WO2002093308A3 - Method and system for providing multi-credit card insurance - Google Patents

Method and system for providing multi-credit card insurance Download PDF

Info

Publication number
WO2002093308A3
WO2002093308A3 PCT/US2002/015358 US0215358W WO02093308A3 WO 2002093308 A3 WO2002093308 A3 WO 2002093308A3 US 0215358 W US0215358 W US 0215358W WO 02093308 A3 WO02093308 A3 WO 02093308A3
Authority
WO
WIPO (PCT)
Prior art keywords
credit card
card insurance
providing multi
insurance policy
insurance
Prior art date
Application number
PCT/US2002/015358
Other languages
French (fr)
Other versions
WO2002093308A2 (en
Inventor
Michael Stanfield
Original Assignee
Intersections Inc
Michael Stanfield
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Intersections Inc, Michael Stanfield filed Critical Intersections Inc
Priority to AU2002305605A priority Critical patent/AU2002305605A1/en
Priority to CA002447353A priority patent/CA2447353A1/en
Publication of WO2002093308A2 publication Critical patent/WO2002093308A2/en
Publication of WO2002093308A3 publication Critical patent/WO2002093308A3/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/0014—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for vending, access and use of specific services not covered anywhere else in G07F17/00

Abstract

A method and system for multi-credit card insurance risk management is provided. The amount of risk an underwriter undertakes in issuing a credit card insurance policy covering credit cards issued by different issuers can be determined utilizing the invention. Additionally, the invention can be used to determine various parameters of the insurance policy (14), such as premium and the insurance policy limits, among others.
PCT/US2002/015358 2001-05-17 2002-05-16 Method and system for providing multi-credit card insurance WO2002093308A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
AU2002305605A AU2002305605A1 (en) 2001-05-17 2002-05-16 Method and system for providing multi-credit card insurance
CA002447353A CA2447353A1 (en) 2001-05-17 2002-05-16 Method and system for providing multi-credit card insurance

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US29160401P 2001-05-17 2001-05-17
US60/291,604 2001-05-17

Publications (2)

Publication Number Publication Date
WO2002093308A2 WO2002093308A2 (en) 2002-11-21
WO2002093308A3 true WO2002093308A3 (en) 2003-05-01

Family

ID=23120988

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2002/015358 WO2002093308A2 (en) 2001-05-17 2002-05-16 Method and system for providing multi-credit card insurance

Country Status (3)

Country Link
AU (1) AU2002305605A1 (en)
CA (1) CA2447353A1 (en)
WO (1) WO2002093308A2 (en)

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6088686A (en) * 1995-12-12 2000-07-11 Citibank, N.A. System and method to performing on-line credit reviews and approvals
WO2001016845A1 (en) * 1999-08-31 2001-03-08 Insurance Technology Services Of America, Inc. Method and apparatus for network-based automated insurance transaction processing
US6315196B1 (en) * 1998-04-28 2001-11-13 Citibank, N.A. Method and system for debt deferment
US20020091551A1 (en) * 2000-09-19 2002-07-11 Robert Parisi Internet insurance product
US20020111835A1 (en) * 2000-11-06 2002-08-15 Hele John C. R. Underwriting insurance

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6088686A (en) * 1995-12-12 2000-07-11 Citibank, N.A. System and method to performing on-line credit reviews and approvals
US6315196B1 (en) * 1998-04-28 2001-11-13 Citibank, N.A. Method and system for debt deferment
WO2001016845A1 (en) * 1999-08-31 2001-03-08 Insurance Technology Services Of America, Inc. Method and apparatus for network-based automated insurance transaction processing
US20020091551A1 (en) * 2000-09-19 2002-07-11 Robert Parisi Internet insurance product
US20020111835A1 (en) * 2000-11-06 2002-08-15 Hele John C. R. Underwriting insurance

Also Published As

Publication number Publication date
AU2002305605A1 (en) 2002-11-25
CA2447353A1 (en) 2002-11-21
WO2002093308A2 (en) 2002-11-21

Similar Documents

Publication Publication Date Title
AU2002252501A1 (en) Computerized system for combining insurance company and credit card transactions
WO2002093307A3 (en) System enablement of automatic fare collection devices using a network
WO2003052543A3 (en) A system and method for managing insurance of valuables having unpredictable fluctuating values
AP2000001918A0 (en) Credit card system and method.
IL144713A0 (en) Credit card system and method
WO2005065335A3 (en) Option premium enhanced total returns from a predetermined index or etf type portfolio
WO2001079966A3 (en) A system and method for using loyalty points
WO2002099589A3 (en) A system and method for determining the liquidity of a credit
WO2004079540A3 (en) Apparatus and method for achieving enhanced returns on investments
EP0662673A3 (en) Anonymous credit card transactions.
WO2002048833A3 (en) Financial indicator process, system and engine for achieving a financial goal
WO2002071190A3 (en) System and method for providing a reaffirmation credit card including an increasing credit limit
AU5299799A (en) Method for preventing unauthorized use of credit cards in remote payments and anoptional supplemental-code card for use therein
WO2007022381A3 (en) Systems and methods for acquiring, managing, placing, collecting and reselling debt
MY148171A (en) Payment v.i.p. card
AU2001235546A1 (en) Method for protecting against theft the authenticating value of multiple application smart cards, smart cards therefor and terminals designed to receive said cards
WO2002019596A3 (en) Online property exchange
AU6391098A (en) Network-assisted chip card transaction process
AU6726296A (en) A process and a device for the production of a transponder unit and a transponder unit
AU6193396A (en) Global emergency medical information communications system and method for delivering medical information via credit card transaction terminals located in emergency rooms, emergency vehicles, and other remote locations around the world
WO2002033519A3 (en) Method of providing insurance for intellectual property
WO2002021750A3 (en) Reinsurance and risk management method
WO2003054658A3 (en) Customer privacy protection systems and methods
WO2002093308A3 (en) Method and system for providing multi-credit card insurance
WO2004102332A3 (en) Transferring funds

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A2

Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BY BZ CA CH CN CO CR CU CZ DE DK DM DZ EC EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NO NZ OM PH PL PT RO RU SD SE SG SI SK SL TJ TM TN TR TT TZ UA UG US UZ VN YU ZA ZM ZW

AL Designated countries for regional patents

Kind code of ref document: A2

Designated state(s): GH GM KE LS MW MZ SD SL SZ TZ UG ZM ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE TR BF BJ CF CG CI CM GA GN GQ GW ML MR NE SN TD TG

121 Ep: the epo has been informed by wipo that ep was designated in this application
DFPE Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101)
WWE Wipo information: entry into national phase

Ref document number: 2447353

Country of ref document: CA

REG Reference to national code

Ref country code: DE

Ref legal event code: 8642

122 Ep: pct application non-entry in european phase
NENP Non-entry into the national phase

Ref country code: JP

WWW Wipo information: withdrawn in national office

Country of ref document: JP