EP2300972A4 - Payment processing platform - Google Patents

Payment processing platform

Info

Publication number: EP2300972A4
Authority: EP; European Patent Office
Prior art keywords: payment processing; processing platform; platform; payment; processing
Prior art date: 2008-05-09
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.): Ceased

Application number

EP09743702A

Other languages

German (de)

French (fr)

Other versions

EP2300972A2 (en

Inventor

Rajesh G Shakkarwar

Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)

Verient Inc

Original Assignee

Verient Inc

Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)

2008-05-09

Filing date

2009-05-07

Publication date

2012-05-23

2008-05-09 Priority claimed from US12/118,647 external-priority patent/US20090281951A1/en

2008-05-09 Priority claimed from US12/118,646 external-priority patent/US11080678B2/en

2009-05-07 Application filed by Verient Inc filed Critical Verient Inc

2011-03-30 Publication of EP2300972A2 publication Critical patent/EP2300972A2/en

2012-05-23 Publication of EP2300972A4 publication Critical patent/EP2300972A4/en

Status Ceased legal-status Critical Current

Links

Classifications

- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/229—Hierarchy of users of accounts
- G06Q20/2295—Parent-child type, e.g. where parent has control on child rights
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
- G06Q20/3555—Personalisation of two or more cards

EP09743702A 2008-05-09 2009-05-07 Payment processing platform Ceased EP2300972A4 (en)

Applications Claiming Priority (3)

Application Number	Priority Date	Filing Date	Title
US12/118,647 US20090281951A1 (en)	2008-05-09	2008-05-09	Payment Processing Platform
US12/118,646 US11080678B2 (en)	2008-05-09	2008-05-09	Payment processing platform
PCT/US2009/043200 WO2009137716A2 (en)	2008-05-09	2009-05-07	Payment processing platform

Publications (2)

Publication Number	Publication Date
EP2300972A2 EP2300972A2 (en)	2011-03-30
EP2300972A4 true EP2300972A4 (en)	2012-05-23

Family

ID=41265420

Family Applications (1)

Application Number	Title	Priority Date	Filing Date
EP09743702A Ceased EP2300972A4 (en)	2008-05-09	2009-05-07	Payment processing platform

Country Status (2)

Country	Link
EP (1)	EP2300972A4 (en)
WO (1)	WO2009137716A2 (en)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number	Priority date	Publication date	Assignee	Title
US11080678B2 (en)	2008-05-09	2021-08-03	Verient, Inc.	Payment processing platform
US9953313B2 (en)	2008-05-09	2018-04-24	Verient, Inc.	System and method for distributed payment products
US10592902B2 (en)	2010-01-22	2020-03-17	Verient Inc.	Systems and methods for enhanced transaction processing
US10719876B2 (en)	2010-01-22	2020-07-21	Verient, Inc.	Systems and methods for controlling payment processing
EP2357598A3 (en) *	2010-01-22	2011-11-23	Rajesh Shakkarwar	Systems and methods for enhanced transaction processing
EP2357621A1 (en) *	2010-01-22	2011-08-17	Rajesh Shakkarwar	Systems and methods for managing accounts payable
EP2355033A1 (en) *	2010-01-22	2011-08-10	Rajesh Shakkarwar	Systems and methods for controlling payment processing
US20130110722A1 (en)	2011-10-28	2013-05-02	B. Scott Boding	System and Method For Identity Chaining
US11954218B2 (en)	2020-02-10	2024-04-09	Visa International Service Association	Real-time access rules using aggregation of periodic historical outcomes

Citations (6)

* Cited by examiner, † Cited by third party
Publication number	Priority date	Publication date	Assignee	Title
US5953710A (en) *	1996-10-09	1999-09-14	Fleming; Stephen S.	Children's credit or debit card system
EP1383073A1 (en) *	2001-04-23	2004-01-21	Sony Corporation	Data processing system, memory device, data processor, data processing method, and program
US20040039694A1 (en) *	2001-05-29	2004-02-26	American Express Travel Related Services Company, Inc.	System and method for facilitating a subsidiary card account with controlled spending capability
WO2005017793A1 (en) *	2003-08-18	2005-02-24	Chowiz Pte Ltd	Electronic payment network with monitoring and control facilities
US20050289057A1 (en) *	2004-06-29	2005-12-29	Naoya Onizuka	Information processing system and information processing method
WO2007011791A2 (en) *	2005-07-19	2007-01-25	Plastyc Inc.	System and method for child card payment

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number	Priority date	Publication date	Assignee	Title
US20020198806A1 (en) *	1998-04-24	2002-12-26	First Data Corporation	Systems and methods for accessing and modifying usage parameters associated with a financial transaction account
US7769630B2 (en) *	1999-06-23	2010-08-03	Signature Systems Llc	Method and system for issuing, aggregating and redeeming rewards based on merchant transactions
US20020095386A1 (en) *	2000-12-07	2002-07-18	Maritzen L. Michael	Account control and access management of sub-accounts from master account

2009
- 2009-05-07 WO PCT/US2009/043200 patent/WO2009137716A2/en active Application Filing
- 2009-05-07 EP EP09743702A patent/EP2300972A4/en not_active Ceased

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number	Priority date	Publication date	Assignee	Title
US5953710A (en) *	1996-10-09	1999-09-14	Fleming; Stephen S.	Children's credit or debit card system
EP1383073A1 (en) *	2001-04-23	2004-01-21	Sony Corporation	Data processing system, memory device, data processor, data processing method, and program
US20040039694A1 (en) *	2001-05-29	2004-02-26	American Express Travel Related Services Company, Inc.	System and method for facilitating a subsidiary card account with controlled spending capability
WO2005017793A1 (en) *	2003-08-18	2005-02-24	Chowiz Pte Ltd	Electronic payment network with monitoring and control facilities
US20050289057A1 (en) *	2004-06-29	2005-12-29	Naoya Onizuka	Information processing system and information processing method
WO2007011791A2 (en) *	2005-07-19	2007-01-25	Plastyc Inc.	System and method for child card payment

Also Published As

Publication number	Publication date
WO2009137716A3 (en)	2010-01-07
EP2300972A2 (en)	2011-03-30
WO2009137716A2 (en)	2009-11-12

Legal Events

Date	Code	Title	Description
2011-02-25	PUAI	Public reference made under article 153(3) epc to a published international application that has entered the european phase	Free format text: ORIGINAL CODE: 0009012
2011-03-30	17P	Request for examination filed	Effective date: 20101208
2011-03-30	AK	Designated contracting states	Kind code of ref document: A2 Designated state(s): AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO SE SI SK TR
2011-03-30	AX	Request for extension of the european patent	Extension state: AL BA RS
2011-04-27	RIN1	Information on inventor provided before grant (corrected)	Inventor name: SHAKKARWAR, RAJESH, G.
2011-08-17	DAX	Request for extension of the european patent (deleted)
2012-05-23	A4	Supplementary search report drawn up and despatched	Effective date: 20120420
2012-05-23	RIC1	Information provided on ipc code assigned before grant	Ipc: G06Q 20/00 20120101AFI20120416BHEP
2013-02-20	17Q	First examination report despatched	Effective date: 20130122
2016-01-29	APBK	Appeal reference recorded	Free format text: ORIGINAL CODE: EPIDOSNREFNE
2016-01-29	APBN	Date of receipt of notice of appeal recorded	Free format text: ORIGINAL CODE: EPIDOSNNOA2E
2016-04-29	APBR	Date of receipt of statement of grounds of appeal recorded	Free format text: ORIGINAL CODE: EPIDOSNNOA3E
2016-06-15	APAV	Appeal reference deleted	Free format text: ORIGINAL CODE: EPIDOSDREFNE
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2016-06-15	APBK	Appeal reference recorded	Free format text: ORIGINAL CODE: EPIDOSNREFNE
2016-06-15	APBN	Date of receipt of notice of appeal recorded	Free format text: ORIGINAL CODE: EPIDOSNNOA2E
2016-06-15	APBR	Date of receipt of statement of grounds of appeal recorded	Free format text: ORIGINAL CODE: EPIDOSNNOA3E
2019-10-01	APAF	Appeal reference modified	Free format text: ORIGINAL CODE: EPIDOSCREFNE
2020-10-20	REG	Reference to a national code	Ref country code: DE Ref legal event code: R003
2020-10-23	APBT	Appeal procedure closed	Free format text: ORIGINAL CODE: EPIDOSNNOA9E
2020-12-04	STAA	Information on the status of an ep patent application or granted ep patent	Free format text: STATUS: THE APPLICATION HAS BEEN REFUSED
2021-01-06	18R	Application refused	Effective date: 20201020

Publication	Publication Date	Title
GB2472620B (en)	2016-05-18	Distributed transaction processing
ZA201204095B (en)	2013-02-27	Payment application framework
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