DE69617097D1 - Transaktionsermächtigungs- und -warnsystem - Google Patents

Transaktionsermächtigungs- und -warnsystem

Info

Publication number
DE69617097D1
DE69617097D1 DE69617097T DE69617097T DE69617097D1 DE 69617097 D1 DE69617097 D1 DE 69617097D1 DE 69617097 T DE69617097 T DE 69617097T DE 69617097 T DE69617097 T DE 69617097T DE 69617097 D1 DE69617097 D1 DE 69617097D1
Authority
DE
Germany
Prior art keywords
warning system
transaction authorization
authorization
transaction
warning
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
DE69617097T
Other languages
English (en)
Other versions
DE69617097T2 (de
Inventor
Greg E Blonder
Steven Lloyd Greenspan
J Robert Mirville
Binay Sugla
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
AT&T Corp
Original Assignee
AT&T Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by AT&T Corp filed Critical AT&T Corp
Application granted granted Critical
Publication of DE69617097D1 publication Critical patent/DE69617097D1/de
Publication of DE69617097T2 publication Critical patent/DE69617097T2/de
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
DE69617097T 1995-05-31 1996-05-21 Transaktionsermächtigungs- und -warnsystem Expired - Lifetime DE69617097T2 (de)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US08/455,939 US5708422A (en) 1995-05-31 1995-05-31 Transaction authorization and alert system

Publications (2)

Publication Number Publication Date
DE69617097D1 true DE69617097D1 (de) 2002-01-03
DE69617097T2 DE69617097T2 (de) 2002-06-20

Family

ID=23810820

Family Applications (1)

Application Number Title Priority Date Filing Date
DE69617097T Expired - Lifetime DE69617097T2 (de) 1995-05-31 1996-05-21 Transaktionsermächtigungs- und -warnsystem

Country Status (5)

Country Link
US (1) US5708422A (de)
EP (1) EP0745961B1 (de)
JP (1) JPH08339407A (de)
CA (1) CA2176163C (de)
DE (1) DE69617097T2 (de)

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EP0745961B1 (de) 2001-11-21
EP0745961A3 (de) 1998-07-15
DE69617097T2 (de) 2002-06-20
CA2176163C (en) 1999-04-06
EP0745961A2 (de) 1996-12-04
CA2176163A1 (en) 1996-12-01
US5708422A (en) 1998-01-13

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