WO2002021354A1 - Payment system - Google Patents
Payment system Download PDFInfo
- Publication number
- WO2002021354A1 WO2002021354A1 PCT/FI2001/000759 FI0100759W WO0221354A1 WO 2002021354 A1 WO2002021354 A1 WO 2002021354A1 FI 0100759 W FI0100759 W FI 0100759W WO 0221354 A1 WO0221354 A1 WO 0221354A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- payment
- subscriber
- transaction code
- terminal
- transaction
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/26—Debit schemes, e.g. "pay now"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/342—Cards defining paid or billed services or quantities
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4093—Monitoring of device authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
- G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Security & Cryptography (AREA)
- Marketing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
Claims
Priority Applications (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP01963021A EP1348185A1 (en) | 2000-09-04 | 2001-09-03 | Payment system |
AU2001284074A AU2001284074A1 (en) | 2000-09-04 | 2001-09-03 | Payment system |
Applications Claiming Priority (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
GB0021671.3 | 2000-09-04 | ||
GB0021671A GB2366432A (en) | 2000-09-04 | 2000-09-04 | Secure electronic payment system |
FI20002734A FI20002734A (en) | 2000-09-04 | 2000-12-13 | Payment system |
FI20002734 | 2000-12-13 |
Publications (1)
Publication Number | Publication Date |
---|---|
WO2002021354A1 true WO2002021354A1 (en) | 2002-03-14 |
Family
ID=9898799
Family Applications (2)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/FI2001/000759 WO2002021354A1 (en) | 2000-09-04 | 2001-09-03 | Payment system |
PCT/FI2001/000763 WO2002021767A1 (en) | 2000-09-04 | 2001-09-04 | Virtual payment card |
Family Applications After (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/FI2001/000763 WO2002021767A1 (en) | 2000-09-04 | 2001-09-04 | Virtual payment card |
Country Status (5)
Country | Link |
---|---|
EP (1) | EP1348185A1 (en) |
AU (2) | AU2001284074A1 (en) |
FI (1) | FI20002734A (en) |
GB (1) | GB2366432A (en) |
WO (2) | WO2002021354A1 (en) |
Cited By (11)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP1544822A1 (en) * | 2003-12-10 | 2005-06-22 | Ncr International Inc. | Transaction system and method of conducting a point-of-sale transaction between a merchant and a consumer using a wireless platform |
EP1647952A2 (en) * | 2002-08-27 | 2006-04-19 | Visa International Service Association | Method and system for facilitating payment transactions using access devices |
WO2006106405A1 (en) * | 2005-04-05 | 2006-10-12 | The Standard Bank Of South Africa Limited | A method of authenticating a user of a network terminal device and a system therefor |
WO2006123174A2 (en) | 2005-05-19 | 2006-11-23 | Affle Limited | A method and system for extending the use and/or application of messaging systems |
JP2007523405A (en) * | 2004-01-23 | 2007-08-16 | マスターカード インターナシヨナル インコーポレーテツド | System and method for secure telephone and computer transactions |
CZ299351B6 (en) * | 2007-07-26 | 2008-07-02 | Direct Pay, S.R.O. | Method of making payment transaction by making use of mobile terminal |
WO2012030836A2 (en) * | 2010-09-03 | 2012-03-08 | Visa International Service Association | Protecting express enrollment using a challenge |
US8229855B2 (en) | 2002-08-27 | 2012-07-24 | Jean Huang | Method and system for facilitating payment transactions using access devices |
US9456346B2 (en) | 2006-07-25 | 2016-09-27 | Virginia Innovation Science, Inc | Method and system for improving client server transmission over fading channel with wireless location and authentication technology via electromagnetic radiation |
US9723443B2 (en) | 2005-08-12 | 2017-08-01 | Virginia Innovation Sciences Inc. | System and method for providing locally applicable internet content with secure action requests and item condition alerts |
CN107464109B (en) * | 2017-07-28 | 2020-10-20 | 中国工商银行股份有限公司 | Trusted mobile payment device, system and method |
Families Citing this family (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20050132218A1 (en) * | 2002-03-28 | 2005-06-16 | Satoshi Tanba | Service processing device and processing support device |
GB2399209B (en) * | 2003-03-06 | 2006-09-13 | Fortunatus Holdings Ltd | Secure transaction system |
WO2008154872A1 (en) * | 2007-06-20 | 2008-12-24 | China Unionpay Co., Ltd. | A mobile terminal, a method and a system for downloading bank card information or payment application information |
IL190986A (en) * | 2008-04-17 | 2016-05-31 | Uri Halevi | Smart card for safer credit transactions |
WO2009138848A2 (en) | 2008-05-14 | 2009-11-19 | Fundamo (Pty) Ltd | Mobile commerce payment system |
Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
GB2328310A (en) * | 1996-05-15 | 1999-02-17 | Ho Keung Tse | Electronic transaction authorisation system |
US5883810A (en) * | 1997-09-24 | 1999-03-16 | Microsoft Corporation | Electronic online commerce card with transactionproxy number for online transactions |
WO2000049586A1 (en) * | 1999-02-18 | 2000-08-24 | Orbis Patents Limited | Credit card system and method |
WO2000062214A1 (en) * | 1999-04-08 | 2000-10-19 | Cleartogo.Com | Credit card security technique |
WO2001056352A2 (en) * | 2000-04-19 | 2001-08-09 | Magicaxess | Electronic payment method and device |
Family Cites Families (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
FI100137B (en) * | 1994-10-28 | 1997-09-30 | Vazvan Simin | Real-time wireless telecom payment system |
TW355899B (en) * | 1997-01-30 | 1999-04-11 | Qualcomm Inc | Method and apparatus for performing financial transactions using a mobile communication unit |
FI109505B (en) * | 1997-03-24 | 2002-08-15 | Fd Finanssidata Oy | Use of banking services in a digital cellular radio system |
HU223427B1 (en) * | 1997-09-17 | 2004-06-28 | FOTEX Találmányi Iroda Kft. | Method of assuring legality of use of a bank card or an other device providing access to a bank account |
SE516066C2 (en) * | 1999-01-20 | 2001-11-12 | Netcom Ab | Method, system and network node for providing services on the Internet |
FI112286B (en) * | 2000-01-24 | 2003-11-14 | Smarttrust Systems Oy | Payment service apparatus and secure payment procedure |
WO2001055921A1 (en) * | 2000-01-28 | 2001-08-02 | Fundamo (Proprietary) Limited | Personal information data storage system and its uses |
-
2000
- 2000-09-04 GB GB0021671A patent/GB2366432A/en not_active Withdrawn
- 2000-12-13 FI FI20002734A patent/FI20002734A/en not_active Application Discontinuation
-
2001
- 2001-09-03 WO PCT/FI2001/000759 patent/WO2002021354A1/en not_active Application Discontinuation
- 2001-09-03 EP EP01963021A patent/EP1348185A1/en not_active Ceased
- 2001-09-03 AU AU2001284074A patent/AU2001284074A1/en not_active Abandoned
- 2001-09-04 AU AU2001284077A patent/AU2001284077A1/en not_active Abandoned
- 2001-09-04 WO PCT/FI2001/000763 patent/WO2002021767A1/en active Application Filing
Patent Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
GB2328310A (en) * | 1996-05-15 | 1999-02-17 | Ho Keung Tse | Electronic transaction authorisation system |
US5883810A (en) * | 1997-09-24 | 1999-03-16 | Microsoft Corporation | Electronic online commerce card with transactionproxy number for online transactions |
WO2000049586A1 (en) * | 1999-02-18 | 2000-08-24 | Orbis Patents Limited | Credit card system and method |
WO2000062214A1 (en) * | 1999-04-08 | 2000-10-19 | Cleartogo.Com | Credit card security technique |
WO2001056352A2 (en) * | 2000-04-19 | 2001-08-09 | Magicaxess | Electronic payment method and device |
Cited By (21)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8229855B2 (en) | 2002-08-27 | 2012-07-24 | Jean Huang | Method and system for facilitating payment transactions using access devices |
EP1647952A3 (en) * | 2002-08-27 | 2006-05-10 | Visa International Service Association | Method and system for facilitating payment transactions using access devices |
US7571141B2 (en) | 2002-08-27 | 2009-08-04 | Visa U.S.A. Inc. | Method and system for facilitating payment transactions using access devices |
US8010453B2 (en) | 2002-08-27 | 2011-08-30 | Visa U.S.A. Inc. | Method and system for facilitating payment transactions using access devices |
US7711621B2 (en) | 2002-08-27 | 2010-05-04 | Visa U.S.A. Inc. | Method and system for facilitating payment transactions using access devices |
US8924299B2 (en) | 2002-08-27 | 2014-12-30 | Visa U.S.A. Inc. | Method and system for facilitating payment transactions using access devices |
US7280981B2 (en) | 2002-08-27 | 2007-10-09 | Visa U.S.A. Inc. | Method and system for facilitating payment transactions using access devices |
EP1647952A2 (en) * | 2002-08-27 | 2006-04-19 | Visa International Service Association | Method and system for facilitating payment transactions using access devices |
US7024396B2 (en) | 2003-12-10 | 2006-04-04 | Ncr Corporation | Transaction system and method of conducting a point-of-sale transaction between a merchant and a consumer using a wireless platform |
EP1544822A1 (en) * | 2003-12-10 | 2005-06-22 | Ncr International Inc. | Transaction system and method of conducting a point-of-sale transaction between a merchant and a consumer using a wireless platform |
JP2007523405A (en) * | 2004-01-23 | 2007-08-16 | マスターカード インターナシヨナル インコーポレーテツド | System and method for secure telephone and computer transactions |
WO2006106405A1 (en) * | 2005-04-05 | 2006-10-12 | The Standard Bank Of South Africa Limited | A method of authenticating a user of a network terminal device and a system therefor |
WO2006123174A3 (en) * | 2005-05-19 | 2007-01-18 | Affle Ltd | A method and system for extending the use and/or application of messaging systems |
US8050694B2 (en) | 2005-05-19 | 2011-11-01 | Affle Limited | Method and system for extending the use and/or application of messaging systems |
WO2006123174A2 (en) | 2005-05-19 | 2006-11-23 | Affle Limited | A method and system for extending the use and/or application of messaging systems |
US9723443B2 (en) | 2005-08-12 | 2017-08-01 | Virginia Innovation Sciences Inc. | System and method for providing locally applicable internet content with secure action requests and item condition alerts |
US9456346B2 (en) | 2006-07-25 | 2016-09-27 | Virginia Innovation Science, Inc | Method and system for improving client server transmission over fading channel with wireless location and authentication technology via electromagnetic radiation |
CZ299351B6 (en) * | 2007-07-26 | 2008-07-02 | Direct Pay, S.R.O. | Method of making payment transaction by making use of mobile terminal |
WO2012030836A2 (en) * | 2010-09-03 | 2012-03-08 | Visa International Service Association | Protecting express enrollment using a challenge |
WO2012030836A3 (en) * | 2010-09-03 | 2012-08-16 | Visa International Service Association | Protecting express enrollment using a challenge |
CN107464109B (en) * | 2017-07-28 | 2020-10-20 | 中国工商银行股份有限公司 | Trusted mobile payment device, system and method |
Also Published As
Publication number | Publication date |
---|---|
FI20002734A (en) | 2002-03-05 |
GB0021671D0 (en) | 2000-10-18 |
FI20002734A0 (en) | 2000-12-13 |
WO2002021767A1 (en) | 2002-03-14 |
AU2001284077A1 (en) | 2002-03-22 |
GB2366432A (en) | 2002-03-06 |
EP1348185A1 (en) | 2003-10-01 |
AU2001284074A1 (en) | 2002-03-22 |
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