US5969318A - Gateway apparatus for designing and issuing multiple application cards - Google Patents
Gateway apparatus for designing and issuing multiple application cards Download PDFInfo
- Publication number
- US5969318A US5969318A US08/977,410 US97741097A US5969318A US 5969318 A US5969318 A US 5969318A US 97741097 A US97741097 A US 97741097A US 5969318 A US5969318 A US 5969318A
- Authority
- US
- United States
- Prior art keywords
- card
- requester
- services
- gateway apparatus
- service providers
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
Links
Images
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K5/00—Methods or arrangements for verifying the correctness of markings on a record carrier; Column detection devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/357—Cards having a plurality of specified features
- G06Q20/3576—Multiple memory zones on card
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Credit Cards Or The Like (AREA)
Abstract
Description
Claims (6)
Priority Applications (7)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US08/977,410 US5969318A (en) | 1997-11-24 | 1997-11-24 | Gateway apparatus for designing and issuing multiple application cards |
EP98958685A EP1032920B1 (en) | 1997-11-24 | 1998-11-21 | Gateway apparatus for designing and issuing multiple application cards |
PCT/US1998/024946 WO1999027492A1 (en) | 1997-11-24 | 1998-11-21 | Gateway apparatus for designing and issuing multiple application cards |
CA002303188A CA2303188C (en) | 1997-11-24 | 1998-11-21 | Gateway apparatus for designing and issuing multiple application cards |
AU14672/99A AU1467299A (en) | 1997-11-24 | 1998-11-21 | Gateway apparatus for designing and issuing multiple application cards |
DE69831093T DE69831093D1 (en) | 1997-11-24 | 1998-11-21 | INTERFACE FOR DRAFTING AND ISSUING MULTI-PURPOSE CARDS |
JP2000522558A JP3505511B2 (en) | 1997-11-24 | 1998-11-21 | Gateway device for designing and issuing multiple application cards |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US08/977,410 US5969318A (en) | 1997-11-24 | 1997-11-24 | Gateway apparatus for designing and issuing multiple application cards |
Publications (1)
Publication Number | Publication Date |
---|---|
US5969318A true US5969318A (en) | 1999-10-19 |
Family
ID=25525104
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US08/977,410 Expired - Fee Related US5969318A (en) | 1997-11-24 | 1997-11-24 | Gateway apparatus for designing and issuing multiple application cards |
Country Status (7)
Country | Link |
---|---|
US (1) | US5969318A (en) |
EP (1) | EP1032920B1 (en) |
JP (1) | JP3505511B2 (en) |
AU (1) | AU1467299A (en) |
CA (1) | CA2303188C (en) |
DE (1) | DE69831093D1 (en) |
WO (1) | WO1999027492A1 (en) |
Cited By (128)
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US6283368B1 (en) * | 1997-07-29 | 2001-09-04 | Gilles Leroux S.A. | High speed customizing machine |
WO2001076307A1 (en) * | 2000-03-30 | 2001-10-11 | Vattenfall Ab | Method and system for identification |
US20020046255A1 (en) * | 2000-06-01 | 2002-04-18 | Moore Richard G. | System and method for providing prepaid services via an internet protocol network system |
EP1202208A1 (en) * | 2000-04-06 | 2002-05-02 | Sony Corporation | Storage area dividing method for portable device |
US20020066792A1 (en) * | 2000-12-06 | 2002-06-06 | Mobile-Mind, Inc. | Concurrent communication with multiple applications on a smart card |
US20020077973A1 (en) * | 2000-12-15 | 2002-06-20 | Corrado Ronchi | Method and apparatus for issuing prepaid e-cash and calling cards and method of using the same |
US6481621B1 (en) * | 1999-01-12 | 2002-11-19 | International Business Machines Corporation | System method and article of manufacture for accessing and processing smart card information |
US20030041155A1 (en) * | 1999-05-14 | 2003-02-27 | Nelson Eric A. | Aircraft data communications services for users |
EP1321907A2 (en) * | 2001-12-19 | 2003-06-25 | Hitachi, Ltd. | Smart card managing system |
US20030158818A1 (en) * | 2002-02-19 | 2003-08-21 | First Data Corporation | Systems and methods for operating loyalty programs |
US20030236704A1 (en) * | 2002-06-25 | 2003-12-25 | American Express Travel Related Services Company, Inc. | System and method for a multiple merchant stored value card |
US20030236728A1 (en) * | 2000-09-20 | 2003-12-25 | Amir Sunderji | Method and apparatus for managing a financial transaction system |
US20030236712A1 (en) * | 2002-06-25 | 2003-12-25 | American Express Travel Related Services Company, Inc. | System and method for distributing vouchers |
US6742704B2 (en) * | 2000-01-21 | 2004-06-01 | American Express Travel Related Services Company, Inc. | Multiple-service card system |
US6760778B1 (en) * | 1998-09-09 | 2004-07-06 | At&T Wireless Services, Inc. | System and method for communication between airborne and ground-based entities |
US20040186773A1 (en) * | 2002-02-19 | 2004-09-23 | First Data Corporation | Systems and methods for integrating loyalty and stored-value programs |
US20050035192A1 (en) * | 2000-01-21 | 2005-02-17 | American Express Travel Related Services Company, Inc. | Public/private dual card system and method |
US20050077350A1 (en) * | 2003-10-13 | 2005-04-14 | Starbucks Corporation | Dual card |
US20050125317A1 (en) * | 2003-08-29 | 2005-06-09 | Starbucks Corporation | Method and apparatus for automatically reloading a stored value card |
US20050199708A1 (en) * | 2004-03-09 | 2005-09-15 | Friedman Lawrence J. | Method for a host based smart card |
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WO2006056826A1 (en) * | 2004-11-23 | 2006-06-01 | The Standard Bank Of South Africa Limited | A method and system for securely distributing a personal identification number and associating the number with a financial instrument |
US20060136257A1 (en) * | 2000-12-26 | 2006-06-22 | Dynamic Solutions International Corporation | Enterprise based issuance of identification cards |
US20060155573A1 (en) * | 2005-01-13 | 2006-07-13 | Alfred Hartunian | Method and system for secure information brokering |
US20070084914A1 (en) * | 2000-01-21 | 2007-04-19 | American Express Travel Related Services Company, Inc. | Geographic area multiple service card system |
US20070125620A1 (en) * | 2003-06-03 | 2007-06-07 | Sorenson Timothy N | Methods and systems for providing products, such as digital content including games, ring tones, and/or graphics; and services, such as computer network service including internet service |
WO2007080328A2 (en) * | 2006-01-16 | 2007-07-19 | Oberthur Technologies | Method for generating a profile for the personalisation of an electronic entity and associated system |
US20080015982A1 (en) * | 2000-09-20 | 2008-01-17 | Jeremy Sokolic | Funds transfer method and system including payment enabled invoices |
US20080021840A1 (en) * | 2001-07-10 | 2008-01-24 | American Express Travel Related Services Company, Inc. | Method and system for hand geometry recognition biometrics on a fob |
US20080208737A1 (en) * | 2000-09-20 | 2008-08-28 | Cash Edge, Inc. | Funds Transfer Method and Apparatus |
US20080301023A1 (en) * | 2007-05-02 | 2008-12-04 | Cashedge, Inc. | Multi-Channel and Cross-Channel Account Opening |
US7650314B1 (en) | 2001-05-25 | 2010-01-19 | American Express Travel Related Services Company, Inc. | System and method for securing a recurrent billing transaction |
US7653602B2 (en) | 2003-11-06 | 2010-01-26 | Visa U.S.A. Inc. | Centralized electronic commerce card transactions |
US7654451B2 (en) | 2003-09-03 | 2010-02-02 | Visa U.S.A. Inc. | Method, system and portable consumer device using wildcard values |
US20100036743A1 (en) * | 2004-12-07 | 2010-02-11 | Roni Dolev Tamari | Transaction processing platform for facilitating electronic distribution of plural prepaid services |
US7668750B2 (en) | 2001-07-10 | 2010-02-23 | David S Bonalle | Securing RF transactions using a transactions counter |
US7685013B2 (en) | 1999-11-04 | 2010-03-23 | Jpmorgan Chase Bank | System and method for automatic financial project management |
US7689504B2 (en) | 2001-11-01 | 2010-03-30 | Jpmorgan Chase Bank, N.A. | System and method for establishing or modifying an account with user selectable terms |
US7689506B2 (en) | 2001-06-07 | 2010-03-30 | Jpmorgan Chase Bank, N.A. | System and method for rapid updating of credit information |
US7690577B2 (en) | 2001-07-10 | 2010-04-06 | Blayn W Beenau | Registering a biometric for radio frequency transactions |
US7705732B2 (en) | 2001-07-10 | 2010-04-27 | Fred Bishop | Authenticating an RF transaction using a transaction counter |
US20100121762A1 (en) * | 1999-06-04 | 2010-05-13 | Kevin Boyle | System and Method for Card Processing with Automated Payment of Club, Merchant, and Service Provider Fees |
US7725369B2 (en) | 2003-05-02 | 2010-05-25 | Visa U.S.A. Inc. | Method and server for management of electronic receipts |
US7742997B1 (en) | 2004-04-23 | 2010-06-22 | Jpmorgan Chase Bank, N.A. | System and method for management and delivery of content and rules |
US7746215B1 (en) | 2001-07-10 | 2010-06-29 | Fred Bishop | RF transactions using a wireless reader grid |
US7747866B1 (en) | 2000-08-24 | 2010-06-29 | Jpmorgan Chase Bank, N.A. | System and method providing improved error detection related to transmission of data over a communication link |
US7756816B2 (en) | 2002-10-02 | 2010-07-13 | Jpmorgan Chase Bank, N.A. | System and method for network-based project management |
US7783578B2 (en) | 2001-09-21 | 2010-08-24 | Jpmorgan Chase Bank, N.A. | System for providing cardless payment |
US7793845B2 (en) | 2004-07-01 | 2010-09-14 | American Express Travel Related Services Company, Inc. | Smartcard transaction system and method |
US7814332B2 (en) | 2001-07-10 | 2010-10-12 | Blayn W Beenau | Voiceprint biometrics on a payment device |
US7831508B1 (en) | 2000-06-23 | 2010-11-09 | Jpmorgan Chase Bank, N.A. | System and method for implementing a consolidated application process |
US7840446B2 (en) * | 1998-06-26 | 2010-11-23 | American Express Travel Related Services Company, Inc. | Stored value transaction system including an integrated database server |
US20100299221A1 (en) * | 2000-07-19 | 2010-11-25 | Miles Paschini | System and method for distributing personal identification numbers over a computer network |
US7857216B2 (en) | 2003-09-12 | 2010-12-28 | Visa U.S.A. Inc. | Method and system for providing interactive cardholder rewards image replacement |
US7861919B2 (en) | 2002-09-13 | 2011-01-04 | Visa U.S.A. Inc. | Method and system for managing loyalty program information on a phone |
US7889052B2 (en) | 2001-07-10 | 2011-02-15 | Xatra Fund Mx, Llc | Authorizing payment subsequent to RF transactions |
US7933835B2 (en) | 2007-01-17 | 2011-04-26 | The Western Union Company | Secure money transfer systems and methods using biometric keys associated therewith |
US7941533B2 (en) | 2002-02-19 | 2011-05-10 | Jpmorgan Chase Bank, N.A. | System and method for single sign-on session management without central server |
US7966496B2 (en) | 1999-07-02 | 2011-06-21 | Jpmorgan Chase Bank, N.A. | System and method for single sign on process for websites with multiple applications and services |
US7987501B2 (en) | 2001-12-04 | 2011-07-26 | Jpmorgan Chase Bank, N.A. | System and method for single session sign-on |
US7988038B2 (en) | 2001-07-10 | 2011-08-02 | Xatra Fund Mx, Llc | System for biometric security using a fob |
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US8005763B2 (en) | 2003-09-30 | 2011-08-23 | Visa U.S.A. Inc. | Method and system for providing a distributed adaptive rules based dynamic pricing system |
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US20020052843A1 (en) * | 2000-08-04 | 2002-05-02 | Canon Eduardo Gomez | Smart card for and method of executing transactions |
CH716409B1 (en) * | 2003-11-12 | 2021-01-29 | Legic Identsystems Ag | Method for writing a data organization in identification media and for writing and executing applications in the data organization. |
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Also Published As
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JP2001524721A (en) | 2001-12-04 |
EP1032920A4 (en) | 2004-10-27 |
CA2303188C (en) | 2004-09-21 |
CA2303188A1 (en) | 1999-06-03 |
EP1032920A1 (en) | 2000-09-06 |
DE69831093D1 (en) | 2005-09-08 |
JP3505511B2 (en) | 2004-03-08 |
EP1032920B1 (en) | 2005-08-03 |
WO1999027492A1 (en) | 1999-06-03 |
AU1467299A (en) | 1999-06-15 |
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