WO2002054191A3 - Pics: apparatus and methods for personal management of privacy, integrity, credentialing and security in electronic transactions - Google Patents

Pics: apparatus and methods for personal management of privacy, integrity, credentialing and security in electronic transactions Download PDF

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Publication number
WO2002054191A3
WO2002054191A3 PCT/US2002/000825 US0200825W WO02054191A3 WO 2002054191 A3 WO2002054191 A3 WO 2002054191A3 US 0200825 W US0200825 W US 0200825W WO 02054191 A3 WO02054191 A3 WO 02054191A3
Authority
WO
WIPO (PCT)
Prior art keywords
pics
integrity
privacy
credentialing
security
Prior art date
Application number
PCT/US2002/000825
Other languages
French (fr)
Other versions
WO2002054191A2 (en
Inventor
Michelle A Lent
Original Assignee
Stefaan De Schrijver Inc
Michelle A Lent
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Stefaan De Schrijver Inc, Michelle A Lent filed Critical Stefaan De Schrijver Inc
Priority to AU2002235353A priority Critical patent/AU2002235353A1/en
Publication of WO2002054191A2 publication Critical patent/WO2002054191A2/en
Publication of WO2002054191A3 publication Critical patent/WO2002054191A3/en

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
    • H04L63/0428—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
    • H04L63/0442—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload wherein the sending and receiving network entities apply asymmetric encryption, i.e. different keys for encryption and decryption
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0861—Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/12—Applying verification of the received information
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/01—Protocols
    • H04L67/02—Protocols based on web technology, e.g. hypertext transfer protocol [HTTP]
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2463/00—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00
    • H04L2463/102—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00 applying security measure for e-commerce

Abstract

The invention concerns a PICS system that provides personal privacy and the data integrity of the credentialed consumer (1000) is kept secure, while the portal can use statistical evidence and non-private information. The occurrence of the transaction cannot be repudiated. If there is a need to verify the content of the data, both parties must participate in order to make it possible to fully decrypt the data to a clear message.
PCT/US2002/000825 2001-01-08 2002-01-08 Pics: apparatus and methods for personal management of privacy, integrity, credentialing and security in electronic transactions WO2002054191A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2002235353A AU2002235353A1 (en) 2001-01-08 2002-01-08 Pics: apparatus and methods for personal management of privacy, integrity, credentialing and security in electronic transactions

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US26019301P 2001-01-08 2001-01-08
US60/260,193 2001-01-08

Publications (2)

Publication Number Publication Date
WO2002054191A2 WO2002054191A2 (en) 2002-07-11
WO2002054191A3 true WO2002054191A3 (en) 2003-02-13

Family

ID=22988152

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2002/000825 WO2002054191A2 (en) 2001-01-08 2002-01-08 Pics: apparatus and methods for personal management of privacy, integrity, credentialing and security in electronic transactions

Country Status (2)

Country Link
AU (1) AU2002235353A1 (en)
WO (1) WO2002054191A2 (en)

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5557518A (en) * 1994-04-28 1996-09-17 Citibank, N.A. Trusted agents for open electronic commerce
US5838812A (en) * 1994-11-28 1998-11-17 Smarttouch, Llc Tokenless biometric transaction authorization system

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5557518A (en) * 1994-04-28 1996-09-17 Citibank, N.A. Trusted agents for open electronic commerce
US5838812A (en) * 1994-11-28 1998-11-17 Smarttouch, Llc Tokenless biometric transaction authorization system

Non-Patent Citations (2)

* Cited by examiner, † Cited by third party
Title
NORTON, IBIA (INTERNATIONAL BIOMETRIC INDUSTRY ASS.), June 2000 (2000-06-01), pages 1 - 6, XP002951381 *
STEWART, FINANCIAL TIMES, 30 December 1998 (1998-12-30), LONDON, pages 1 - 3, XP002951382 *

Also Published As

Publication number Publication date
AU2002235353A1 (en) 2002-07-16
WO2002054191A2 (en) 2002-07-11

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