WO2001059547A3 - System and method for providing services to a remote user through a network - Google Patents

System and method for providing services to a remote user through a network Download PDF

Info

Publication number
WO2001059547A3
WO2001059547A3 PCT/CA2001/000185 CA0100185W WO0159547A3 WO 2001059547 A3 WO2001059547 A3 WO 2001059547A3 CA 0100185 W CA0100185 W CA 0100185W WO 0159547 A3 WO0159547 A3 WO 0159547A3
Authority
WO
WIPO (PCT)
Prior art keywords
user
network
providing services
terminal
remote user
Prior art date
Application number
PCT/CA2001/000185
Other languages
French (fr)
Other versions
WO2001059547A2 (en
Inventor
Jean-Pierre Boudreau
Alain Fortin
Philippe Duval
Michel Tyers
Original Assignee
Pnc Global Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Pnc Global Inc filed Critical Pnc Global Inc
Priority to AU35271/01A priority Critical patent/AU3527101A/en
Priority to CA002399858A priority patent/CA2399858A1/en
Publication of WO2001059547A2 publication Critical patent/WO2001059547A2/en
Publication of WO2001059547A3 publication Critical patent/WO2001059547A3/en

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/34User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342Cards defining paid or billed services or quantities
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025Identification of user by a PIN code

Abstract

A system and method for providing services to a remote user through a network is provided. The user is identified through a user personal CD card (12) readable in a CD reading device (14) of a terminal (16), and a user personal identification number (PIN) (18) entered on this terminal (16). The PIN (18) and card-identifying elements are transmitted from the terminal (16) to a remote server (24) through the network, and matched to a user profile on the server (24), thereby identifying the user. The identified user may be provided with access to at least one service application on said server, such as access to a restricted system or financial transactions.
PCT/CA2001/000185 2000-02-14 2001-02-14 System and method for providing services to a remote user through a network WO2001059547A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
AU35271/01A AU3527101A (en) 2000-02-14 2001-02-14 System and method for providing services to a remote user through a network
CA002399858A CA2399858A1 (en) 2000-02-14 2001-02-14 System and method for providing services to a remote user through a network

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CA2,298,379 2000-02-14
CA 2298379 CA2298379A1 (en) 2000-02-14 2000-02-14 System and method for secure transactions over a network

Publications (2)

Publication Number Publication Date
WO2001059547A2 WO2001059547A2 (en) 2001-08-16
WO2001059547A3 true WO2001059547A3 (en) 2001-12-06

Family

ID=4165302

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/CA2001/000185 WO2001059547A2 (en) 2000-02-14 2001-02-14 System and method for providing services to a remote user through a network

Country Status (3)

Country Link
AU (1) AU3527101A (en)
CA (1) CA2298379A1 (en)
WO (1) WO2001059547A2 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
ES2224841B1 (en) * 2003-03-17 2006-06-16 Pedro Gallego Rubio NETWORK USER IDENTIFICATION SYSTEM.
FR2890509B1 (en) * 2005-09-07 2009-10-30 Mediscs Sarl METHOD FOR AUTHENTICATING A USER AND DEVICE FOR IMPLEMENTING THE SAME

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPS6315364A (en) * 1986-07-05 1988-01-22 Nec Corp Preventing system for use of counterfeit cd card
US5365046A (en) * 1991-04-09 1994-11-15 Haymann Frank V Preventing unauthorized use of a credit card
US5668950A (en) * 1994-04-01 1997-09-16 Fujitsu Limited Network service system and communication unit for game machine and game machine capable of using said network service system
US5770843A (en) * 1996-07-02 1998-06-23 Ncr Corporation Access card for multiple accounts
WO1998055911A1 (en) * 1997-06-04 1998-12-10 Spyrus, Inc. Peripheral device with integrated security functionality

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPS6315364A (en) * 1986-07-05 1988-01-22 Nec Corp Preventing system for use of counterfeit cd card
US5365046A (en) * 1991-04-09 1994-11-15 Haymann Frank V Preventing unauthorized use of a credit card
US5668950A (en) * 1994-04-01 1997-09-16 Fujitsu Limited Network service system and communication unit for game machine and game machine capable of using said network service system
US5770843A (en) * 1996-07-02 1998-06-23 Ncr Corporation Access card for multiple accounts
WO1998055911A1 (en) * 1997-06-04 1998-12-10 Spyrus, Inc. Peripheral device with integrated security functionality

Also Published As

Publication number Publication date
WO2001059547A2 (en) 2001-08-16
AU3527101A (en) 2001-08-20
CA2298379A1 (en) 2001-08-14

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