DE3886623D1 - Transaktionssystem mit einer oder mehreren zentralen Schnittstellen und mit einer Anzahl von verteilten Endstationen, welche an jede zentrale Schnittstelle über ein Netzwerk gekoppelt werden können; Concentrator und Endstation, geeignet für den Gebrauch in solch einem Transaktionssystem und Bedieneridentifizierungselement für den Gebrauch in einer solchen Endstation. - Google Patents
Transaktionssystem mit einer oder mehreren zentralen Schnittstellen und mit einer Anzahl von verteilten Endstationen, welche an jede zentrale Schnittstelle über ein Netzwerk gekoppelt werden können; Concentrator und Endstation, geeignet für den Gebrauch in solch einem Transaktionssystem und Bedieneridentifizierungselement für den Gebrauch in einer solchen Endstation.Info
- Publication number
- DE3886623D1 DE3886623D1 DE88201783T DE3886623T DE3886623D1 DE 3886623 D1 DE3886623 D1 DE 3886623D1 DE 88201783 T DE88201783 T DE 88201783T DE 3886623 T DE3886623 T DE 3886623T DE 3886623 D1 DE3886623 D1 DE 3886623D1
- Authority
- DE
- Germany
- Prior art keywords
- transaction system
- end station
- central
- concentrator
- network
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/229—Hierarchy of users of accounts
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
- G06Q20/40975—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners using encryption therefor
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/12—Card verification
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/12—Card verification
- G07F7/122—Online card verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4012—Verifying personal identification numbers [PIN]
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
NL8702012A NL8702012A (nl) | 1987-08-28 | 1987-08-28 | Transaktiesysteem bevattende een of meerdere gastheercentrales en een aantal gedistribueerde eindstations, die via een netwerksysteem met enige gastheercentrale koppelbaar zijn, alsmede koncentratiestation en eindstation geschikt voor gebruik in zo een transaktiesysteem en exploitantidentifikatie-element te gebruiken bij zo een eindstation. |
Publications (2)
Publication Number | Publication Date |
---|---|
DE3886623D1 true DE3886623D1 (de) | 1994-02-10 |
DE3886623T2 DE3886623T2 (de) | 1994-06-30 |
Family
ID=19850509
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
DE3886623T Expired - Fee Related DE3886623T2 (de) | 1987-08-28 | 1988-08-22 | Transaktionssystem mit einer oder mehreren zentralen Schnittstellen und mit einer Anzahl von verteilten Endstationen, welche an jede zentrale Schnittstelle über ein Netzwerk gekoppelt werden können; Concentrator und Endstation, geeignet für den Gebrauch in solch einem Transaktionssystem und Bedieneridentifizierungselement für den Gebrauch in einer solchen Endstation. |
Country Status (7)
Country | Link |
---|---|
US (1) | US4962531A (de) |
EP (1) | EP0305004B1 (de) |
JP (1) | JP2996250B2 (de) |
KR (1) | KR970005640B1 (de) |
DE (1) | DE3886623T2 (de) |
ES (1) | ES2048754T3 (de) |
NL (1) | NL8702012A (de) |
Families Citing this family (52)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0355372B1 (de) * | 1988-07-20 | 1995-03-15 | SPA Syspatronic AG | Datenträger-gesteuertes Endgerät in einem Datenaustauschsystem |
US5227613A (en) * | 1989-01-24 | 1993-07-13 | Matsushita Electric Industrial Co., Ltd. | Secure encrypted data communication system having physically secure ic cards and session key generation based on card identifying information |
JP2731945B2 (ja) * | 1989-06-05 | 1998-03-25 | エヌ・ティ・ティ・データ通信株式会社 | 個別鍵による認証が可能なicカード |
FR2653248B1 (fr) * | 1989-10-13 | 1991-12-20 | Gemolus Card International | Systeme de paiement ou de transfert d'information par carte a memoire electronique porte monnaie. |
JPH03144823A (ja) * | 1989-10-31 | 1991-06-20 | N T T Data Tsushin Kk | Icカードとホスト装置間の通信制御装置 |
GB9010603D0 (en) * | 1990-05-11 | 1990-07-04 | Int Computers Ltd | Access control in a distributed computer system |
US5228084A (en) * | 1991-02-28 | 1993-07-13 | Gilbarco, Inc. | Security apparatus and system for retail environments |
EP0537903A2 (de) * | 1991-10-02 | 1993-04-21 | International Business Machines Corporation | Verteiltes Kontrollsystem |
FR2685510B1 (fr) * | 1991-12-19 | 1997-01-03 | Bull Cps | Procede d'authentification, par un milieu exterieur, d'un objet portatif connecte a ce milieu par l'intermediaire d'une ligne de transmission, et systeme pour la mise en oeuvre |
US5682169A (en) * | 1992-11-13 | 1997-10-28 | International Business Machines Corporation | Method and system for presentation of single and double digit selection fields in a non-programmable terminal |
US5341426A (en) * | 1992-12-15 | 1994-08-23 | Motorola, Inc. | Cryptographic key management apparatus and method |
US5335281A (en) * | 1992-12-15 | 1994-08-02 | Motorola, Inc. | Network controller and method |
US5586260A (en) * | 1993-02-12 | 1996-12-17 | Digital Equipment Corporation | Method and apparatus for authenticating a client to a server in computer systems which support different security mechanisms |
US5592212A (en) * | 1993-04-16 | 1997-01-07 | News Datacom Ltd. | Methods and systems for non-program applications for subscriber television |
IL119874A (en) * | 1993-04-16 | 1999-05-09 | News Datacom Research Ltd | Methods and systems for non program applications for subscriber television |
US5559883A (en) * | 1993-08-19 | 1996-09-24 | Chipcom Corporation | Method and apparatus for secure data packet bus communication |
US5450491A (en) * | 1993-08-26 | 1995-09-12 | At&T Corp. | Authenticator card and system |
US5650761A (en) * | 1993-10-06 | 1997-07-22 | Gomm; R. Greg | Cash alternative transaction system |
US5753899A (en) * | 1993-10-06 | 1998-05-19 | Gomm; R. Greg | Cash alternative transaction system |
US5633930A (en) * | 1994-09-30 | 1997-05-27 | Electronic Payment Services, Inc. | Common cryptographic key verification in a transaction network |
US5692049A (en) * | 1995-02-13 | 1997-11-25 | Eta Technologies Corporation | Personal access management system |
US5696825A (en) * | 1995-02-13 | 1997-12-09 | Eta Technologies Corporation | Personal access management system |
US5689564A (en) * | 1995-02-13 | 1997-11-18 | Eta Technologies Corporation | Personal access management system |
US5610980A (en) * | 1995-02-13 | 1997-03-11 | Eta Technologies Corporation | Method and apparatus for re-initializing a processing device and a storage device |
US5619574A (en) * | 1995-02-13 | 1997-04-08 | Eta Technologies Corporation | Personal access management system |
US5694472A (en) * | 1995-02-13 | 1997-12-02 | Eta Technologies Corporation | Personal access management system |
US5682428A (en) * | 1995-02-13 | 1997-10-28 | Eta Technologies Corporation | Personal access management system |
US5778068A (en) * | 1995-02-13 | 1998-07-07 | Eta Technologies Corporation | Personal access management system |
US5742845A (en) | 1995-06-22 | 1998-04-21 | Datascape, Inc. | System for extending present open network communication protocols to communicate with non-standard I/O devices directly coupled to an open network |
GB9610645D0 (en) * | 1996-05-21 | 1996-07-31 | Ncr Int Inc | Financial transaction system |
US7555458B1 (en) | 1996-06-05 | 2009-06-30 | Fraud Control System.Com Corporation | Method of billing a purchase made over a computer network |
US8229844B2 (en) | 1996-06-05 | 2012-07-24 | Fraud Control Systems.Com Corporation | Method of billing a purchase made over a computer network |
US20030195846A1 (en) | 1996-06-05 | 2003-10-16 | David Felger | Method of billing a purchase made over a computer network |
US5812668A (en) * | 1996-06-17 | 1998-09-22 | Verifone, Inc. | System, method and article of manufacture for verifying the operation of a remote transaction clearance system utilizing a multichannel, extensible, flexible architecture |
DE19627534A1 (de) * | 1996-07-09 | 1998-01-15 | Deutsche Telekom Ag | Verfahren zur Verhinderung des Mißbrauchs von Modulen |
US8024269B1 (en) | 1997-08-27 | 2011-09-20 | Datatreasury Corporation | Remote image capture with centralized processing and storage |
US6292898B1 (en) | 1998-02-04 | 2001-09-18 | Spyrus, Inc. | Active erasure of electronically stored data upon tamper detection |
CA2353567C (en) | 1998-12-04 | 2007-11-20 | Cidra Corporation | Bragg grating pressure sensor |
US6889325B1 (en) * | 1999-04-28 | 2005-05-03 | Unicate Bv | Transaction method and system for data networks, like internet |
DE19932149A1 (de) | 1999-07-12 | 2001-01-25 | Giesecke & Devrient Gmbh | System zur Ausführung von Transaktionen |
IES990584A2 (en) | 1999-07-12 | 2000-07-12 | Mainline Corporate Holdings | Dynamic currency conversion for card payment systems |
FR2811794B1 (fr) * | 2000-07-12 | 2003-03-07 | Tokheim Corp | Appareil et procede de paiement par carte de debit dans une station de distribution de carburant |
JP4839516B2 (ja) * | 2001-02-27 | 2011-12-21 | ソニー株式会社 | 認証システム及び認証方法 |
US7979348B2 (en) | 2002-04-23 | 2011-07-12 | Clearing House Payments Co Llc | Payment identification code and payment system using the same |
US8725607B2 (en) | 2004-01-30 | 2014-05-13 | The Clearing House Payments Company LLC | Electronic payment clearing and check image exchange systems and methods |
US7761591B2 (en) | 2005-12-16 | 2010-07-20 | Jean A. Graham | Central work-product management system for coordinated collaboration with remote users |
WO2008074051A1 (en) * | 2006-12-19 | 2008-06-26 | Transurban Limited | Transaction system for use in authorising cashless transactions |
US11295308B1 (en) | 2014-10-29 | 2022-04-05 | The Clearing House Payments Company, L.L.C. | Secure payment processing |
US11042882B2 (en) | 2015-07-01 | 2021-06-22 | The Clearing House Payments Company, L.L.C. | Real-time payment system, method, apparatus, and computer program |
US11694168B2 (en) | 2015-07-01 | 2023-07-04 | The Clearing House Payments Company L.L.C. | Real-time payment system, method, apparatus, and computer program |
KR101885526B1 (ko) | 2016-06-28 | 2018-08-06 | 주식회사 우영에스엔엘 | 다수의 음식물의 보관이 가능한 캔 |
US11436577B2 (en) | 2018-05-03 | 2022-09-06 | The Clearing House Payments Company L.L.C. | Bill pay service with federated directory model support |
Family Cites Families (22)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4025760A (en) * | 1975-08-14 | 1977-05-24 | Addressograph Multigraph Corporation | Security means for transaction terminal system |
US4259720A (en) * | 1978-01-09 | 1981-03-31 | Interbank Card Association | Security system for electronic funds transfer system |
US4302810A (en) * | 1979-12-28 | 1981-11-24 | International Business Machines Corporation | Method and apparatus for secure message transmission for use in electronic funds transfer systems |
FR2492135B1 (fr) * | 1980-09-16 | 1988-01-22 | Cii Honeywell Bull | Appareil de distribution d'objets et d'acquisition de services |
US4423287A (en) * | 1981-06-26 | 1983-12-27 | Visa U.S.A., Inc. | End-to-end encryption system and method of operation |
US4578530A (en) * | 1981-06-26 | 1986-03-25 | Visa U.S.A., Inc. | End-to-end encryption system and method of operation |
JPS58195975A (ja) * | 1982-05-12 | 1983-11-15 | Canon Inc | 電子機器の使用者認識パツク |
GB2131586B (en) * | 1982-12-03 | 1985-11-20 | Burroughs Corp | Autoteller systems |
JPS59220841A (ja) * | 1983-05-31 | 1984-12-12 | Toshiba Corp | 機密保護方式 |
GB2146814A (en) * | 1983-09-17 | 1985-04-24 | Ibm | Electronic fund transfer systems |
JPS60159992A (ja) * | 1984-01-31 | 1985-08-21 | Toshiba Corp | 取引システム |
DE3435697C2 (de) * | 1984-09-28 | 1994-06-01 | Bosch Gmbh Robert | Elektrisches Gerät, dessen Funktionsmerkmale in einem internen elektronischen Funktionsspeicher gespeichert sind |
US4694492A (en) * | 1984-11-09 | 1987-09-15 | Pirmasafe, Inc. | Computer communications security control system |
US4691355A (en) * | 1984-11-09 | 1987-09-01 | Pirmasafe, Inc. | Interactive security control system for computer communications and the like |
GB2168514A (en) * | 1984-12-12 | 1986-06-18 | Ibm | Security module |
JPH0762854B2 (ja) * | 1985-03-05 | 1995-07-05 | カシオ計算機株式会社 | Icカードシステム |
JPH0691526B2 (ja) * | 1985-03-08 | 1994-11-14 | 株式会社東芝 | 通信システム |
US4752677A (en) * | 1985-09-25 | 1988-06-21 | Casio Computer Co., Ltd. | Customer service system for use in IC card system |
JPS62123564A (ja) * | 1985-11-22 | 1987-06-04 | Takashi Shiida | 帳簿処理機 |
US4771461A (en) * | 1986-06-27 | 1988-09-13 | International Business Machines Corporation | Initialization of cryptographic variables in an EFT/POS network with a large number of terminals |
US4802218A (en) * | 1986-11-26 | 1989-01-31 | Wright Technologies, L.P. | Automated transaction system |
FR2608338B1 (fr) * | 1986-12-15 | 1993-09-03 | Dassault Electronique | Dispositif pour l'echange de donnees confidentielles entre une serie de terminaux et un concentrateur |
-
1987
- 1987-08-28 NL NL8702012A patent/NL8702012A/nl not_active Application Discontinuation
-
1988
- 1988-08-22 DE DE3886623T patent/DE3886623T2/de not_active Expired - Fee Related
- 1988-08-22 ES ES88201783T patent/ES2048754T3/es not_active Expired - Lifetime
- 1988-08-22 EP EP88201783A patent/EP0305004B1/de not_active Expired - Lifetime
- 1988-08-25 JP JP20959788A patent/JP2996250B2/ja not_active Expired - Fee Related
- 1988-08-25 KR KR1019880010806A patent/KR970005640B1/ko not_active IP Right Cessation
- 1988-08-26 US US07/237,342 patent/US4962531A/en not_active Expired - Lifetime
Also Published As
Publication number | Publication date |
---|---|
EP0305004A1 (de) | 1989-03-01 |
JPS6470868A (en) | 1989-03-16 |
ES2048754T3 (es) | 1994-04-01 |
DE3886623T2 (de) | 1994-06-30 |
NL8702012A (nl) | 1989-03-16 |
KR890004530A (ko) | 1989-04-22 |
EP0305004B1 (de) | 1993-12-29 |
JP2996250B2 (ja) | 1999-12-27 |
KR970005640B1 (ko) | 1997-04-18 |
US4962531A (en) | 1990-10-09 |
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