WO1999013438A1 - Client system for ip network - Google Patents
Client system for ip network Download PDFInfo
- Publication number
- WO1999013438A1 WO1999013438A1 PCT/EP1998/005724 EP9805724W WO9913438A1 WO 1999013438 A1 WO1999013438 A1 WO 1999013438A1 EP 9805724 W EP9805724 W EP 9805724W WO 9913438 A1 WO9913438 A1 WO 9913438A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- client
- client system
- value units
- internet
- server
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/387—Payment using discounts or coupons
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/0036—Checkout procedures
Definitions
- the invention relates to a client system, especially for an IP (Internet Protocol) network.
- a client network comprises a network terminal, e.g. a PC or NC, which is connected to the network.
- the network terminal is loaded with client software, often called browser.
- client software often called browser.
- client software often called browser.
- the address can be entered of a document (page) available at such a host or server.
- the document received via the browser usually coded in HTML code, may contain references (links) to other addresses.
- a cluster of such pages is usually called an internet site.
- the pages may comprise links to other pages within or outside the site.
- the pages may contain non-text objects, such as figures, moving images, sound and also (small) programmes, such as JAVA or ACTIVE-X applets.
- the browser functions as an agent , which on the one hand represents the user with the server (or host) , and on the other hand the server with the user, especially for transmitting commands (server input) to the server and transmitting response generated by the server (server output) thereupon to the user.
- the processing of the output generated by the server usually takes place "manually" by the user, i.e. the user chooses, by means of his mouse or keyboard, further actions, e.g. from a number of options from the last page offered by the server (back to the homepage, downloading software, opening a linked URL, etc.).
- the invention provides a client system with advanced capabilities, particularly to support (commercial) loyalty programmes.
- the client system comprises processing modules or agents, which take care for automatic processing of output received via the browser from servers.
- it relates to the processing of "bonus points" or other modern forms of credit transfer money or value units.
- retrieving certain services or pages is rewarded by sending the user a number of bonus points , while in turn requesting certain other services or pages costs bonus points.
- a loyalty programme for internet services can be realised. It is important that the settlement, also with the user, takes places automatically, but is not liable to fraud.
- the client system can be lodged in a user terminal, such as a PC, or at least partially can be lodged in the network environment, either in an access server, or in a special server for carrying out loyalty programmes etc.
- a user terminal such as a PC
- the network environment either in an access server, or in a special server for carrying out loyalty programmes etc.
- Figure 1 shows a number of client terminals 1, which can make a connection to host servers 4, through a communications network 2, such as the public telephone or ISDN network, and an internet access server 3, and the ""world wide web", the internet 5.
- a communications network 2 such as the public telephone or ISDN network
- an internet access server 3 such as the public telephone or ISDN network
- the number of terminals 1 and host servers 4, which can communicate with each other in this way is very large.
- Users make use of their terminal (PC) 1 to exchange information with the servers 4.
- Organisations or companies, which use the servers 4 to communicate with "the public” can stimulate the users to consume or supply information by rewarding the desired actions with sending "bonus points" to the users.
- organisations or companies may also require payment for services or information to be supplied. In both cases, this can be done by exchanging electronic value units via the net.
- Terminal 1 which comprises a CPU, including memory modules etc., as well as a monitor, keyboard and modem, is loaded with IP communication software (Winsock) and client software (browser).
- IP communication software Winsock
- client software browser
- an Accounting Module according to the invention is loaded, which is functionally connected to the browser, e.g. as so-called plug- in.
- the accounting module is activated.
- the accounting module will ask the user whether value elements to be received can be added or the value elements to be paid subtracted.
- the medium in which the value elements are stored is formed by a smart card, indicated as "Chipper " .
- Such a medium is unsusceptible to fraud, so that the users can not commit fraud with the value elements.
- commercial activities via the internet e.g. a promotional action, can be very well combined with promotional actions through non- internet channels, such as shops, fuel stations, transport companies, government, etc.
- the balance of value elements can be read out by the accounting module and is displayed on the monitor. Different organisations etc.
- value elements each of which are stored separately in the smart card, viz. in different memory locations, each destined for storage of value elements ("saving points") of a certain loyalty programme, e.g. SHELL points, bonus points for using Microsoft products or multi-vendor loyalty points such as "Airmiles” etc. Also amounts of money can be exchanged via the memory location in which in the smart card normal currencies are registered.
Abstract
Description
Claims
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AU96239/98A AU9623998A (en) | 1997-09-05 | 1998-09-04 | Client system for ip network |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
NL1006951A NL1006951C2 (en) | 1997-09-05 | 1997-09-05 | Client system for IP network. |
NL1006951 | 1997-09-05 |
Publications (1)
Publication Number | Publication Date |
---|---|
WO1999013438A1 true WO1999013438A1 (en) | 1999-03-18 |
Family
ID=19765620
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/EP1998/005724 WO1999013438A1 (en) | 1997-09-05 | 1998-09-04 | Client system for ip network |
Country Status (3)
Country | Link |
---|---|
AU (1) | AU9623998A (en) |
NL (1) | NL1006951C2 (en) |
WO (1) | WO1999013438A1 (en) |
Cited By (8)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2001006423A1 (en) | 1999-07-17 | 2001-01-25 | Orga Kartensysteme Gmbh | Pay terminal |
GB2356963A (en) * | 1999-11-30 | 2001-06-06 | Gareth Poulter | Electronic payment device |
NL1015197C2 (en) * | 2000-05-13 | 2001-11-15 | Ficaro N V | Telecommunication system comprises telecommunication network with number of at least permanent connections for subscribers connected to network by permanent connection giving subscribers access to at least one telecommunication service |
FR2819130A1 (en) * | 2000-12-29 | 2002-07-05 | Euro 3 Wssa | PROCESS FOR RESTRICTING FOR THE BENEFIT OF AUTHORIZED USERS, ACCESS TO RESOURCES BELONGING TO INTERACTIVE SERVICES OF AT LEAST ONE BUNDLE OF SERVICES |
SG97867A1 (en) * | 1999-03-19 | 2003-08-20 | Citicorp Dev Ct Inc | System and method for point of ue reward determination |
WO2005013167A1 (en) * | 2003-08-05 | 2005-02-10 | Carmela Spata | Method for management of payment cards which can be used in sales services, and device which uses this method |
GB2422045A (en) * | 2004-11-05 | 2006-07-12 | Mindhouse Ltd | A loyalty reward system, adding points to a card in reponse to the viewing of specific content |
US8595055B2 (en) | 2001-03-27 | 2013-11-26 | Points.Com | Apparatus and method of facilitating the exchange of points between selected entities |
Citations (8)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO1995021428A1 (en) * | 1994-02-04 | 1995-08-10 | Card One Development Company | Method and system for allocating and redeeming incentive credits |
WO1996017466A2 (en) * | 1994-12-02 | 1996-06-06 | British Telecommunications Public Limited Company | Communication system for multiservice terminals |
WO1996031848A2 (en) * | 1995-04-05 | 1996-10-10 | Douglas Burdon | Telecommunications reward method |
WO1996041286A1 (en) * | 1995-06-07 | 1996-12-19 | Mastercard International, Inc. | System and method for conducting cashless transactions on a computer network |
US5602905A (en) * | 1995-01-23 | 1997-02-11 | Mettke; Richard P. | On-line communication terminal/apparatus |
WO1997014118A2 (en) * | 1995-10-10 | 1997-04-17 | Suntek Software Corporation | Computer network for allowing individual users to access the internet |
EP0775990A2 (en) * | 1995-11-21 | 1997-05-28 | Hitachi, Ltd. | IC card automated transaction terminal and IC card used therein |
EP0785534A1 (en) * | 1996-01-17 | 1997-07-23 | Koninklijke KPN N.V. | Method and system for performing financial transactions by means of mobile telephone sets |
-
1997
- 1997-09-05 NL NL1006951A patent/NL1006951C2/en not_active IP Right Cessation
-
1998
- 1998-09-04 AU AU96239/98A patent/AU9623998A/en not_active Abandoned
- 1998-09-04 WO PCT/EP1998/005724 patent/WO1999013438A1/en active Application Filing
Patent Citations (8)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO1995021428A1 (en) * | 1994-02-04 | 1995-08-10 | Card One Development Company | Method and system for allocating and redeeming incentive credits |
WO1996017466A2 (en) * | 1994-12-02 | 1996-06-06 | British Telecommunications Public Limited Company | Communication system for multiservice terminals |
US5602905A (en) * | 1995-01-23 | 1997-02-11 | Mettke; Richard P. | On-line communication terminal/apparatus |
WO1996031848A2 (en) * | 1995-04-05 | 1996-10-10 | Douglas Burdon | Telecommunications reward method |
WO1996041286A1 (en) * | 1995-06-07 | 1996-12-19 | Mastercard International, Inc. | System and method for conducting cashless transactions on a computer network |
WO1997014118A2 (en) * | 1995-10-10 | 1997-04-17 | Suntek Software Corporation | Computer network for allowing individual users to access the internet |
EP0775990A2 (en) * | 1995-11-21 | 1997-05-28 | Hitachi, Ltd. | IC card automated transaction terminal and IC card used therein |
EP0785534A1 (en) * | 1996-01-17 | 1997-07-23 | Koninklijke KPN N.V. | Method and system for performing financial transactions by means of mobile telephone sets |
Non-Patent Citations (1)
Title |
---|
MORI R ET AL: "SUPERDISTRIBUTION: THE CONCEPT AND THE ARCHITECTURE", TRANSACTIONS OF THE INSTITUTE OF ELECTRONICS, INFORMATION AND COMMUNICATION ENGINEERS OF JAPAN, vol. E73, no. 7, July 1990 (1990-07-01), pages 1133 - 1146, XP002010383 * |
Cited By (15)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
SG97867A1 (en) * | 1999-03-19 | 2003-08-20 | Citicorp Dev Ct Inc | System and method for point of ue reward determination |
US8498898B1 (en) | 1999-03-19 | 2013-07-30 | Citicorp Development Center, Inc. | System and method for point of use reward determination |
WO2001006423A1 (en) | 1999-07-17 | 2001-01-25 | Orga Kartensysteme Gmbh | Pay terminal |
DE19933694B4 (en) | 1999-07-17 | 2019-08-22 | Morpho Cards Gmbh | payment terminal |
GB2356963A (en) * | 1999-11-30 | 2001-06-06 | Gareth Poulter | Electronic payment device |
NL1015197C2 (en) * | 2000-05-13 | 2001-11-15 | Ficaro N V | Telecommunication system comprises telecommunication network with number of at least permanent connections for subscribers connected to network by permanent connection giving subscribers access to at least one telecommunication service |
FR2819130A1 (en) * | 2000-12-29 | 2002-07-05 | Euro 3 Wssa | PROCESS FOR RESTRICTING FOR THE BENEFIT OF AUTHORIZED USERS, ACCESS TO RESOURCES BELONGING TO INTERACTIVE SERVICES OF AT LEAST ONE BUNDLE OF SERVICES |
US7275264B2 (en) | 2000-12-29 | 2007-09-25 | Sas Validy | Method of restricting access, for the benefit of authorized users, to resources belonging to interactive services with at least one package of services |
CN100353732C (en) * | 2000-12-29 | 2007-12-05 | 瓦利迪公司 | Method of restricting access, for the benefit of authorised users, to resources belonging to interactive services with at least one package of services |
WO2002054703A3 (en) * | 2000-12-29 | 2002-10-03 | Validy | Method of restricting access to resources belonging to interactive services with at least one package |
WO2002054703A2 (en) * | 2000-12-29 | 2002-07-11 | Validy | Method of restricting access to resources belonging to interactive services with at least one package |
US8595055B2 (en) | 2001-03-27 | 2013-11-26 | Points.Com | Apparatus and method of facilitating the exchange of points between selected entities |
WO2005013167A1 (en) * | 2003-08-05 | 2005-02-10 | Carmela Spata | Method for management of payment cards which can be used in sales services, and device which uses this method |
GB2422045A (en) * | 2004-11-05 | 2006-07-12 | Mindhouse Ltd | A loyalty reward system, adding points to a card in reponse to the viewing of specific content |
GB2422045B (en) * | 2004-11-05 | 2009-06-17 | Mindhouse Ltd | Loyalty reward systems and methods |
Also Published As
Publication number | Publication date |
---|---|
NL1006951C2 (en) | 1999-03-08 |
AU9623998A (en) | 1999-03-29 |
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