WO2003025789A1 - A system and method for targeted delivery of promotional material to a mobile device - Google Patents

A system and method for targeted delivery of promotional material to a mobile device Download PDF

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Publication number
WO2003025789A1
WO2003025789A1 PCT/AU2002/001271 AU0201271W WO03025789A1 WO 2003025789 A1 WO2003025789 A1 WO 2003025789A1 AU 0201271 W AU0201271 W AU 0201271W WO 03025789 A1 WO03025789 A1 WO 03025789A1
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WO
WIPO (PCT)
Prior art keywords
mobile device
promotional material
user
location
entity
Prior art date
Application number
PCT/AU2002/001271
Other languages
French (fr)
Inventor
Hans Pandeya
Original Assignee
Interline Networks Pty Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Interline Networks Pty Ltd filed Critical Interline Networks Pty Ltd
Publication of WO2003025789A1 publication Critical patent/WO2003025789A1/en

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/02Services making use of location information
    • H04W4/029Location-based management or tracking services
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07BTICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/06Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/01Protocols
    • H04L67/04Protocols specially adapted for terminals or networks with limited capabilities; specially adapted for terminal portability
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/50Network services
    • H04L67/52Network services specially adapted for the location of the user terminal
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/50Network services
    • H04L67/53Network services using third party service providers
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/02Services making use of location information
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L69/00Network arrangements, protocols or services independent of the application payload and not provided for in the other groups of this subclass
    • H04L69/30Definitions, standards or architectural aspects of layered protocol stacks
    • H04L69/32Architecture of open systems interconnection [OSI] 7-layer type protocol stacks, e.g. the interfaces between the data link level and the physical level
    • H04L69/322Intralayer communication protocols among peer entities or protocol data unit [PDU] definitions
    • H04L69/329Intralayer communication protocols among peer entities or protocol data unit [PDU] definitions in the application layer [OSI layer 7]

Definitions

  • This invention relates to a system and method for targeted delivery of promotional material to a mobile device .
  • the GSM cellular telephone network includes a multitude of base stations through which radio connections to the mobile devices are made.
  • the operator of a GSM network can determine which base station or base stations are being used by particular mobile devices during transmission or reception of data such as when making a telephone call .
  • When a mobile device is in range of a particular base station it follows that the user of that device is currently located in the geographical area in the vicinity of that base station. This information is valuable to marketing organisations for the purpose of sending targeted promotional material to users of mobile devices.
  • a message may be sent to that mobile device advertising the presence of the department store to the user. Because the user is currently in the vicinity of the department store, the advertising message has an improved chance of causing the user to visit the store.
  • the present invention provides a method of sending targeted advertising to a mobile device including the steps of: receiving transaction information produced as a result of a user using a mobile device to conduct a financial transaction to transfer a financial amount to an entity, the transaction information including a mobile device identifier and information enabling identification of the location of the user; selecting promotional material based on the location of the user; and sending the selected promotional material to the mobile device identified by the mobile device identifier.
  • the location of the user is identified based on the location of an outlet associated with the entity.
  • the promotional material selected promotes a business that is located near to the location of the user.
  • the promotional material may be sent to the mobile device by way of an SMS message.
  • the promotional material may be sent to the mobile device by way of an MMS message .
  • the promotional material may be sent to the mobile device by way of a recorded audio message.
  • the promotional material is further selected based on the time of day that the promotional material is to be sent .
  • the mobile device identifier is a mobile telephone number.
  • the present invention provides a system for sending targeted advertising to a mobile device including: receiving, means for receiving transaction information produced as a result of a user using a mobile device to conduct a financial transaction to transfer a financial amount to a recipient entity, the transaction information including a mobile device identifier and information enabling identification o the location of the user; selection means for selecting promotional material based on the location of the user; and sending means for sending the selected promotional material to the mobile device identified by the mobile device identifier.
  • the location of the user is identified based on the location of an outlet associated with the entity.
  • the selection means selects promotional material that promotes a business that is located near to the location of the entity.
  • the sending means may send the promotional material to the mobile device by way of an SMS message.
  • the sending means may send the promotional material to the mobile device by way of an MMS message.
  • the sending means may send the promotional material to the mobile device by way of a recorded audio message.
  • selection means further selects the promotional material based on the time of day that the promotional material is to be sent.
  • the mobile device identifier is a mobile telephone number.
  • the present invention provides a computer program arranged to instruct a computing device to operate in accordance with the second aspect of the invention.
  • the present invention provides a computer readable medium carrying a computer program according to the third aspect of the invention ⁇
  • Figure 1 is a schematic diagram depicting the network architecture of a system suitable for conducting financial transactions using mobile communications devices.
  • the transaction method achieves money transfer using a mobile phone 14 using an analogue or digital mobile phone network such as GSM or GPRS.
  • the payment mechanism is linked to a prepaid rechargeable cash card.
  • a user 12 arrives at a location and they wish to park their car. There is a parking meter 18 at the location.
  • the parking meter displays a notice that indicates that the user 12 can pay for parking with their mobile telephone and provides a telephone number to ring for this purpose .
  • the user 12 dials the telephone number displayed on the parking meter and they are connected to a Voice Over IP (“VOIP”) gateway 20, which is a server that is connected to the mobile phone network and to the Internet.
  • VOIP Voice Over IP
  • a GPRS Phone 22 with a WAP browser and menus and will not require any dialing into a gateway, instead the user logs into a WAP gateway 24, the address of which is indicated on the notice on the parking meter, and enters the information.
  • the VOIP gateway 20 has Interactive Voice Response (“IVR”) capability and can detect voice and Dual Number Multi-Frequency ( "DTMF” ) tones (some gateways have a speech recognition module in which case information can be spoken instead of entered) . Furthermore, the gateway 20 has a Dialled Number Identification Service (“DNIS”), to identify the number that the user dialed. The gateway can use the number dialed to identify the type of service the user 12 wishes to use and so interact with the user accordingly. So, when the user 12 connects to the gateway 20, the gateway initiates a response to obtain payment from the user 12 to pay for parking.
  • IVR Interactive Voice Response
  • DTMF Dual Number Multi-Frequency
  • DNIS Dialled Number Identification Service
  • the gateway When the gateway receives the call from the user's mobile phone, it detects the Caller ID ("CLID") of the mobile phone. The gateway sends the CLID to central server 16 where account information is held in a database.
  • CLID Caller ID
  • the gateway prompts the user 12 for the user's Personal Identification Number ("PIN") associated with their prepaid cashcard account .
  • PIN Personal Identification Number
  • the CLID of the user's mobile phone 14 and the PIN are sent to central server 16 for authentication of the user.
  • the gateway 20 After authentication of the user, the gateway 20 prompts the user for the car's registration number and the parking meter's identification number, and the bay number (which is displayed on a notice on the parking meter) .
  • the parking meter's identification number may be looked up in a database by central server 16. Looking up of parking meter identification number enables identification of an outlet associated with the entity, being the parking meter. The user's location can thus be identified, being the location of the identified parking meter. The parking meter identification number also allows identification of the entity to whom payment is to be transferred. The user then hears (or see in case of a GPRS phone with a display) the parking meter's identification number, and bay number repeated back to him together with a recording of the name of the street which will have been looked up by central server 16 based on the parking meter identification number.
  • central server 16 checks the length of parking time that this allows and reads back the amount and the time for confirmation. Finally, the user is asked if any reminder should be sent before expiry of the parking period. The details of the parking are stored in the central server.
  • Gateway Please enter your PIN.
  • Gateway You have entered...Please wait... (Pling) You are located at Berry street, North Sydney. Please enter the bay number .
  • User (enters number) .
  • Gateway You have entered...Please enter the amount.
  • Gateway You have entered..., your parking expires at.... if you want an SMS to be sent 5 minutes before expiry , press 1."
  • menus are used for navigation for more convenient operation of the system.
  • the location of the user is determined from the parking meter number identified in the transaction information that is produced as a result of the parking payment transaction.
  • the central server stores promotional material in the form of advertisements. This material is on the form of SMS messages which contain information about various businesses and their goods or services.
  • the central server selects an advertisement relating to a business that is located near to the location of the user.
  • the central server also selects the advertisement based on the time of day that the advertisement is to be sent to the user. For example, if the time is 6pm the central server may select an advertisement relating to a French restaurant that is in the vicinity of the location of the parking meter. However, had the time been 9am then the central server may have selected an advertisement relating to a cafe or coffee shop because at this time of day the user is likely to prefer a cup of coffee to a French meal .
  • promotional material is selected based on the expected mood of the user at a particular time of day.
  • the user If the user makes a purchase at the French restaurant that was promoted to them, the user earns bonus points which are an incentive to opt into such a marketing program or may receive an award of free parking.
  • Operation of the above system can be used to compile a profile of the behaviour of the user.
  • the system and method determines the location of the user and uses that information for selecting promotional material .
  • the system and method reduces the costs of advertising to companies, and reduces the costs of the user to get what the user wants by the discounts that are offered.
  • an operator of the system receives in a central database information produced as a result of a user using a mobile device in the form of a mobile phone to conduct a financial transaction to transfer a financial amount to a recipient entity being the parking operator.
  • the transaction information includes a mobile device identifier in the form of the mobile phone number of the user.
  • the transaction information includes information that identifies the location of the user in the form of the parking meter identification number. The location of the user is determined by looking up the parking meter identification number in a database to determine the location of that parking meter. Promotional material is selected based on the location of the user and the promotional material is sent to the mobile phone of the user as an SMS message.
  • transaction information is received from a mobile device communication and stored in a central server.
  • the determining means and selection means are embodied in computer software and or hardware .
  • the sending means is embodied in a combination of software and hardware and functions to initiate the sending of data to a mobile communications device through a appropriate communication channels.
  • payment was made for the parking from a prepaid cashcard account by using a mobile telephone.
  • such transactions can be made where the payment comes from a bank account or is billed to the mobile phone account of the user 12.
  • the prepaid cashcard account may either be hosted and operated under the control of the operator of the parking enforcement system or may be hosted and operated by an organisation that is separate to the operator of the parking system.
  • the system Whilst the above described system concerned a transaction to pay an entity being a parking operator for parking, the system is applicable to operate with different types of entities including shops, restaurants and any entity with outlets of fixed location that can be determined by looking up details of that entity or outlet in a database .
  • the user dials into a gateway 20 using a telephone number provided by the merchant and enters their PIN. After validation, the user is prompted to enter the amount and transaction number (which the user receives from the merchant) . The transaction number can subsequently be used to identify the merchant .
  • the gateway sends the information to central server 16 which sends a message of approval to the merchant's server which in turn instructs the till to print a receipt.
  • the central server 16 then sends an SMS to the user with details of the purchase.
  • GATEWAY Welcome to payment service. Please enter you PIN. User: (enters PIN) GATEWAY: (Pling) The balance of your account is one zero zero dollars. Please enter the transaction number. User: (enters transaction number)
  • GATEWAY You have entered one one one. Please enter the amount .
  • User (enters amount)
  • GATEWAY You have entered one zero zero dollars. Please wait while your payment is processed.
  • the user gives the merchant his mobile phone number.
  • the merchant dials into a gateway and enters the merchant's PIN.
  • the merchant enters the user's mobile phone number and amount.
  • the gateway sends this information to the central server which sends an SMS to the user with an approval code.
  • the user dials into a gateway, and enters the user's PIN.
  • the gateway informs the user of the pending payment that needs to be released, and asks for the approval code.
  • the user enters the approval code, and the central server calls the merchant's server to instruct it to ship the goods .
  • the promotional material may further be selected based on the nature of a business conducted by the entity. For instance, if the entity is a merchant conducting the business of a record shop then promotional material relating to various recording artists may be selected for transmission to the user.
  • the user can pay the merchant by entering the merchant's telephone number/mobile phone number which the merchant has registered as a business with the service provider.
  • a gateway can have hundreds of different numbers that lead to it, even though the gateway might have only 8 telephone lines, and the number that the user dials to make a payment to a certain entity can be used to determine the identity of the merchant and to determine which sound prompts should be played by the gateway.
  • the telephone numbers provided by various merchants may cause a connection to the same gateway. Differing phone numbers allow the gateway to distinguish between merchants and respond according to that merchants requirements.
  • the methods and systems above send promotional material in the form of an SMS message, recorded audio messages or multimedia MMS messages may similarly be used.
  • the mobile communications device is a mobile telephone
  • any suitably configured mobile device such as a PDA or pocket PC or laptop with appropriate communications hardware may be used.

Abstract

A method of sending targeted advertising to a mobile device including the steps of receiving transaction information produced as a result of a user using a mobile device to conduct a financial transaction to transfer a financial amount to an entity, the transaction information including a mobile device identifier and information enabling identification of the location of the user; selecting promotional material based on the location of the entity; and sending the selected promotional material to the mobile device identified by the mobile device identifier. Information giving an indication of the current location of the user can be obtained and promotional material can be selected on the basis of the users location and be delivered to their mobile device.

Description

A SYSTEM AND METHOD FOR TARGETED DELIVERY OF PROMOTIONAL MATERIAL TO A MOBILE DEVICE
Technical Field This invention relates to a system and method for targeted delivery of promotional material to a mobile device .
Background to the Invention Operators of mobile communications networks have access to information regarding the use of mobile communications devices on their network. For instance, the GSM cellular telephone network includes a multitude of base stations through which radio connections to the mobile devices are made. The operator of a GSM network can determine which base station or base stations are being used by particular mobile devices during transmission or reception of data such as when making a telephone call . When a mobile device is in range of a particular base station it follows that the user of that device is currently located in the geographical area in the vicinity of that base station. This information is valuable to marketing organisations for the purpose of sending targeted promotional material to users of mobile devices. For instance, if a large department store is in the vicinity of a base station, then when a mobile device is determined to be using that base station a message may be sent to that mobile device advertising the presence of the department store to the user. Because the user is currently in the vicinity of the department store, the advertising message has an improved chance of causing the user to visit the store.
Operators of mobile networks do not normally make information concerning the operation of their network freely available. As a result, marketing organisations cannot determine the locations of users of mobile devices for the purpose of sending targeted advertising material. Summary of the Invention
In a first aspect the present invention provides a method of sending targeted advertising to a mobile device including the steps of: receiving transaction information produced as a result of a user using a mobile device to conduct a financial transaction to transfer a financial amount to an entity, the transaction information including a mobile device identifier and information enabling identification of the location of the user; selecting promotional material based on the location of the user; and sending the selected promotional material to the mobile device identified by the mobile device identifier.
In this way, information giving an indication of the current location of the user can be obtained and promotional material can be selected on the basis of the users location and be delivered to their mobile device. No access to information regarding the operation of the communications network used by the mobile device is needed.
Preferably, the location of the user is identified based on the location of an outlet associated with the entity.
Preferably, the promotional material selected promotes a business that is located near to the location of the user.
The promotional material may be sent to the mobile device by way of an SMS message.
The promotional material may be sent to the mobile device by way of an MMS message .
The promotional material may be sent to the mobile device by way of a recorded audio message. Preferably, the promotional material is further selected based on the time of day that the promotional material is to be sent . Preferably, the mobile device identifier is a mobile telephone number.
In a second aspect the present invention provides a system for sending targeted advertising to a mobile device including: receiving, means for receiving transaction information produced as a result of a user using a mobile device to conduct a financial transaction to transfer a financial amount to a recipient entity, the transaction information including a mobile device identifier and information enabling identification o the location of the user; selection means for selecting promotional material based on the location of the user; and sending means for sending the selected promotional material to the mobile device identified by the mobile device identifier.
Preferably, the location of the user is identified based on the location of an outlet associated with the entity. Preferably, the selection means selects promotional material that promotes a business that is located near to the location of the entity.
The sending means may send the promotional material to the mobile device by way of an SMS message. The sending means may send the promotional material to the mobile device by way of an MMS message.
The sending means may send the promotional material to the mobile device by way of a recorded audio message.
Preferably, selection means further selects the promotional material based on the time of day that the promotional material is to be sent.
Preferably, the mobile device identifier is a mobile telephone number.
In a third aspect the present invention provides a computer program arranged to instruct a computing device to operate in accordance with the second aspect of the invention. In a fourth aspect the present invention provides a computer readable medium carrying a computer program according to the third aspect of the invention^
Brief Description of the Drawings
An embodiment of the present invention will now be described, by way of example only, with reference to the accompanying drawings, in which:
Figure 1 is a schematic diagram depicting the network architecture of a system suitable for conducting financial transactions using mobile communications devices.
Detailed Description of the Preferred Embodiment
There follows a description of how a financial transaction may be carried out to pay for parking using a mobile phone as a payment mechanism and how this results in the delivery of targeted promotional material. In this embodiment, people 12 wishing to park their vehicles pay for their parking by making a transaction with their mobile telephone 14. The operator of the system records parking information obtained from the mobile telephone transactions in a database hosted on a central server 16.
The transaction method achieves money transfer using a mobile phone 14 using an analogue or digital mobile phone network such as GSM or GPRS. The payment mechanism is linked to a prepaid rechargeable cash card.
A user 12 arrives at a location and they wish to park their car. There is a parking meter 18 at the location. The parking meter displays a notice that indicates that the user 12 can pay for parking with their mobile telephone and provides a telephone number to ring for this purpose .
The user 12 dials the telephone number displayed on the parking meter and they are connected to a Voice Over IP ("VOIP") gateway 20, which is a server that is connected to the mobile phone network and to the Internet. A GPRS Phone 22 with a WAP browser and menus and will not require any dialing into a gateway, instead the user logs into a WAP gateway 24, the address of which is indicated on the notice on the parking meter, and enters the information.
The VOIP gateway 20 has Interactive Voice Response ("IVR") capability and can detect voice and Dual Number Multi-Frequency ( "DTMF" ) tones (some gateways have a speech recognition module in which case information can be spoken instead of entered) . Furthermore, the gateway 20 has a Dialled Number Identification Service ("DNIS"), to identify the number that the user dialed. The gateway can use the number dialed to identify the type of service the user 12 wishes to use and so interact with the user accordingly. So, when the user 12 connects to the gateway 20, the gateway initiates a response to obtain payment from the user 12 to pay for parking.
When the gateway receives the call from the user's mobile phone, it detects the Caller ID ("CLID") of the mobile phone. The gateway sends the CLID to central server 16 where account information is held in a database.
Simultaneously, the gateway prompts the user 12 for the user's Personal Identification Number ("PIN") associated with their prepaid cashcard account . The CLID of the user's mobile phone 14 and the PIN are sent to central server 16 for authentication of the user.
After authentication of the user, the gateway 20 prompts the user for the car's registration number and the parking meter's identification number, and the bay number (which is displayed on a notice on the parking meter) .
The parking meter's identification number may be looked up in a database by central server 16. Looking up of parking meter identification number enables identification of an outlet associated with the entity, being the parking meter. The user's location can thus be identified, being the location of the identified parking meter. The parking meter identification number also allows identification of the entity to whom payment is to be transferred. The user then hears (or see in case of a GPRS phone with a display) the parking meter's identification number, and bay number repeated back to him together with a recording of the name of the street which will have been looked up by central server 16 based on the parking meter identification number.
The user is then prompted for the amount they wish to pay, and central server 16 checks the length of parking time that this allows and reads back the amount and the time for confirmation. Finally, the user is asked if any reminder should be sent before expiry of the parking period. The details of the parking are stored in the central server.
An illustrative example of how the transaction is carried out with Interactive Voice Response follows:
User: (dials into gateway. Has already his car registration number linked to his account and so does not need to provide this information.)
Gateway: Please enter your PIN.
User: (enters PIN)
Gateway (Pling) The balance of your account is...Please enter the parking meter id.
User: (enters number) .
Gateway: You have entered...Please wait... (Pling) You are located at Berry street, North Sydney. Please enter the bay number . User: (enters number) .
Gateway: You have entered...Please enter the amount.
User: (enters number) . Gateway: You have entered..., your parking expires at.... if you want an SMS to be sent 5 minutes before expiry , press 1..."
In case of WAP/GPRS with display, menus are used for navigation for more convenient operation of the system.
The location of the user is determined from the parking meter number identified in the transaction information that is produced as a result of the parking payment transaction.
The central server stores promotional material in the form of advertisements. This material is on the form of SMS messages which contain information about various businesses and their goods or services. The central server selects an advertisement relating to a business that is located near to the location of the user. The central server also selects the advertisement based on the time of day that the advertisement is to be sent to the user. For example, if the time is 6pm the central server may select an advertisement relating to a French restaurant that is in the vicinity of the location of the parking meter. However, had the time been 9am then the central server may have selected an advertisement relating to a cafe or coffee shop because at this time of day the user is likely to prefer a cup of coffee to a French meal . Thus, promotional material is selected based on the expected mood of the user at a particular time of day.
If the user makes a purchase at the French restaurant that was promoted to them, the user earns bonus points which are an incentive to opt into such a marketing program or may receive an award of free parking.
Operation of the above system can be used to compile a profile of the behaviour of the user. The system and method determines the location of the user and uses that information for selecting promotional material .
The system and method reduces the costs of advertising to companies, and reduces the costs of the user to get what the user wants by the discounts that are offered.
By operation of the above described method an operator of the system receives in a central database information produced as a result of a user using a mobile device in the form of a mobile phone to conduct a financial transaction to transfer a financial amount to a recipient entity being the parking operator. The transaction information includes a mobile device identifier in the form of the mobile phone number of the user. The transaction information includes information that identifies the location of the user in the form of the parking meter identification number. The location of the user is determined by looking up the parking meter identification number in a database to determine the location of that parking meter. Promotional material is selected based on the location of the user and the promotional material is sent to the mobile phone of the user as an SMS message.
In the above described system transaction information is received from a mobile device communication and stored in a central server. The determining means and selection means are embodied in computer software and or hardware . The sending means is embodied in a combination of software and hardware and functions to initiate the sending of data to a mobile communications device through a appropriate communication channels. In the above described embodiment payment was made for the parking from a prepaid cashcard account by using a mobile telephone. Similarly, such transactions can be made where the payment comes from a bank account or is billed to the mobile phone account of the user 12.
In the above described embodiment, the prepaid cashcard account may either be hosted and operated under the control of the operator of the parking enforcement system or may be hosted and operated by an organisation that is separate to the operator of the parking system.
Whilst the above described system concerned a transaction to pay an entity being a parking operator for parking, the system is applicable to operate with different types of entities including shops, restaurants and any entity with outlets of fixed location that can be determined by looking up details of that entity or outlet in a database .
In the case of an entity being a merchant conducting business through outlets being shops or restaurants, the user dials into a gateway 20 using a telephone number provided by the merchant and enters their PIN. After validation, the user is prompted to enter the amount and transaction number (which the user receives from the merchant) . The transaction number can subsequently be used to identify the merchant . The gateway sends the information to central server 16 which sends a message of approval to the merchant's server which in turn instructs the till to print a receipt. The central server 16 then sends an SMS to the user with details of the purchase.
An example of a transcript of such a transaction follows : GATEWAY: Welcome to payment service. Please enter you PIN. User: (enters PIN) GATEWAY: (Pling) The balance of your account is one zero zero dollars. Please enter the transaction number. User: (enters transaction number)
GATEWAY: You have entered one one one. Please enter the amount . User: (enters amount)
GATEWAY: You have entered one zero zero dollars. Please wait while your payment is processed.
GATEWAY: (Pling) Your payment has been processed. Thank you. You will receive confirmation in a moment.
Alternatively, the user gives the merchant his mobile phone number. The merchant dials into a gateway and enters the merchant's PIN. After validation, the merchant enters the user's mobile phone number and amount. The gateway sends this information to the central server which sends an SMS to the user with an approval code. The user dials into a gateway, and enters the user's PIN. After validation, the gateway informs the user of the pending payment that needs to be released, and asks for the approval code. The user enters the approval code, and the central server calls the merchant's server to instruct it to ship the goods .
The promotional material may further be selected based on the nature of a business conducted by the entity. For instance, if the entity is a merchant conducting the business of a record shop then promotional material relating to various recording artists may be selected for transmission to the user.
Alternatively, the user can pay the merchant by entering the merchant's telephone number/mobile phone number which the merchant has registered as a business with the service provider.
A gateway can have hundreds of different numbers that lead to it, even though the gateway might have only 8 telephone lines, and the number that the user dials to make a payment to a certain entity can be used to determine the identity of the merchant and to determine which sound prompts should be played by the gateway. The telephone numbers provided by various merchants may cause a connection to the same gateway. Differing phone numbers allow the gateway to distinguish between merchants and respond according to that merchants requirements.
Whilst the methods and systems above send promotional material in the form of an SMS message, recorded audio messages or multimedia MMS messages may similarly be used. While the above system and method has been described where the mobile communications device is a mobile telephone, any suitably configured mobile device such as a PDA or pocket PC or laptop with appropriate communications hardware may be used.
Any reference to prior art contained herein is not to be taken as an admission that the information is common general knowledge, unless otherwise indicated.
Finally, it is to be appreciated that various alterations or additions may be made to the parts previously described without departing from the spirit or ambit of the present invention.

Claims

CLAIMS :
1. A method of sending targeted advertising to a mobile device including the steps of: receiving transaction information produced as a result of a user using a mobile device to conduct a financial transaction to transfer a financial amount to an entity, the transaction information including a mobile device identifier and information enabling identification of the location of the user; selecting promotional material based on the location of the entity; and sending the selected promotional material to the mobile device identified by the mobile device identifier.
2. A method according to claim 1 wherein the location of the user is identified based on the location of an outlet associated with the entity.
3. A method according to either claim 1 or claim 2 wherein the promotional material selected promotes a business that is located near to the location of the entity.
4. A method according to any preceding claim wherein the promotional material is sent to the mobile device by way of an SMS message.
5. A method according to any preceding claim wherein the promotional material is sent to the mobile device by way of an MMS message.
6. A method according to any preceding claim wherein the promotional material is sent to the mobile device by way of a recorded audio message.
7. A method according to any preceding claim wherein the promotional material is further selected based on the time of day that the promotional material is to be sent.
8. A method according to any preceding claim wherein the promotional material is further selected based on the nature of a business conducted by the entity.
9. A method according to any preceding claim wherein the mobile device identifier is a mobile telephone number.
10. A system for sending targeted advertising to a mobile device including : receiving means for receiving transaction information produced as a result of a user using a mobile device to conduct a financial transaction to transfer a financial amount to a recipient entity, the transaction information including a mobile device identifier and information enabling identification of the location of the user; selection means for selecting promotional material based on the location of the entity; and sending means for sending the selected promotional material to the mobile device identified by the mobile device identifier.
11. A system according to claim 10 wherein the location of the user is identified based on the location of an outlet associated with the entity.
12. A system according to either claim 10 or claim 11 wherein the selection means selects promotional material that promotes a business that is located near to the location of the entity.
13. A system according to any one of claims 10 to 12 wherein the sending means sends the promotional material to the mobile device by way of an SMS message.
14. A system according to any one of claims 10 to 13 wherein the sending means sends the promotional material to the mobile device by way of an MMS message.
15. A system according to any one of claims 10 to 14 wherein the sending means sends the promotional material to the mobile device by way of a recorded audio message.
16. A system according to any one of claims 10 to 15 wherein the selection means further selects the promotional material based on the time of day that the promotional material is to be sent .
17. A system according to any on of claims 10 to 16 wherein the selection means further selects the promotional material based on the nature of a business conducted by the entity.
18. A system according to any one of claims 10 to 17 wherein the mobile device identifier is a mobile telephone number.
19. A computer program arranged to instruct a computing device to operate in accordance with a system according to any one of claims 10 to 18.
20. A computer readable medium carrying a computer program according to claim 19.
Dated this 13th day of September 2002 INTERLINE NETWORKS By their Patent Attorneys GRIFFITH HACK
PCT/AU2002/001271 2001-09-17 2002-09-17 A system and method for targeted delivery of promotional material to a mobile device WO2003025789A1 (en)

Applications Claiming Priority (2)

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AUPR7726A AUPR772601A0 (en) 2001-09-17 2001-09-17 Transaction method
AUPR7726 2001-09-17

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