EP2815365A4 - Converged cross-platform electronic wallet - Google Patents
Converged cross-platform electronic walletInfo
- Publication number
- EP2815365A4 EP2815365A4 EP13784810.7A EP13784810A EP2815365A4 EP 2815365 A4 EP2815365 A4 EP 2815365A4 EP 13784810 A EP13784810 A EP 13784810A EP 2815365 A4 EP2815365 A4 EP 2815365A4
- Authority
- EP
- European Patent Office
- Prior art keywords
- electronic wallet
- platform electronic
- converged
- cross
- converged cross
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Ceased
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
- G06Q20/027—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
Applications Claiming Priority (6)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US201261642729P | 2012-05-04 | 2012-05-04 | |
US201261642792P | 2012-05-04 | 2012-05-04 | |
US201261642925P | 2012-05-04 | 2012-05-04 | |
US201261642799P | 2012-05-04 | 2012-05-04 | |
US13/746,904 US9799027B2 (en) | 2012-01-19 | 2013-01-22 | System and method to enable a network of digital wallets |
PCT/US2013/039753 WO2013166507A1 (en) | 2012-05-04 | 2013-05-06 | Converged cross-platform electronic wallet |
Publications (2)
Publication Number | Publication Date |
---|---|
EP2815365A1 EP2815365A1 (en) | 2014-12-24 |
EP2815365A4 true EP2815365A4 (en) | 2015-11-18 |
Family
ID=49514947
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
EP13784810.7A Ceased EP2815365A4 (en) | 2012-05-04 | 2013-05-06 | Converged cross-platform electronic wallet |
Country Status (5)
Country | Link |
---|---|
EP (1) | EP2815365A4 (en) |
AU (1) | AU2013256017B2 (en) |
CA (1) | CA2864747C (en) |
HK (1) | HK1204381A1 (en) |
WO (1) | WO2013166507A1 (en) |
Families Citing this family (13)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US9691055B2 (en) | 2010-12-17 | 2017-06-27 | Google Inc. | Digital wallet |
EP3058532A4 (en) * | 2013-10-14 | 2017-04-12 | Equifax, Inc. | Providing identification information to mobile commerce applications |
CN103761655B (en) * | 2014-01-07 | 2017-12-19 | 张诗悦 | A kind of assignment method based on near-field communication technology, false proof device and Antiforge system |
WO2016129863A1 (en) | 2015-02-12 | 2016-08-18 | Samsung Electronics Co., Ltd. | Payment processing method and electronic device supporting the same |
US11107047B2 (en) | 2015-02-27 | 2021-08-31 | Samsung Electronics Co., Ltd. | Electronic device providing electronic payment function and operating method thereof |
KR102460459B1 (en) * | 2015-02-27 | 2022-10-28 | 삼성전자주식회사 | Method and apparatus for providing card service using electronic device |
US10650374B1 (en) | 2015-10-22 | 2020-05-12 | Amdocs Development Limited | System, method, and computer program for implementing high performance digital wallets |
CN108256846A (en) * | 2016-12-28 | 2018-07-06 | 航天信息股份有限公司 | A kind of method and system of integrated payment |
AU2018253294B2 (en) | 2017-04-13 | 2022-09-15 | Equifax Inc. | Location-based detection of unauthorized use of interactive computing environment functions |
WO2019118682A1 (en) | 2017-12-14 | 2019-06-20 | Equifax Inc. | Embedded third-party application programming interface to prevent transmission of sensitive data |
US11055690B2 (en) * | 2017-12-21 | 2021-07-06 | Paypal, Inc. | Systems and methods employing a router for electronic transactions |
WO2021062165A1 (en) * | 2019-09-27 | 2021-04-01 | Openedge Payments Llc | Systems and methods for uniform, cross-platform transactions |
US20230112305A1 (en) * | 2021-10-08 | 2023-04-13 | Comcast Cable Communications, Llc | Diverse pathway integration |
Citations (13)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2001016900A2 (en) * | 1999-08-31 | 2001-03-08 | American Express Travel Related Services Company, Inc. | Methods and apparatus for conducting electronic transactions |
WO2001043033A1 (en) * | 1999-12-09 | 2001-06-14 | Amazon.Com, Inc. | Use of an intermediary to securely provide customer information to third party internet merchants |
WO2001061659A1 (en) * | 2000-02-16 | 2001-08-23 | Mastercard International Incorporated | System and method for conducting electronic commerce with a remote wallet server |
EP1168264A2 (en) * | 2000-06-30 | 2002-01-02 | Motorola, Inc. | Server-based electronic wallet system |
WO2002005231A2 (en) * | 2000-07-11 | 2002-01-17 | Paypal, Inc. | System and method for third-party payment processing |
WO2002023452A1 (en) * | 2000-09-12 | 2002-03-21 | American Express Travel Related Services Company, Inc. | Microchip-enabled online transaction system |
WO2002025604A1 (en) * | 2000-09-19 | 2002-03-28 | Soft Tracks Enterprises Ltd. | System and method for unifying electronic payment mechanisms |
US20040143550A1 (en) * | 2002-12-19 | 2004-07-22 | International Business Machines Corporation | Cellular electronic wallet device and method |
US20050187883A1 (en) * | 1999-08-31 | 2005-08-25 | American Express Travel Related Services Company, Inc. | Methods and apparatus for conducting electronic transactions using biometrics |
EP1758053A1 (en) * | 2005-08-01 | 2007-02-28 | Fujitsu Limited | Wireless computer wallet for physical point of sale (POS) transactions |
US7398250B2 (en) * | 2000-09-28 | 2008-07-08 | Microsoft Corporation | Method and system for restricting the usage of payment accounts |
US20090048887A1 (en) * | 1999-11-05 | 2009-02-19 | American Express Travel Related Services Company, Inc. | Systems and Methods for Facilitating Transactions Involving an Intermediary |
US20110029400A1 (en) * | 2009-07-29 | 2011-02-03 | Ebay Inc. | No authentication payment and seamless authentication |
Family Cites Families (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2002109435A (en) * | 2000-09-28 | 2002-04-12 | Japan Total Design Communication Co Ltd | Settlement program and settlement system |
KR100846460B1 (en) * | 2007-02-02 | 2008-07-16 | 주식회사 퍼스트포켓 | Method and server for providing integrated electronic wallet service |
JP2009230626A (en) * | 2008-03-25 | 2009-10-08 | Nec Computertechno Ltd | Additional service information provision device of electronic money and electronic money settlement terminal |
JP4717123B2 (en) * | 2009-02-13 | 2011-07-06 | 東芝テック株式会社 | Electronic payment processing apparatus and control program therefor |
-
2013
- 2013-05-06 AU AU2013256017A patent/AU2013256017B2/en active Active
- 2013-05-06 EP EP13784810.7A patent/EP2815365A4/en not_active Ceased
- 2013-05-06 WO PCT/US2013/039753 patent/WO2013166507A1/en active Application Filing
- 2013-05-06 CA CA2864747A patent/CA2864747C/en active Active
-
2015
- 2015-05-26 HK HK15104948.8A patent/HK1204381A1/en unknown
Patent Citations (13)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20050187883A1 (en) * | 1999-08-31 | 2005-08-25 | American Express Travel Related Services Company, Inc. | Methods and apparatus for conducting electronic transactions using biometrics |
WO2001016900A2 (en) * | 1999-08-31 | 2001-03-08 | American Express Travel Related Services Company, Inc. | Methods and apparatus for conducting electronic transactions |
US20090048887A1 (en) * | 1999-11-05 | 2009-02-19 | American Express Travel Related Services Company, Inc. | Systems and Methods for Facilitating Transactions Involving an Intermediary |
WO2001043033A1 (en) * | 1999-12-09 | 2001-06-14 | Amazon.Com, Inc. | Use of an intermediary to securely provide customer information to third party internet merchants |
WO2001061659A1 (en) * | 2000-02-16 | 2001-08-23 | Mastercard International Incorporated | System and method for conducting electronic commerce with a remote wallet server |
EP1168264A2 (en) * | 2000-06-30 | 2002-01-02 | Motorola, Inc. | Server-based electronic wallet system |
WO2002005231A2 (en) * | 2000-07-11 | 2002-01-17 | Paypal, Inc. | System and method for third-party payment processing |
WO2002023452A1 (en) * | 2000-09-12 | 2002-03-21 | American Express Travel Related Services Company, Inc. | Microchip-enabled online transaction system |
WO2002025604A1 (en) * | 2000-09-19 | 2002-03-28 | Soft Tracks Enterprises Ltd. | System and method for unifying electronic payment mechanisms |
US7398250B2 (en) * | 2000-09-28 | 2008-07-08 | Microsoft Corporation | Method and system for restricting the usage of payment accounts |
US20040143550A1 (en) * | 2002-12-19 | 2004-07-22 | International Business Machines Corporation | Cellular electronic wallet device and method |
EP1758053A1 (en) * | 2005-08-01 | 2007-02-28 | Fujitsu Limited | Wireless computer wallet for physical point of sale (POS) transactions |
US20110029400A1 (en) * | 2009-07-29 | 2011-02-03 | Ebay Inc. | No authentication payment and seamless authentication |
Non-Patent Citations (2)
Title |
---|
See also references of WO2013166507A1 * |
WIKIPEDIA: "Google Wallet - Wikipedia, the free encyclopedia", 5 January 2012 (2012-01-05), XP055199462, Retrieved from the Internet <URL:https://en.wikipedia.org/w/index.php?title=Google_Wallet&oldid=469764028> [retrieved on 20150701] * |
Also Published As
Publication number | Publication date |
---|---|
EP2815365A1 (en) | 2014-12-24 |
AU2013256017B2 (en) | 2016-05-05 |
WO2013166507A1 (en) | 2013-11-07 |
AU2013256017A1 (en) | 2014-09-04 |
CA2864747A1 (en) | 2013-11-07 |
CA2864747C (en) | 2017-08-29 |
HK1204381A1 (en) | 2015-11-13 |
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Legal Events
Date | Code | Title | Description |
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AX | Request for extension of the european patent |
Extension state: BA ME |
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RIN1 | Information on inventor provided before grant (corrected) |
Inventor name: DHALA, AMYN Inventor name: FRIEDMAN, MICHAEL, J. Inventor name: ROSENFIELD, SHOSHANA, C. Inventor name: CACIOPPA, JOHN, F. Inventor name: SUBRAMANIAN, RUPA Inventor name: PASA, MEHMET Inventor name: MANGARU, ZAVIDA Inventor name: MARTIG, CELINE Inventor name: MOSER, SCOTT Inventor name: NGNOUMEN, NGASSAM |
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Ipc: G06Q 20/12 20120101ALI20151009BHEP Ipc: G06Q 20/36 20120101ALI20151009BHEP Ipc: G06Q 20/02 20120101ALI20151009BHEP Ipc: G06Q 20/40 20120101AFI20151009BHEP |
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