WO2002063432A8 - Method and system for completing a transaction between a customer and a merchant - Google Patents
Method and system for completing a transaction between a customer and a merchantInfo
- Publication number
- WO2002063432A8 WO2002063432A8 PCT/US2002/003743 US0203743W WO02063432A8 WO 2002063432 A8 WO2002063432 A8 WO 2002063432A8 US 0203743 W US0203743 W US 0203743W WO 02063432 A8 WO02063432 A8 WO 02063432A8
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- transaction
- merchant
- customer
- completing
- communicating
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Technology Law (AREA)
- Marketing (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
Priority Applications (5)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CA2437507A CA2437507C (en) | 2001-02-07 | 2002-02-07 | Method and system for completing a transaction between a customer and a merchant |
AU2002247093A AU2002247093B8 (en) | 2001-02-07 | 2002-02-07 | Method and system for completing a transaction between a customer and a merchant |
US10/470,223 US7890393B2 (en) | 2002-02-07 | 2002-02-07 | Method and system for completing a transaction between a customer and a merchant |
EP02714853A EP1358609A4 (en) | 2001-02-07 | 2002-02-07 | Method and system for completing a transaction between a customer and a merchant |
AU2009200162A AU2009200162B2 (en) | 2001-02-07 | 2009-01-16 | Method and system for completing a transaction between a customer and a merchant |
Applications Claiming Priority (6)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US26699501P | 2001-02-07 | 2001-02-07 | |
US60/266,995 | 2001-02-07 | ||
US27549401P | 2001-03-13 | 2001-03-13 | |
US60/275,494 | 2001-03-13 | ||
US32896401P | 2001-10-12 | 2001-10-12 | |
US60/328,964 | 2001-10-12 |
Publications (3)
Publication Number | Publication Date |
---|---|
WO2002063432A2 WO2002063432A2 (en) | 2002-08-15 |
WO2002063432A3 WO2002063432A3 (en) | 2003-03-06 |
WO2002063432A8 true WO2002063432A8 (en) | 2003-12-24 |
Family
ID=27401931
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2002/003743 WO2002063432A2 (en) | 2001-02-07 | 2002-02-07 | Method and system for completing a transaction between a customer and a merchant |
Country Status (4)
Country | Link |
---|---|
EP (1) | EP1358609A4 (en) |
AU (1) | AU2009200162B2 (en) |
CA (1) | CA2437507C (en) |
WO (1) | WO2002063432A2 (en) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8924289B1 (en) | 2000-02-15 | 2014-12-30 | Jpmorgan Chase Bank, N.A. | International banking system and method |
Families Citing this family (32)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP1131759A2 (en) | 1998-11-13 | 2001-09-12 | The Chase Manhattan Bank | System and method for multicurrency and multibank processing over a non-secure network |
CA2358528C (en) | 1998-12-23 | 2015-04-14 | The Chase Manhattan Bank | System and method for integrating trading operations including the generation, processing and tracking of trade documents |
US7068832B1 (en) | 1999-05-11 | 2006-06-27 | The Chase Manhattan Bank | Lockbox imaging system |
US7805365B1 (en) | 1999-10-25 | 2010-09-28 | Jpmorgan Chase Bank, N.A. | Automated statement presentation, adjustment and payment system and method therefor |
US6965865B2 (en) | 1999-12-30 | 2005-11-15 | Bank One Delaware N.A. | System and method for integrated customer management |
US8768836B1 (en) | 2000-02-18 | 2014-07-01 | Jpmorgan Chase Bank, N.A. | System and method for electronic deposit of a financial instrument by banking customers from remote locations by use of a digital image |
US8468071B2 (en) | 2000-08-01 | 2013-06-18 | Jpmorgan Chase Bank, N.A. | Processing transactions using a register portion to track transactions |
WO2002015098A2 (en) | 2000-08-11 | 2002-02-21 | Loy John J | Trade receivable processing method and apparatus |
WO2002037386A1 (en) | 2000-11-06 | 2002-05-10 | First Usa Bank, N.A. | System and method for selectable funding of electronic transactions |
US8805739B2 (en) | 2001-01-30 | 2014-08-12 | Jpmorgan Chase Bank, National Association | System and method for electronic bill pay and presentment |
US7822684B2 (en) | 2001-10-05 | 2010-10-26 | Jpmorgan Chase Bank, N.A. | Personalized bank teller machine |
US7689482B2 (en) | 2002-05-24 | 2010-03-30 | Jp Morgan Chase Bank, N.A. | System and method for payer (buyer) defined electronic invoice exchange |
US10311412B1 (en) | 2003-03-28 | 2019-06-04 | Jpmorgan Chase Bank, N.A. | Method and system for providing bundled electronic payment and remittance advice |
US8630947B1 (en) | 2003-04-04 | 2014-01-14 | Jpmorgan Chase Bank, N.A. | Method and system for providing electronic bill payment and presentment |
US7792717B1 (en) | 2003-10-31 | 2010-09-07 | Jpmorgan Chase Bank, N.A. | Waterfall prioritized payment processing |
US7814003B2 (en) | 2003-12-15 | 2010-10-12 | Jp Morgan Chase | Billing workflow system for crediting charges to entities creating derivatives exposure |
US7380707B1 (en) | 2004-02-25 | 2008-06-03 | Jpmorgan Chase Bank, N.A. | Method and system for credit card reimbursements for health care transactions |
US8554673B2 (en) | 2004-06-17 | 2013-10-08 | Jpmorgan Chase Bank, N.A. | Methods and systems for discounts management |
US8121944B2 (en) | 2004-06-24 | 2012-02-21 | Jpmorgan Chase Bank, N.A. | Method and system for facilitating network transaction processing |
US8290863B2 (en) | 2004-07-23 | 2012-10-16 | Jpmorgan Chase Bank, N.A. | Method and system for expediting payment delivery |
US7983468B2 (en) | 2005-02-09 | 2011-07-19 | Jp Morgan Chase Bank | Method and system for extracting information from documents by document segregation |
US7676409B1 (en) | 2005-06-20 | 2010-03-09 | Jpmorgan Chase Bank, N.A. | Method and system for emulating a private label over an open network |
US8301529B1 (en) | 2005-11-02 | 2012-10-30 | Jpmorgan Chase Bank, N.A. | Method and system for implementing effective governance of transactions between trading partners |
US7734545B1 (en) | 2006-06-14 | 2010-06-08 | Jpmorgan Chase Bank, N.A. | Method and system for processing recurring payments |
US7916925B2 (en) | 2007-02-09 | 2011-03-29 | Jpmorgan Chase Bank, N.A. | System and method for generating magnetic ink character recognition (MICR) testing documents |
US8762270B1 (en) | 2007-08-10 | 2014-06-24 | Jpmorgan Chase Bank, N.A. | System and method for providing supplemental payment or transaction information |
US8622308B1 (en) | 2007-12-31 | 2014-01-07 | Jpmorgan Chase Bank, N.A. | System and method for processing transactions using a multi-account transactions device |
DE112009000137T5 (en) | 2008-01-15 | 2011-02-17 | Visa U.S.A. Inc., San Francisco | System and method for data completion with start detection |
US8112355B1 (en) | 2008-09-05 | 2012-02-07 | Jpmorgan Chase Bank, N.A. | Method and system for buyer centric dispute resolution in electronic payment system |
US8391584B2 (en) | 2008-10-20 | 2013-03-05 | Jpmorgan Chase Bank, N.A. | Method and system for duplicate check detection |
US9092447B1 (en) | 2008-10-20 | 2015-07-28 | Jpmorgan Chase Bank, N.A. | Method and system for duplicate detection |
US9058626B1 (en) | 2013-11-13 | 2015-06-16 | Jpmorgan Chase Bank, N.A. | System and method for financial services device usage |
Family Cites Families (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5793028A (en) * | 1996-06-24 | 1998-08-11 | Fred N. Gratzon | Electronic transaction security system |
US6029150A (en) * | 1996-10-04 | 2000-02-22 | Certco, Llc | Payment and transactions in electronic commerce system |
WO2000002150A1 (en) * | 1998-07-01 | 2000-01-13 | Webcard Inc. | Transaction authorisation method |
US7366695B1 (en) * | 2000-02-29 | 2008-04-29 | First Data Corporation | Electronic purchase method and funds transfer system |
US20020035538A1 (en) * | 2000-09-15 | 2002-03-21 | Moreau Lawrence R. | Method and system for facilitating buying and selling transactions |
US20020069166A1 (en) * | 2000-09-15 | 2002-06-06 | Moreau Lawrence R. | Method and system for facilitating buying and selling transactions |
-
2002
- 2002-02-07 CA CA2437507A patent/CA2437507C/en not_active Expired - Lifetime
- 2002-02-07 WO PCT/US2002/003743 patent/WO2002063432A2/en not_active Application Discontinuation
- 2002-02-07 EP EP02714853A patent/EP1358609A4/en not_active Ceased
-
2009
- 2009-01-16 AU AU2009200162A patent/AU2009200162B2/en not_active Expired
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8924289B1 (en) | 2000-02-15 | 2014-12-30 | Jpmorgan Chase Bank, N.A. | International banking system and method |
Also Published As
Publication number | Publication date |
---|---|
AU2009200162A1 (en) | 2009-02-12 |
EP1358609A4 (en) | 2007-11-28 |
EP1358609A2 (en) | 2003-11-05 |
CA2437507A1 (en) | 2002-08-15 |
AU2002247093B2 (en) | 2008-10-16 |
AU2009200162B2 (en) | 2011-06-02 |
CA2437507C (en) | 2015-10-27 |
WO2002063432A3 (en) | 2003-03-06 |
WO2002063432A2 (en) | 2002-08-15 |
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