FIG. 1 is a top plan view of a combined holder for visiting cards, memo sheets and a writing instrument showing my new design;

FIG. 2 is a bottom plan view thereof;

FIG. 3 is a front elevational view thereof;

FIG. 4 is a rear elevational view thereof;

FIG. 5 is an end elevational view thereof;

FIG. 6 is an opposite end elevational view thereof; and

FIG. 7 is a cross-sectional view taken along line 7--7 of FIG. 1.