subscriber Identity Module (SIM or USIM) wafer and the stored value card smart card wafer that does not contain noncontact induction analogous circuit are combined into a kind of combined type Subscriber Identity Module (hereinafter referred to as Combi-SIM), collocation possesses the formed framework of running gear of multi-functional non-contact transceiver again, running gear can be mobile phone, PDA etc., but not as limit.Has the signal path selection function based on multi-functional non-contact transceiver, running gear not only can be as the non-contact card purposes, and can read extraneous non-contact card as card reader, or stored value card smart card content among the access Combi-SIM, by this, the effect that can provide stored value card and telecommunications value added service to integrate, the consumer can see through the facility of carry-on running gear, carry out electronic-purse transaction whenever and wherever possible, comprise querying the balance, supplement with money and utilize contactless mode in the consumption of the POS of businessman machine fixed point, or the paying of unfixed point telecommunications action net etc.; Moreover because stored value card combines with SIM card, thereby electronic-purse transaction can import the status authentication security mechanism of telecommunications action networking for SIM card, makes the security of this kind electronic-purse transaction significantly promote, and related raising consumer uses wish; For the electronic bill operator, need not carry out recharge point cloth and build on the other hand, can significantly save the organizational system cost of top-up machines.
Reaching the Combi-SIM card architecture in conjunction with the running gear non-contact transceiver of foregoing invention purpose, is for improving the prior art disadvantages, and a kind of convenient, high security, practicable and multi-functional action electronic payment framework are provided.
For achieving the above object, the invention provides following technical scheme: the stored value card smart card wafer that the present invention will not contain noncontact induction analogous circuit and mobile communication SIM or the common structure of usim card wafer are in a card that is commonly called as lesser calorie, be called the Combi-SIM card, wherein stored value card smart card wafer does not have analogy integrated circuit part, but utilize the SIM card international standard to keep the not copper contact C6 of usefulness, C4, C8 links to each other with non-contact transceiver on being positioned at running gear, because this linkage interface is low pressure numerical digit logical signal interface, therefore easy to implement, this interface provides running gear to be able to keyholed back plate or access stored value card smart card, and contactless antenna and transceiver are close, and place running gear circuit substrate appropriate location, therefore easy to implement; The noncontact antenna is then played the part of card reader antenna and card two kinds of functions of antenna.Have three kinds of signal path selection modes based on non-contact transceiver on the running gear, running gear possesses three kinds of functions, not only can be as the non-contact card purposes, and can read extraneous non-contact card as card reader, or stored value card smart card content among the access Combi-SIM.
The running gear primary controller can be controlled the signal path of non-contact transceiver according to needs arbitrarily, first kind of signal path mode: extraneous contactless card reader, the POS machine of businessman for example, stored value card in can access Combi-SIM card, the consumer uses the running gear that inserts the Combi-SIM card will not need to carry in addition card and can use as non-contact card, EasyCard for example, fiscard, the card of stored value card or other stored value cards or electronic bill purposes, but not as limit, because do not need to carry in addition card and be the transaction of non-contact induction, can satisfy conveniently, fast, practical demand; Second kind of signal path mode: make running gear be able to the stored value card smart card content that access is arranged in Combi-SIM, therefore reach the consumer and can inquire about transaction record, remaining sum whenever and wherever possible, supplement with money or application function such as other fiscard account transfers by this action device, but not as limit; The third signal path mode: make running gear regard contactless card reader and use, non-contact card or RFID label (non-contact radio-frequency identification) that can the access external world, this mode enlarges the purposes of this framework more, for example, consumer's hand-held action device reads businessman and is pasted on electronic tag content on the commodity, utilize running gear easily display screens can read Commdity advertisement, or paste guide to visitors explains orally label and provides guide to visitors to explain orally function etc. in the exhibition center.
At the contactless transaction secure context, because framework of the present invention is fully in conjunction with the convenience of non-contact card paying and running gear and the telecommunications network of taking action, utilize the status authentication mechanism of mobile communication network for SIM card, can be so that the security of contactless transaction significantly promotes.
Stored value card Combi-SIM card architecture in conjunction with the running gear non-contact transceiver provided by the present invention compared with prior art, possesses following advantage:
1, to be arranged in the smart card wafer of Combi-SIM card be the numerical digit interface in the present invention, but not contact induction antenna and non-contact transceiver be placed on the running gear, improves prior art and be difficult for implementing and the not good shortcoming of performance.
2, the non-contact transceiver that is positioned on the running gear of the present invention possesses three kinds of signal path selection functions, make that running gear can be as the non-contact card purposes, can read extraneous non-contact card as card reader, or stored value card smart card content among the access Combi-SIM.
3, consumer of the present invention is by running gear, can inquire about transaction record, remaining sum whenever and wherever possible, supplement with money or application such as other fiscard account transfers, reaches action payment transaction function.
4, running gear of the present invention can use as contactless card reader, improve the additional application of running gear, for example, the consumer can hand-held action device reads businessman and is pasted on e-advertising label substance on the commodity, utilize running gear easily display screens can read Commdity advertisement, or pasting the guide to visitors label in the exhibition center provides guide to visitors function etc.This mode enlarges the scope that contactless transaction is used more, and then other diversified application of can deriving.
5, the present invention is owing to possess the action trading capacity, makes non-contacting taken action of payment applications, except easy to use, for financial circles or electronic bill operator, need not carry out recharge point cloth and build and layout, can significantly save the organizational system cost of top-up machines, therefore effectively cut operating costs.
6, the present invention is because stored value card combines with SIM card, thereby electronic-purse transaction can import the status authentication security mechanism of telecommunications action networking for SIM card, makes the security of this kind electronic-purse transaction significantly promote, and related raising consumer uses wish.
Description of drawings
Fig. 1 is the stored value card Combi-SIM card architecture synoptic diagram of the present invention in conjunction with the running gear non-contact transceiver;
Fig. 2 should be in conjunction with stored value card Combi-SIM card architecture of running gear non-contact transceiver synoptic diagram that non-contact transaction and action pay that be applied to fix a point;
Fig. 3 is somebody's turn to do the enforcement illustration that can work as the card reader function in conjunction with the running gear of the stored value card Combi-SIM card architecture of running gear non-contact transceiver;
Description of reference numerals: a, connect interface, b, connect interface, c, connect interface, d, connect interface, 11, SIM or USIM wafer, 12, the smart card wafer, 13, the Combi-SIM card, 14, non-contact transceiver, 15, antenna, 16, the running gear primary controller, 21, first kind of signal path, 22, second kind of signal path, 23, the third signal path, 40, running gear, 41, the contactless POS of businessman, 42, action telecommunications dealer, 43, finance or ticket dealer, 44, recreation or music content provide the dealer, 51, businessman's e-advertising label, 55, the e-advertising merchant web site.
Embodiment
Embodiment
Below just the present invention cooperate diagram in conjunction with the stored value card Combi-SIM card architecture of running gear non-contact transceiver, explicit description is provided.Framework of the present invention comprises at least:
1, SIM or USIM wafer 11: this wafer meets the standard that international organization works out, and its effect is a function of being responsible for Mobile Communications.
2, the smart card wafer 12 that does not contain noncontact induction analogous circuit: can be stored value card wafer or other fiscards, cash card wafer.
3, the non-contact transceiver 14 of tool signal path selection function: place running gear 40 substrate appropriate locations, accept the control of running gear primary controller 16, three kinds of signal path selection modes can be provided.
4, the noncontact antenna 15; Place running gear 40 substrate appropriate locations and close with non-contact transceiver 14, when running gear 40 was played the part of the card reader role, its purposes was a card reader end antenna 15; When running gear 40 was played the part of the contactless card role, its purposes was card end antenna 15.
5, running gear 40: primary controller wherein is existing running gear 40 substrate Main Processor Units, and primary controller connects and management and control non-contact transceiver 14.
See also shown in Figure 1, be the stored value card Combi-SIM card architecture synoptic diagram of the present invention in conjunction with the running gear non-contact transceiver, wherein structure is in Combi-SIM card 13 altogether with smart card wafer 12 for SIM or USIM wafer 11, and SIM or USIM wafer 11 use contact C1, C2, C3, C5, the C8 of international standard standard to be connected with running gear primary controller 16 in the Combi-SIM card 13; Smart card wafer 12 uses residue not link to each other with non-contact transceiver 14 with contact C6, C4, C8, except antenna 15 is the analogy high-voltage signal with non-contact transceiver 14 linkage interface a, all the other interfaces comprise: the d that is connected that is connected c, non-contact transceiver 14 and smart card wafer 12 that is connected b, running gear primary controller 16 and SIM or USIM wafer 11 of running gear primary controller 16 and non-contact transceiver 14 is all numerical digit logic low voltage signal interface.
According to the needs that use situation, running gear primary controller 16 can be controlled the signal path of non-contact transceiver 14 arbitrarily, first kind of signal path 21: provide running gear 40 to use as existing non-contact card, the radiofrequency signal order of the contactless POS machine 41 of businessman, after antenna 15 inductions, be demodulated to the numerical digit logical signal via non-contact transceiver 14 again and give smart card wafer 12, thereby smart card wafer 12 contents in can access Combi-SIM card 13; Second kind of signal path 22: running gear primary controller 16 sees through non-contact transceiver 14 its control commands of switching and gives the smart card wafer that is arranged in Combi-SIM card 13, this control command is the numerical digit logical signal without the radio frequency modulation, in fact, for the smart card wafer, running gear 40 similarly is that contactless card reader is general to its access, and running gear 40 is like being action POS or action ATM, therefore the consumer utilizes running gear 40 can inquire about transaction record, remaining sum whenever and wherever possible, supplement with money or application function such as other fiscard account transfers, but not as limit; The third signal path 23: behind control command process non-contact transceiver 14 modulations of running gear primary controller 16, be emitted to the external world by antenna 15 again, therefore running gear 40 can use as contactless card reader, non-contact card or RFID label that can the access external world, this mode enlarges the purposes of this framework more, for example, consumer's hand-held action device 40 reads businessman and is pasted on e-advertising label substance on the commodity, utilize running gear 40 easily display screens can read Commdity advertisement, or pasting the guide to visitors label in the exhibition center provides guide to visitors function etc.
See also shown in Figure 2, for the present invention in conjunction with the stored value card Combi-SIM card architecture of the running gear non-contact transceiver synoptic diagram that non-contact transaction and action pay that is applied to fix a point, how simple declaration is used the present invention and is seen through the action paying that action telecommunications dealer 42 provides wireless downloading music or recreation in the contactless consumption of hotel owner or by running gear 40, when the consumer holds running gear 40 when the hotel owner consumes, at first the contactless POS41 of businessman is withholdd by stored value card in the Combi-SIM card 13, and businessman or finance or ticket dealer 43 can see through action telecommunications dealer 42 and transmit transmission message mode that news in brief or other action nets provide to the consumer, and this message can be that message or commercial promotions advertisement etc. are confirmed in consumption; Since running gear 40 of the present invention can direct access Combi-SIM card 13 in stored value card, so service that the consumer can provide with running gear 40 collocation action telecommunications dealers 42 whenever and wherever possible, query the balance, supplement with money or function such as the paying of taking action, as shown in Figure 2, the consumer holds 40 pairs of recreation of running gear or music content provides dealer 44, via wireless environment down-load music or the recreation that action telecommunications dealer 42 provides, directly pay the bill then by stored value card in the Combi-SIM card 13.
See also shown in Figure 3, the enforcement illustration that can work as the card reader function in conjunction with the running gear of the stored value card Combi-SIM card architecture of running gear non-contact transceiver for the present invention, simple declaration running gear 40 of the present invention can be worked as the possible application scenarios of card reader function, the consumer holds running gear 40 and reads businessman's e-advertising label 51, running gear 40 obtains businessman's network address, provide via action telecommunications dealer 42 and to be wirelessly linked to e-advertising merchant web site 52, after the consumer scans buyer's guide, can provide the wireless downloading electronics to roll up at a discount in Combi-SIM card 13 via action telecommunications dealer 42, in the future, the consumer holds running gear 40 when hotel owner POS machine carries out contactless consumption, roll up message at a discount owing to have in the Combi-SIM card 13, so can obtain preferential at a discount.
Above-listed detailed description is at the specifying of possible embodiments of the present invention, and this embodiment is not in order to limiting claim of the present invention, and the equivalence that all the present invention of disengaging do is implemented or change, all should be contained in the claim of this case.
Claims (2)
1. stored value card Combi-SIM card architecture in conjunction with the running gear non-contact transceiver is characterized in that:
The Combi-SIM card for the usage space of holding at least 1 wafer, has the electronic circuit that supplies its interior wafer and external system to do signal communication;
SIM or USIM wafer are seated in the Combi-SIM card, are responsible for the function of Mobile Communications; The smart card wafer is seated in the Combi-SIM card, discharges side by side with SIM or USIM wafer, and described smart card wafer does not contain noncontact induction analogous circuit, to use as the stored value card wafer;
The non-contact transceiver of tool signal path selection function has electronic circuit and Combi-SIM card to do the signal transmission, and described non-contact transceiver is arranged in the running gear substrate, accepts the control of running gear primary controller, so that the signal path selection mode to be provided;
Contactless antenna, be arranged in the running gear substrate and be connected with non-contact transceiver, when running gear was played the part of the card reader role, described contactless antenna was a card reader end antenna, when running gear was played the part of the non-contact card role, described contactless antenna was card end antenna; And
Running gear has contactless antenna and non-contact transceiver and settles wherein, and has the Combi-SIM card slot to place for this card, and the primary controller of described running gear substrate connects and the control non-contact transceiver;
Described non-contact transceiver provides three kinds of signal path selection modes:
First kind of signal path: form to form non-contact card by the smart card wafer among contactless antenna, non-contact transceiver and the Combi-SIM, be used for stored value card in the extraneous contactless card reader access Combi-SIM card;
Second kind of signal path: form by the smart card wafer among running gear primary controller, non-contact transceiver and the Combi-SIM, make the running gear access be arranged in the stored value card smart card data content of Combi-SIM; And
The third signal path: form by contactless antenna, non-contact transceiver and running gear primary controller, make running gear form contactless card reader, be used for the non-contact card or the RFID label in the access external world.
2. according to claims 1 described stored value card Combi-SIM card architecture in conjunction with the running gear non-contact transceiver, it is characterized in that: described smart card wafer links to each other with described non-contact transceiver by copper contact C6, C4, the C8 of SIM card, and this linkage interface is low pressure numerical digit logical signal interface.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2007101813381A CN101414395B (en) | 2007-10-18 | 2007-10-18 | Electronic purse Combi-SIM card architecture of non-contact transceiver combining action apparatus |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2007101813381A CN101414395B (en) | 2007-10-18 | 2007-10-18 | Electronic purse Combi-SIM card architecture of non-contact transceiver combining action apparatus |
Publications (2)
| Publication Number | Publication Date |
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| CN101414395A CN101414395A (en) | 2009-04-22 |
| CN101414395B true CN101414395B (en) | 2010-11-17 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN2007101813381A Expired - Fee Related CN101414395B (en) | 2007-10-18 | 2007-10-18 | Electronic purse Combi-SIM card architecture of non-contact transceiver combining action apparatus |
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Families Citing this family (7)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN101894422A (en) * | 2009-05-20 | 2010-11-24 | 广州盛华信息技术有限公司 | System and method for obtaining electronic ticket |
| TWI504229B (en) | 2010-05-27 | 2015-10-11 | Mstar Semiconductor Inc | Mobile device with electronic wallet function |
| CN102271013B (en) * | 2010-06-01 | 2014-12-10 | 晨星软件研发(深圳)有限公司 | Mobile device for supporting function of electronic purse |
| CN102340358B (en) | 2010-07-16 | 2014-03-12 | 国民技术股份有限公司 | Apparatus applied for detection and transmission of low frequency signal |
| CN102034307A (en) * | 2010-12-31 | 2011-04-27 | 上海众人网络安全技术有限公司 | Electronic wallet-based dynamic password authentication system and method |
| CN104657853A (en) * | 2013-11-20 | 2015-05-27 | 恩门科技股份有限公司 | Mobile communication device point exchange system and method thereof |
| CN105071039B (en) * | 2015-07-28 | 2018-08-03 | 深圳顺络电子股份有限公司 | A kind of NFC antenna |
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