WO1998039910A1 - Dynamic split billing of telephone calls - Google Patents

Dynamic split billing of telephone calls Download PDF

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Publication number
WO1998039910A1
WO1998039910A1 PCT/US1998/002493 US9802493W WO9839910A1 WO 1998039910 A1 WO1998039910 A1 WO 1998039910A1 US 9802493 W US9802493 W US 9802493W WO 9839910 A1 WO9839910 A1 WO 9839910A1
Authority
WO
WIPO (PCT)
Prior art keywords
billing
subscriber
call
telephone
terminating
Prior art date
Application number
PCT/US1998/002493
Other languages
French (fr)
Inventor
Hosagrahar V. Jagadish
Inderpal S. Mumick
Original Assignee
At & T Corp.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by At & T Corp. filed Critical At & T Corp.
Publication of WO1998039910A1 publication Critical patent/WO1998039910A1/en

Links

Classifications

    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/07Split billing, i.e. both A-party and B-party charged for the communication
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2215/00Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/64Split billing, sharing the cost of calls, e.g. between calling and called parties

Definitions

  • the present invention relates to the processing of telephone calls
  • calling allows a caller to shift the cost of individual calls to the
  • the authorization signal is
  • the authorization signal is developed in response to actions taken by the user
  • This prior art system does not provide a subscriber with
  • a toll-free number is provided to a customer to access a provider
  • the toll-free call is converted to a billable call during or
  • This method provides the capability to
  • the present invention is a method and system for billing a
  • terminating subscriber is billed by first connecting the telephone call
  • the billing portion may be specified as a percentage, a monetary
  • Split billing may be initiated by the originating
  • Split billing may be initiated by the terminating subscriber in
  • Fig. la is a block diagram of one embodiment a telephone call
  • Fig. lb is a block diagram of the telephone call billing system of
  • Fig. la showing AMA records according to the present invention.
  • Fig. 2a is a flow diagram of the operation of a dynamic split
  • Fig. 2b is a flowchart depicting the steps involved in a
  • Fig. 3 is a block diagram of another embodiment of a telephone
  • Fig. 4 is a block diagram of another embodiment of a telephone
  • FIG. la there is shown a block diagram of a
  • AMA Automatic Message Accounting
  • a billable call may be initiated at telephone 102 and routed through
  • switch 106 e.g., an AT&T 4ESS ) switch, to telephone 104.
  • the switch 106 e.g., an AT&T 4ESS ) switch, to telephone 104.
  • AMA record 110 which includes the information
  • the AMA record is passed to CDD 108. It
  • transmission media that may be used for passing the data from the
  • suitable protocols include the well
  • Protocol/Internet Protocol and suitable transmission media
  • a billing analysis system 112 which may be a
  • the billing analysis system performs its functions the instant the
  • the subscriber specific data is fragmented across multiple
  • subscriber profile databases 114, 116 and 118 As shown in the
  • the volume of subscriber and telephone call data makes it
  • AMA individual call
  • one type of accumulated summary information may
  • a subscriber may subscribe to a plan in
  • the summary information is stored in a Summary
  • SD Database
  • AMA records are stored in the
  • CDD summary information are stored in the SD, and processed AMA
  • the present invention may be
  • a subscriber places a call from calling station 152. Each call is
  • the AMA record includes an indication of a primary
  • the primary subscriber is the
  • AMA record also includes split billing information 161, which
  • the split portion may be indicated in several
  • the present invention handles split billing for both inbound and
  • outbound services In outbound service, the originating subscriber is
  • the originating subscriber is
  • AM Automatic Number Identification
  • ANI system the number of the telephone station from which a call is
  • the terminating subscriber is indicated as the secondary
  • the dialed number is used for this
  • the originating subscriber may be responsible for the cost of the call.
  • the originating subscriber may be responsible for the cost of the call.
  • the dialed number is
  • the originating subscriber is indicated as the
  • the ANI is used for this
  • the AMA record is passed to CDD 158, making the record
  • the AMA record is passed from CDD 158 to
  • billing analysis system 162 which determines the cost of the call.
  • Billing analysis system 162 determines a total cost of the call based on
  • Billing analysis system 162 then generates processed AMA record 163, which includes the charges for the call that are to be
  • the AMA records are generated based on each subscriber's
  • Fig. 2a The process begins with an originating subscriber
  • split billing may be indicated by entering a first
  • network switch 156 which
  • an audio prompt such as a tone or voice message
  • the secondary subscriber then indicates the portion of the
  • the portion may be indicated by
  • Network switch 156 then generates an AMA record 160,
  • the AMA record is passed to the CDD (step 208).
  • billing analysis system then performs the processing necessary to bill
  • Fig. 2b shows, in flowchart form, a procedure that a billing
  • analysis system may use to perform dynamic split billing processing
  • AMA record such as 160a from CDD 158
  • the first step billing analysis system 162 takes is to rate the total call (step 252). It then determines the portion of the total call that is to be
  • step 254 It must then match the rated call to the
  • ANI Number Identification
  • the terminating subscriber may be identified based on the dialed
  • telephone such as 152 or 154, may be determined and passed to the
  • the billing analysis system along with the AMA record.
  • Each priced call value may be added to
  • call value (processed AMA record) for each subscriber is stored in the
  • step 262 would involve storing the priced call value and the current
  • analysis system may adjust charges for old calls to reflect certain types
  • Fig. 3 there is shown an alternative billing plans, such as usage based discount billing plans (step 260).
  • the subscriber profiles are not shown, but are similar to
  • a call may be
  • the call is routed by a network switch 306, which generates an
  • the AMA record 310 for the call.
  • the AMA record is passed to a billing
  • the AMA record to produce a processed AMA record.
  • the AMA record
  • the billing analysis system of Fig. 3 includes a SD 313.
  • Fig. 3 also includes an integrated subscriber profile - although, it
  • each individual call record is received and rated in real-time, the summary information being stored in the SD 313.
  • Fig. 4 shows another embodiment of a telephone system in
  • telephone 402 may be directed to a second telephone 404 through a
  • the AMA record is passed to a Rating
  • the RC is a unit which performs the functions of
  • the CDD and billing analysis system may therefore be any CDD and billing analysis system.
  • the RC may include a SD 413 for storing the
  • a call may be initiated by a fax machine and directed to a
  • a call may be initiated by a single
  • a call may be initiated by a fax machine and

Abstract

A telephone call placed by an originating subscriber to a terminating subscriber is billed by first connecting the telephone call between the originating subscriber and the terminating subscriber. A signal initiating split billing is received, then a signal indicating a billing portion is received. Both the originating subscriber and the terminating subscriber are billed for at least a portion of the cost of the telephone call, based on the indicated billing portion. The billing portion may be specified as a percentage, a monetary value, or a time period. Split billing may be initiated by the originating subscriber in the situation in which the terminating subscriber was responsible for the entire cost of the call prior to split billing being initiated. Split billing may be initiated by the terminating subscriber in the situation in which the originating subscriber was responsible for the entire cost of the call prior to split billing being initiated.

Description

DYNAMIC SPLIT BILLING OF TELEPHONE CALLS
Field of the Invention
The present invention relates to the processing of telephone calls,
and in particular, to the billing of the costs of such calls.
Background of the Invention
The cost of a telephone toll call placed between telephone
subscribers is typically billed to the subscriber originating the call
(originating subscriber). It is well-known to shift the entire cost of a call
to the recipient of the call (terminating subscriber). For example, collect
calling allows a caller to shift the cost of individual calls to the
terminating subscriber, with the permission of the terminating subscriber
given on a call-by-call basis. Another example is Inward WATS or
"800" number service, in which the cost of all calls placed to a particular
number are shifted to the terminating subscriber.
It is known to shift a portion of the cost of a call on a predefined
basis. For example, in the Telephone Call Billing System of Patent No. 5,381,467 to Rosinski et al., at least of portion of the period cost
associated with at least one of the indivisible time periods of a toll call is
assigned to both the terminating and originating subscribers. The
apportionment of the basic cost of a call is automatically authorized
according to a predetermined agreement as to the sharing of each of the
call's period costs. An authorization signal is required in order for cost
sharing to occur. In one embodiment, the authorization signal is
automatically generated, if the originating subscriber meets
predetermined criteria with respect to each call. In another embodiment,
the authorization signal is developed in response to actions taken by the
terminating subscriber after call setup by, for example, keying
predefined codes via telephone keyboard. Thus, the terminating
subscriber is given the option of accepting a predefined portion of the
cost of a call, or allowing the originating subscriber to pay the entire
cost of the call. This prior art system does not provide a subscriber with
the capability to define a cost sharing arrangement after the call has
been connected. In addition, this system only provides cost sharing when the subscriber that would not normally be charged for the call is
the terminating subscriber
In the telephone billing method of Patent No. 5,146,491 to Silver
et al., a toll-free number is provided to a customer to access a provider
in a toll-free call from an originating customer telephone number. The
originating customer telephone number is received in response to the
toll-free call. The toll-free call is converted to a billable call during or
after the toll-free call and the billable call is billed to the originating
customer telephone number. This method provides the capability to
charge goods or services that are purchased by the originating customer
to the originating customer's telephone bill. The monetary amounts
charged to the customer depend on the items purchased, not on the
actual cost of the telephone call. It does not provide cost sharing of the
cost of the telephone call.
It is desirable to provide the capability to define an arrangement
for sharing the cost of a telephone call after the call has been connected.
Likewise, it is desirable to provide cost sharing capability to the
subscriber that would not normally be charged for the call, regardless of whether that party is the originating subscriber or the terminating
subscriber.
Summary of the Invention
The present invention is a method and system for billing a
telephone call which provides a subscriber with the capability to define
an arrangement for sharing the cost of a telephone call after the call has
been connected. It provides cost sharing capability to the subscriber that
would not normally be charged for the call, regardless of whether that
party is the originating subscriber or the terminating subscriber
A telephone call placed by an originating subscriber to a
terminating subscriber is billed by first connecting the telephone call
between the originating subscriber and the terminating subscriber. A
signal initiating split billing is received, then a signal indicating a billing
portion is received. Both the originating subscriber and the terminating
subscriber are billed for at least a portion of the cost of the telephone
call, based on the indicated billing portion. The billing portion may be specified as a percentage, a monetary
value, or a time period. Split billing may be initiated by the originating
subscriber in the situation in which the terminating subscriber was
responsible for the entire cost of the call prior to split billing being
initiated. Split billing may be initiated by the terminating subscriber in
the situation in which the originating subscriber was responsible for the
entire cost of the call prior to split billing being initiated.
Brief Description of the Drawings
The details of the present invention, both as to its structure and
operation, can best be understood by referring to the accompanying
drawings, in which like reference numbers and designations refer to like
elements.
Fig. la is a block diagram of one embodiment a telephone call
billing system, in which the present invention may be implemented.
Fig. lb is a block diagram of the telephone call billing system of
Fig. la, showing AMA records according to the present invention. Fig. 2a is a flow diagram of the operation of a dynamic split
billing process according to the present invention.
Fig. 2b is a flowchart depicting the steps involved in a
procedure that a billing analysis system may use to perform dynamic
split billing processing for each call, according to the present
invention.
Fig. 3 is a block diagram of another embodiment of a telephone
call billing system, in which the present invention may be
implemented.
Fig. 4 is a block diagram of another embodiment of a telephone
call billing system, in which the present invention may be
implemented.
Detailed Description of the Invention
Referring to Fig. la, there is shown a block diagram of a
telephone system in accordance with one embodiment of the present
invention. There is shown a calling telephone 102, a called telephone
104, a telephone network switch 106 and a Call Detail Database (CDD) 108. An Automatic Message Accounting (AMA) record,
represented by a block 110, is also shown. As indicated by the figure,
a billable call may be initiated at telephone 102 and routed through
switch 106, e.g., an AT&T 4ESS ) switch, to telephone 104. The
switch generates AMA record 110, which includes the information
necessary to rate the call. The AMA record is passed to CDD 108. It
should be noted here that there are an abundance of protocols and
transmission media that may be used for passing the data from the
switch to the CDD. For example, suitable protocols include the well
known File Transfer Protocol (FTP) and Transmission Control
Protocol/Internet Protocol; and suitable transmission media include
twisted shielded pair wires, fiber optic lines, coaxial cable, and
wireless links. Moreover, these protocols and media are suitable for
use in all data transfers and queries hereinafter described.
In any event, once the AMA record has been passed to the
CDD, it is available for use in pricing the call. To this end, the AMA
record is passed to a billing analysis system 112, which may be a
general purpose computer capable of running the software necessary to implement the invention. The billing analysis system applies any
subscriber specific billing parameters to the AMA record to produce a
processed AMA record. It then passes both the AMA record and the
processed AMA record back to the CDD for storage. A method for
passing the data back to the CDD is disclosed in co-pending,
commonly assigned, US Patent Application Serial No.: 08/607,983 -
entitled "Compression and Buffering of a Stream with Data Extraction
Requirements" - which application is incorporated herein by reference.
The billing analysis system performs its functions the instant the
switch passes the AMA record to the CDD (i.e. it performs call
pricing in real-time). In order to achieve real-time processing of
AMA records the invention must overcome two primary obstacles.
First, the subscriber specific data is fragmented across multiple
business units, with no cohesive notion of an integrated subscriber
profile. This situation is depicted in Fig. la, which shows several
subscriber profile databases 114, 116 and 118. As shown in the
figure, the invention overcomes this obstacle through the use of an
integrated subscriber profile database located within the billing analysis system. Software tools update the integrated subscriber
profile database in response to updates of the individual subscriber
profiles 114, 116 and 118 so that the integrated database always
contains current information on all subscribers.
The volume of subscriber and telephone call data makes it
difficult to store, rate, and query call data in real-time. To surmount
this obstacle the invention accumulates summary information as each
individual call (AMA) record is received and rated in real-time. It is
generally desirable for a telephone network to maintain a subscriber's
current bill. Thus, one type of accumulated summary information may
be current bills for each network subscriber. Nevertheless, it may be
useful to accumulate other types of summary information for particular
subscribers. The nature of the accumulated summary information for
a particular subscriber depends upon the services subscribed to by that
subscriber. For example, a subscriber may subscribe to a plan in
which calls made during the hours between 5:00pm and 9:00am
receive a 10% discount; in which case it is useful to maintain a summary field containing the number of minutes of calls that the
subscriber has made during the discount period.
In any case, the summary information is stored in a Summary
Database (SD) 113 that is located within the billing analysis system.
Thus, in this embodiment, AMA records and processed AMA records
are stored in the CDD, while summary information is stored in the
SD. It should be noted that many alternative storage schemes may be
employed without departing from the spirit of the invention. For
example, in one alternative scheme, AMA records are stored in the
CDD, summary information are stored in the SD, and processed AMA
records are stored in both the CDD and SD.
The processing involved in dynamic split billing is shown in Fig.
lb, which, as an example, shows the present invention implemented in
the telephone billing system of Fig. la. The present invention may be
similarly implemented in the telephone billing systems shown in Figs. 3
and 4.
A subscriber places a call from calling station 152. Each call is
routed through a network switch 156, which generates a corresponding AMA record 160. The AMA record includes an indication of a primary
subscriber for the AMA record and the call information needed to
determine the cost of the call. Typically, the primary subscriber is the
subscriber who would pay for the call if split billingis not invoked. The
AMA record also includes split billing information 161, which
includes an indication of the secondary subscriber and the split portion,
which is the portion of the cost of the call that the secondary
subscriber will pay. The split portion may be indicated in several
ways, such as a maximum monetary value, a percentage of the cost of
the call, or by a number of minutes of the call.
The present invention handles split billing for both inbound and
outbound services. In outbound service, the originating subscriber is
initially responsible for the cost of the call. The terminating subscriber
may initiate split billing if desired. The originating subscriber is
indicated as the primary subscriber in the AMA record. The
Automatic Number Identification (AM) is used for this purpose. In an
ANI system, the number of the telephone station from which a call is
initiated is determined and used to identify the party who initiated the call. The terminating subscriber is indicated as the secondary
subscriber in the AMA record. The dialed number is used for this
purpose.
In inbound service, the terminating subscriber is initially
responsible for the cost of the call. The originating subscriber may
initiate split billing if desired. The terminating subscriber is indicated
as the primary subscriber in the AMA record. The dialed number is
used for this purpose. The originating subscriber is indicated as the
secondary subscriber in the AMA record. The ANI is used for this
purpose.
The AMA record is passed to CDD 158, making the record
available for call pricing. The AMA record is passed from CDD 158 to
billing analysis system 162, which determines the cost of the call.
Billing analysis system 162 determines a total cost of the call based on
the call information in the AMA record. Billing analysis system 162
also determines the portion of the total cost of the call that is to be paid
by the secondary subscriber, based on the information in split billing
information 161. Billing analysis system 162 then generates processed AMA record 163, which includes the charges for the call that are to be
billed to the primary subscriber, and processed AMA record 164, which
includes the charges for the call that are to be billed to the secondary
subscriber. The AMA records are generated based on each subscriber's
profile in the subscriber profile databases connected to billing analysis
system 162, such as subscriber profile database 165. AMA records 163
and 164 are then passed back to CDD 158, where they are stored until
billed to the subscriber.
A flow diagram of the operation of a dynamic split billing process
is shown in Fig. 2a. The process begins with an originating subscriber
placing a call to a terminating subscriber (step 202). The secondary
subscriber in the call, which is the terminating subscriber in outbound
service and the originating subscriber in inbound service, initiates split
billing (step 204). Split billing may be indicated by entering a first
touch-tone code into the keypad of a telephone station, or by
transmitting the touch-tone code from a computer, or a signaling code
from a PBX. The code is received by network switch 156, which
typically indicates receipt of the first touch-tone code by transmitting an audio prompt, such as a tone or voice message, to the secondary
subscriber. The secondary subscriber then indicates the portion of the
call for which he will pay (step 206). The portion may be indicated by
entering a second touch-tone code into the keypad of thetelephone state,
or by transmission from a computer or PBX.
Network switch 156 then generates an AMA record 160,
including the primary subscriber, call information and split billing
information including the secondary subscriber and the split portion
(step 208). The AMA record is passed to the CDD (step 208). The
billing analysis system then performs the processing necessary to bill
both the primary subscriber and the secondary subscriber for their
respective portions of the cost of the call (step 210).
Fig. 2b shows, in flowchart form, a procedure that a billing
analysis system may use to perform dynamic split billing processing
for each call. In the following description of the flowchart references
will be made to the embodiment shown in Fig. lb.
Upon receiving an AMA record, such as 160a from CDD 158,
the first step billing analysis system 162 takes is to rate the total call (step 252). It then determines the portion of the total call that is to be
paid by the secondary subscriber from the information in split billing
information 161 (step 254). The portion to be paid by the primary
subscriber is the remainder of the cost of the call. This is also
determined (step 254). It must then match the rated call to the
subscriber so that subscriber specific parameters can be applied to the
call (step 256). Several well known techniques can be used to match
the rated call to the subscriber. One such technique uses Automatic
Number Identification (ANI). In an ANI system, the number of the
telephone station from which a call is initiated is determined and used
to identify the party, the originating subscriber, who initiated the call.
The terminating subscriber may be identified based on the dialed
number. Accordingly, in the Fig. lb embodiment, the number of a
telephone, such as 152 or 154, may be determined and passed to the
billing analysis system along with the AMA record. The billing
analysis system may then cross-reference the number to the subscriber
profile containing the subscriber specific data to be used for the
current call. Once the appropriate profiles have been determined, the billing
analysis system applies the subscriber specific data contained in the
profiles to the rated call to produce a priced call value for the primary
subscriber's portion of the call and for the secondary subscriber's
portion of the call (step 256). Each priced call value may be added to
the respective subscriber's previous balance to create a new balance,
or "current bill" for each subscriber (step 258). Finally, the priced
call value (processed AMA record) for each subscriber is stored in the
CDD, and the current bill (summary information) for each subscriber
is stored in the SD (step 262). As described in relation to Fig. la, an
alternative scheme is to store both the priced call value and current bill
- collectively termed "the priced call data" - in the SD; in which case,
step 262 would involve storing the priced call value and the current
bill in the SD.
As an optional step in the procedure of Fig. 2b, the billing
analysis system may adjust charges for old calls to reflect certain types
of billing plans, such as usage based discount billing plans (step 260). Referring now to Fig. 3, there is shown an alternative
embodiment of a telephone system in accordance with the present
invention. The subscriber profiles are not shown, but are similar to
those shown in Fig. lb. As shown in the figure, a call may be
initiated at a first telephone 302 and directed to a second telephone
304. The call is routed by a network switch 306, which generates an
AMA record 310 for the call. The AMA record is passed to a billing
analysis system 312 which applies subscriber specific parameters to the
AMA record to produce a processed AMA record. The AMA record
and processed AMA record are then passed to a CDD 308 for storage.
Like the billing analysis system of Fig. lb, the billing analysis
system of Fig. 3 includes a SD 313. The billing analysis system of
Fig. 3 also includes an integrated subscriber profile - although, it
should be noted that for simplicity of presentation the individual
subscriber profile databases are not shown in Fig. 3, nor in the figures
that follow. Also, like the billing analysis system of Fig. la, the
billing analysis system of Fig. 3 accumulates summary information as
each individual call record is received and rated in real-time, the summary information being stored in the SD 313. As in the prior
described embodiment, alternative schemes may be employed for the
storage of the AMA records, processed AMA records, and summary
information.
Fig. 4 shows another embodiment of a telephone system in
accordance with the present invention. The subscriber profiles are not
shown, but are similar to those shown in Fig. lb. In the Figure 4
embodiment, as in the previous embodiments, a call initiated at a first
telephone 402 may be directed to a second telephone 404 through a
network switch 406, which generates an AMA record 410. However,
in the Fig. 4 embodiment the AMA record is passed to a Rating
Complex (RC) 412. The RC is a unit which performs the functions of
the CDD and billing analysis system, and may therefore be
characterized as a combined CDD and billing analysis system. As
shown in the figure, the RC may include a SD 413 for storing the
summary information separately from the AMA records and processed
AMA records. As in the prior described embodiments, alternative schemes may be employed for the storage of the AMA records,
processed AMA records, and summary information.
It should be noted that although all three embodiments discussed
above depict a call as being initiated from a first telephone and
directed to a second telephone, it is possible that calls may be initiated
by, and directed to, many different types of communication devices.
For example, a call may be initiated by a fax machine and directed to a
personal computer. Moreover, a call may be initiated by a single
communication device and directed to multiple communication
devices. For example, a call may be initiated by a fax machine and
directed to multiple independent personal computers. For purposes of
this description, each instance of a single initiating call being directed
to a different terminating device will be considered an independent
call.
Although specific embodiments of the present invention have been
described, it will be understood by those of skill in the art that there are
other embodiments which are equivalent to the described embodiments.
Accordingly, it is to be understood that the invention is not to be limited by the specific illustrated embodiments, but only by the scope of the
appended claims.

Claims

1. A method of billing a telephone call placed by an originating
subscriber to a terminating subscriber, comprising the steps of:
connecting the telephone call between the originating subscriber
and the terminating subscriber;
receiving a signal initiating split billing;
receiving a signal indicating a billing portion; and
billing the both the originating subscriber and the terminating
subscriber for at least a portion of the cost of the telephone call, based
on the indicated billing portion.
2. The method of claim 1, wherein the billing portion is specified as
a percentage.
3. The method of claim 2, wherein the specified percentage is less
than 100%.
4. The method of claim 2, wherein the specified billing portion
equals 100%.
5. The method of claim 1, wherein the billing portion is specified as
a monetary value.
6. The method of claim 1 , wherein the billing portion is specified as
a time period.
7. The method of claim 1, wherein split billing is initiated by the
originating subscriber.
8. The method of claim 7, wherein the terminating subscriber was
responsible for the entire cost of the call prior to split billing being
initiated.
9. The method of claim 1, wherein split billing is initiated by the
terminating subscriber.
10. The method of claim 9, wherein the originating subscriber was
responsible for the entire cost of the call prior to split billing being
initiated.
11. A system for billing a telephone . call placed by an originating
subscriber to a terminating subscriber, comprising the steps of:
a switching device connecting the telephone call between the
originating subscriber and the terminating subscriber;
a first receiver, coupled to the switching device, receiving a signal
initiating split billing;
a second receiver, coupled to the switching device, receiving a
signal indicating a billing portion; and
a billing device, coupled to the second receiver, billing the both
the originating subscriber and the terminating subscriber for at least a
portion of the cost of the telephone call, based on the indicated billing
portion.
12. The system of claim 1 1, wherein the billing portion is specified as
a percentage.
13. The system of claim 12, wherein the specified percentage is less
than 100%.
14. A system for billing a telephone call placed by an originating
subscriber to a terminating subscriber, comprising the steps of:
means for connecting the telephone call between the originating
subscriber and the terminating subscriber;
a means for receiving a signal initiating split billing, coupled to
the connecting means;
a second means for receiving a signal indicating a billing portion,
coupled to the switching device; and
means for billing both the originating subscriber and the
terminating subscriber, coupled to the second receiver, billing each
subscriber for at least a portion of the cost of the telephone call, based
on the indicated billing portion.
15. The system of claim 14, wherein the billing portion is specified as
a percentage.
16. The system of claim 15, wherein the specified percentage is less
than 100%.
17. The system of claim 15, wherein the specified billing portion
equals 100%.
18. The system of claim 14, wherein the billing portion is specified as
a monetary value.
19. The system of claim 14, wherein the billing portion is specified as
a time period.
PCT/US1998/002493 1997-03-07 1998-02-09 Dynamic split billing of telephone calls WO1998039910A1 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US81417897A 1997-03-07 1997-03-07
US08/814,178 1997-03-07

Publications (1)

Publication Number Publication Date
WO1998039910A1 true WO1998039910A1 (en) 1998-09-11

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PCT/US1998/002493 WO1998039910A1 (en) 1997-03-07 1998-02-09 Dynamic split billing of telephone calls

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US7536349B1 (en) 1998-06-16 2009-05-19 Walker Digital, Llc Method and apparatus for processing a charge applied to a financial account
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