WO2001015035A8 - Method and apparatus for completing, securing and conducting an e-commerce transaction - Google Patents

Method and apparatus for completing, securing and conducting an e-commerce transaction

Info

Publication number
WO2001015035A8
WO2001015035A8 PCT/US2000/021139 US0021139W WO0115035A8 WO 2001015035 A8 WO2001015035 A8 WO 2001015035A8 US 0021139 W US0021139 W US 0021139W WO 0115035 A8 WO0115035 A8 WO 0115035A8
Authority
WO
WIPO (PCT)
Prior art keywords
user
server
seller
payment
barcode
Prior art date
Application number
PCT/US2000/021139
Other languages
French (fr)
Other versions
WO2001015035A2 (en
Inventor
Jeffry Jovan Philyaw
David Kent Mathews
Original Assignee
Digitalconvergence Com Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Digitalconvergence Com Inc filed Critical Digitalconvergence Com Inc
Priority to AU63976/00A priority Critical patent/AU6397600A/en
Publication of WO2001015035A2 publication Critical patent/WO2001015035A2/en
Publication of WO2001015035A8 publication Critical patent/WO2001015035A8/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]

Abstract

Procédé servant à exécuter une transaction en ligne. Un utilisateur au niveau d'un PC (302) d'un premier emplacement remplit une feuille d'information de profil et la transmet par l'intermédiaire d'un réseau sécurisé (2708) à un serveur de repérage central (2704) au niveau d'un deuxième emplacement situé également sur le réseau (306). Le serveur de repérage central (2704) renvoie un code barres unique et une ID unique associée au PC utilisateur (302) au niveau du premier emplacement, en réponse à l'envoi par l'utilisateur de la feuille remplie d'information de profil au serveur de repérage (2704). Quand l'utilisateur accède à un serveur vendeur (2700) situé sur le réseau (306) afin d'acheter des produits et/ou des services, il transmet le code barres au serveur vendeur (2700) quand on lui demande de remplir un formulaire de paiement au vendeur. Le serveur vendeur (2700) envoie le code barres au serveur de repérage central (2704) dans lequel il est mis en correspondance avec l'information de profil d'utilisateur. Celle-ci est retourné au serveur vendeur (2700) et insérée automatiquement dans le formulaire de paiement. Le serveur vendeur traite ensuite la transaction en fonction de l'information de crédit fournie. Quelques unes ou la totalité des zones du formulaire de paiement du vendeur reçoivent une information codée en fonction du choix du mode de paiement, normalisé ou invisible, de l'utilisateur. Le formulaire de paiement est ensuite présenté à l'utilisateur au niveau de son PC (302) afin qu'il accepte ou rejette la transaction.Method for executing an online transaction. A PC user (302) from a first location fills out a profile information sheet and transmits it over a secure network (2708) to a central tracking server (2704) a second location also located on the network (306). The central tracking server (2704) returns a unique barcode and a unique ID associated with the user PC (302) at the first location, in response to the user sending the sheet filled with profile information to tracking server (2704). When the user accesses a seller server (2700) located on the network (306) in order to buy products and / or services, he transmits the barcode to the seller server (2700) when asked to fill out a form of payment to the seller. The vendor server (2700) sends the barcode to the central tracking server (2704) where it is mapped to the user profile information. This is returned to the seller server (2700) and automatically inserted into the payment form. The seller server then processes the transaction based on the credit information provided. Some or all of the areas of the seller's payment form receive information coded according to the choice of payment method, standardized or invisible, by the user. The payment form is then presented to the user at his PC (302) so that he accepts or rejects the transaction.

PCT/US2000/021139 1999-08-24 2000-08-03 Method and apparatus for completing, securing and conducting an e-commerce transaction WO2001015035A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU63976/00A AU6397600A (en) 1999-08-24 2000-08-03 Method and apparatus for completing, securing and conducting an e-commerce transaction

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US09/382,426 US7930213B1 (en) 1998-09-11 1999-08-24 Method and apparatus for completing, securing and conducting an E-commerce transaction
US09/382,426 1999-08-24

Publications (2)

Publication Number Publication Date
WO2001015035A2 WO2001015035A2 (en) 2001-03-01
WO2001015035A8 true WO2001015035A8 (en) 2001-11-29

Family

ID=23508899

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2000/021139 WO2001015035A2 (en) 1999-08-24 2000-08-03 Method and apparatus for completing, securing and conducting an e-commerce transaction

Country Status (3)

Country Link
US (1) US7930213B1 (en)
AU (1) AU6397600A (en)
WO (1) WO2001015035A2 (en)

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