EP0981118A3 - Computer method and system for playing a game and managing wager accounts - Google Patents

Abstract

A computerized method and system for dealing cards and managing wager accounts is described. The system manages a player account and a carry-over account by debiting and crediting the accounts for the amounts of wagers and winnings respectively. The system accepts and commits a player ante, which the system duplicates as a fourth and a fifth card wager before dealing the first three cards to the player. After the player receives the first three cards, he or she may indicate to the system their election to play or pass the fourth card wager. The system commits the fourth card wager upon election of the play option. The system carries the fourth card wager over to a next hand, upon election of the pass option. Following the player election, the system deals a fourth card and provides the player with a similar play or pass option for the fifth card wager. The system requires play of either the fourth or fifth card wagers to commit the respective wager. Wagers that are not played are not committed and are carried-over to the next hand. Only a committed wager can win. The system also provides the player with an option to place two proposition wagers. One proposition wager is on a single hand, the other proposition wager is on a list of predetermined hands with different odds for each hand. The system does not carry over proposition wagers. Wagers that are carried over from one hand to the next are credited to the carry-over account and are available for other wagers in subsequent hands, but are not available for direct withdrawal by the player. All winnings are credited to the player account. The balance in the player account is available for direct withdrawal by the player.