EP0822525A2 - Anti-theft system for self-service terminal - Google Patents
Anti-theft system for self-service terminal Download PDFInfo
- Publication number
- EP0822525A2 EP0822525A2 EP97304986A EP97304986A EP0822525A2 EP 0822525 A2 EP0822525 A2 EP 0822525A2 EP 97304986 A EP97304986 A EP 97304986A EP 97304986 A EP97304986 A EP 97304986A EP 0822525 A2 EP0822525 A2 EP 0822525A2
- Authority
- EP
- European Patent Office
- Prior art keywords
- atm
- user
- card
- display
- modified
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
Images
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/207—Surveillance aspects at ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/209—Monitoring, auditing or diagnose of functioning of ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/21—Retaining of the payment card by ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G3/00—Alarm indicators, e.g. bells
- G07G3/006—False operation
Definitions
- the present invention relates to an anti-theft system for a self-service terminal, such as an automated teller machine (ATM).
- ATM automated teller machine
- a customer at a typical ATM initially inserts a user's identifying card into a card entry slot of a card reader. The customer then enters a personal identification number (PIN) to validate the card. After the user's identifying card is validated, the customer can perform many banking functions including deposits, cash withdrawals, and transfers of funds without the presence of a bank employee. Since the customer has access to cash withdrawals from the ATM and/or may have cash in hand while carrying out a financial transaction at the ATM, the customer needs to be alertly watchful of the area surrounding the ATM to avoid being victimized.
- PIN personal identification number
- a criminal may approach a cardholder after a withdrawal of cash from an ATM, or during a withdrawal, or may force a cardholder to make a cash withdrawal, and may afterwards steal the cash, and possibly the card also.
- an automated teller machine characterized by recognizing an input by a user indicating a perceived threat to said user, and modifying the operation of the ATM to reduce the risk to the user.
- the input indicating a threat is a characteristic 'panic' code to be input through the input means of the ATM.
- the ATM 10 comprises a user interface in the form of a front panel 12.
- the front panel 12 includes a card reader 14, a key pad 16, a cash dispenser 18, a CRT display 20, and a receipt printer 22.
- the card reader 14 has a card slot through which a customer 24 can insert a user's identifying card 26 at the commencement of a transaction to be conducted by the customer 24.
- the cash dispenser 18 has a cash slot through which currency notes stored inside the ATM 10 can be delivered to the customer 24 during the transaction.
- the receipt printer 22 has a receipt slot through which a receipt of the transaction is delivered to the customer 24 on termination of the transaction.
- the card reader When the customer 24 inserts the user's identifying card 26 into the card slot of the card reader 14, the card reader reads data contained on the card. The customer 24 is then prompted on the CRT display 20 to enter a personal identification number (PIN) via the key pad 16. After the correct PIN is entered, menus are displayed on the display 20 to enable the customer 24 to carry out the desired transaction. After the transaction is completed, the receipt printer 22 prints a receipt of the transaction and delivers the receipt through the slot of the receipt printer 22 to the customer 24.
- PIN personal identification number
- the ATM 10 further comprises a controller unit 30 which communicates with components of the front panel 12.
- the controller unit 30 includes a processor unit 32, which receives input signals on lines 42,44 from the card reader 14 and the key pad 16, respectively, and provides output signals on lines 46,48, 50 to the cash dispenser 18, the display 20, and the receipt printer 22, respectively, to control the amount of cash dispensed by the cash dispensed by the cash dispenser 18, the information displayed on the display 20, and the information printed by the receipt printer 22.
- An ATM further comprises a memory unit 34 connected to the processor 32 by a bus line 36.
- the processor unit 32 is also connected by a line 37 to a card retention unit 38 within the front panel 12, and to a connection 40 to a remote alarm, for example in a police station or where the ATM is situated for example in a shopping centre or hotel, in a central security unit; such an alarm, when operated, will also indicate the location of the ATM from which the alarm was initiated.
- the ATM is also provided with a camera 52 connected to the processor unit 32 by a line 54.
- the card reader 14 is modified to provide the option of an invisible mark on a user card, preventing its subsequent use.
- a 'panic' code which may for example be the emergency services telephone number of the country of operation, e.g. 999 in the UK and 911 in the USA, or may be some other easily remembered number.
- the memory unit 34 recognises the 'panic' code received by the processor unit 32, and triggers the operation of the ATM in a special application in one or more of the following ways:
- the messages displayed on display 20 are always apparently genuine, so as not to alert the attacker to the fact that a 'panic' signal has been sent.
- the personal security of the user is therefore not jeopardized.
- An ATM according to the invention also provides several options for reducing the risk of theft from the user.
Abstract
Description
If option e) is applied, any theft from the user is minimised;
If option f) is applied, the transaction may be extended until the police or security service are able to reach the ATM and arrest the criminal or suspect.
If option g) is applied, a photograph of the criminal or suspect may assist in a future arrest.
Claims (10)
- A method of operating an automated teller machine (ATM), characterized by recognizing an input by a user indicating a perceived threat to said user, and modifying the operation of the ATM to reduce the risk to the user.
- A method according to claim 1, characterized by the user entering a characteristic code through input means of the ATM.
- A method according to claim 1 or claim 2, characterized in that the operation of the ATM is modified to cause the user's card to be retained and to display a message indicating a normal reason for said retention.
- A method according to claim 1 or claim 2, characterized in that the operation of the ATM is modified to cause the ATM to go out of operation and to display a message indicating a normal reason therefor.
- A method according to claim 1 or claim 2, characterized in that the operation of the ATM is modified to cause the user's card to be invisibly marked to prevent further use, the card then being returned to the user.
- A method according to any one of claims 1,2 and 5, characterized in that the operation of the ATM is modified to cause the ATM to supply only a single currency note whatever the sum requested.
- A method according to any preceding claim, characterized by sending an alarm signal to a central security office.
- A method according to claim 7, characterized in that the operation of the ATM is modified to cause the ATM to display at least one message indicating that a cash withdrawal process is being delayed for an apparently normal reason.
- A method according to any preceding claim, characterized in that the ATM is arranged to operate or more frequently operate a camera means associated with the ATM.
- An automated teller machine ATM (10) comprising processor means (32), display means (20), input means (16), means for storing currency notes, and dispenser means (18) for supplying a requested sum of money, characterized by recognition means (34) to recognise an input indicating a threat to a user, and modifying means (32) to modify the operation of the ATM to reduce the risk to the user.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
GBGB9616376.1A GB9616376D0 (en) | 1996-08-03 | 1996-08-03 | Anti-theft system for self-service terminal |
GB9616376 | 1996-08-03 |
Publications (2)
Publication Number | Publication Date |
---|---|
EP0822525A2 true EP0822525A2 (en) | 1998-02-04 |
EP0822525A3 EP0822525A3 (en) | 2000-05-24 |
Family
ID=10798004
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
EP97304986A Withdrawn EP0822525A3 (en) | 1996-08-03 | 1997-07-08 | Anti-theft system for self-service terminal |
Country Status (4)
Country | Link |
---|---|
EP (1) | EP0822525A3 (en) |
JP (1) | JPH1079071A (en) |
GB (1) | GB9616376D0 (en) |
ZA (1) | ZA976073B (en) |
Cited By (8)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2001071674A1 (en) * | 2000-03-20 | 2001-09-27 | Ocana Pradal Gabriel Gustavo | Security system and silent alarm activatable by a user |
WO2002029741A3 (en) * | 2000-10-03 | 2002-08-22 | Joseph P Zingher | Biometric system and method for detecting duress transactions |
US6754641B2 (en) | 1998-07-20 | 2004-06-22 | Usa Technologies, Inc. | Dynamic identification interchange method for exchanging one form of identification for another |
WO2004059553A1 (en) * | 2002-12-16 | 2004-07-15 | Peregrin Technologies, Inc. | A currency dispense and control system with anti-theft features |
EP1595359A2 (en) * | 2003-02-21 | 2005-11-16 | Ronald K. Russikoff | Computerized password verification system and method for atm transactions |
CN102346944A (en) * | 2011-10-31 | 2012-02-08 | 苏州洽成电子有限公司 | Self-service payment terminal |
US8332321B2 (en) | 2008-02-02 | 2012-12-11 | Peregrin Technologies, Inc. | Remote currency dispensation systems and methods |
CN105069925A (en) * | 2015-07-30 | 2015-11-18 | 合肥玖德电子科技有限公司 | Monitoring security and protection system of ATM machine |
Families Citing this family (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6324310B1 (en) * | 1998-06-02 | 2001-11-27 | Digital Persona, Inc. | Method and apparatus for scanning a fingerprint using a linear sensor |
JP3972779B2 (en) | 2002-09-20 | 2007-09-05 | 株式会社日立製作所 | Personal authentication device |
JP2006331049A (en) * | 2005-05-26 | 2006-12-07 | Oki Electric Ind Co Ltd | Security monitoring system |
Citations (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
GB2070306A (en) * | 1980-02-07 | 1981-09-03 | Omron Tateisi Electronics Co | Transaction processing system |
FR2583550A1 (en) * | 1985-06-18 | 1986-12-19 | Allard Michel | Method and device for invalidating rejected magnetic credit cards |
US4675815A (en) * | 1983-02-18 | 1987-06-23 | Fujitsu Limited | Transaction safety system for falsely indicating successful completion of illegal transaction |
US5354974A (en) * | 1992-11-24 | 1994-10-11 | Base 10 Systems, Inc. | Automatic teller system and method of operating same |
NL1002270C1 (en) * | 1996-02-07 | 1996-03-29 | Drs Debora Maria Marchena | Alarm call system via cash dispensing machines |
US5548632A (en) * | 1993-11-30 | 1996-08-20 | Lawrence Steelman | Safe alert emergency alerting system for remotely located sites |
-
1996
- 1996-08-03 GB GBGB9616376.1A patent/GB9616376D0/en active Pending
-
1997
- 1997-07-08 ZA ZA9706073A patent/ZA976073B/en unknown
- 1997-07-08 EP EP97304986A patent/EP0822525A3/en not_active Withdrawn
- 1997-07-16 JP JP9190870A patent/JPH1079071A/en active Pending
Patent Citations (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
GB2070306A (en) * | 1980-02-07 | 1981-09-03 | Omron Tateisi Electronics Co | Transaction processing system |
US4675815A (en) * | 1983-02-18 | 1987-06-23 | Fujitsu Limited | Transaction safety system for falsely indicating successful completion of illegal transaction |
FR2583550A1 (en) * | 1985-06-18 | 1986-12-19 | Allard Michel | Method and device for invalidating rejected magnetic credit cards |
US5354974A (en) * | 1992-11-24 | 1994-10-11 | Base 10 Systems, Inc. | Automatic teller system and method of operating same |
US5548632A (en) * | 1993-11-30 | 1996-08-20 | Lawrence Steelman | Safe alert emergency alerting system for remotely located sites |
NL1002270C1 (en) * | 1996-02-07 | 1996-03-29 | Drs Debora Maria Marchena | Alarm call system via cash dispensing machines |
Non-Patent Citations (1)
Title |
---|
"SECURITY PROTECTION THROUGH SECONDARY ALERT PASSWORDS" IBM TECHNICAL DISCLOSURE BULLETIN,US,IBM CORP. NEW YORK, vol. 38, no. 10, 1 October 1995 (1995-10-01), pages 591-592, XP000540604 ISSN: 0018-8689 * |
Cited By (12)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6754641B2 (en) | 1998-07-20 | 2004-06-22 | Usa Technologies, Inc. | Dynamic identification interchange method for exchanging one form of identification for another |
WO2001071674A1 (en) * | 2000-03-20 | 2001-09-27 | Ocana Pradal Gabriel Gustavo | Security system and silent alarm activatable by a user |
WO2002029741A3 (en) * | 2000-10-03 | 2002-08-22 | Joseph P Zingher | Biometric system and method for detecting duress transactions |
WO2004059553A1 (en) * | 2002-12-16 | 2004-07-15 | Peregrin Technologies, Inc. | A currency dispense and control system with anti-theft features |
US7726557B2 (en) | 2002-12-16 | 2010-06-01 | Peregrin Technologies, Inc. | Currency dispense and control system with anti-theft features |
US8162207B2 (en) | 2002-12-16 | 2012-04-24 | Peregrin Technologies, Inc. | Currency dispense and control system with anti-theft features |
EP1595359A2 (en) * | 2003-02-21 | 2005-11-16 | Ronald K. Russikoff | Computerized password verification system and method for atm transactions |
EP1595359A4 (en) * | 2003-02-21 | 2006-04-05 | Ronald K Russikoff | Computerized password verification system and method for atm transactions |
US8332321B2 (en) | 2008-02-02 | 2012-12-11 | Peregrin Technologies, Inc. | Remote currency dispensation systems and methods |
US8762274B2 (en) | 2008-02-02 | 2014-06-24 | Peregrin Technologies, Inc. | Remote currency dispensation systems and methods |
CN102346944A (en) * | 2011-10-31 | 2012-02-08 | 苏州洽成电子有限公司 | Self-service payment terminal |
CN105069925A (en) * | 2015-07-30 | 2015-11-18 | 合肥玖德电子科技有限公司 | Monitoring security and protection system of ATM machine |
Also Published As
Publication number | Publication date |
---|---|
GB9616376D0 (en) | 1996-09-11 |
EP0822525A3 (en) | 2000-05-24 |
JPH1079071A (en) | 1998-03-24 |
ZA976073B (en) | 1998-02-02 |
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