WO2005010716A3 - Method and system to process a transaction in a network-based commerce facility - Google Patents
Method and system to process a transaction in a network-based commerce facility Download PDFInfo
- Publication number
- WO2005010716A3 WO2005010716A3 PCT/US2004/023449 US2004023449W WO2005010716A3 WO 2005010716 A3 WO2005010716 A3 WO 2005010716A3 US 2004023449 W US2004023449 W US 2004023449W WO 2005010716 A3 WO2005010716 A3 WO 2005010716A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- payment
- purchaser
- billing
- vendor
- personal information
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
Abstract
Applications Claiming Priority (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US10/624,837 | 2003-07-21 | ||
US10/624,837 US20050021460A1 (en) | 2003-07-21 | 2003-07-21 | Method and system to process a transaction in a network based commerce facility |
US10/658,014 US20050021462A1 (en) | 2003-07-21 | 2003-09-08 | Method and system to process a billing failure in a network-based commerce facility |
US10/658,014 | 2003-09-08 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2005010716A2 WO2005010716A2 (en) | 2005-02-03 |
WO2005010716A3 true WO2005010716A3 (en) | 2006-01-05 |
Family
ID=34108151
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2004/023449 WO2005010716A2 (en) | 2003-07-21 | 2004-07-20 | Method and system to process a transaction in a network-based commerce facility |
Country Status (2)
Country | Link |
---|---|
US (1) | US20050021462A1 (en) |
WO (1) | WO2005010716A2 (en) |
Families Citing this family (22)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7054430B2 (en) * | 2001-08-23 | 2006-05-30 | Paymentone Corporation | Method and apparatus to validate a subscriber line |
US7080049B2 (en) * | 2001-09-21 | 2006-07-18 | Paymentone Corporation | Method and system for processing a transaction |
US20050021460A1 (en) * | 2003-07-21 | 2005-01-27 | Don Teague | Method and system to process a transaction in a network based commerce facility |
US7229014B1 (en) | 2004-06-25 | 2007-06-12 | Richard Snyder | systems and methods for account number generation and provisioning |
US7818228B1 (en) * | 2004-12-16 | 2010-10-19 | Coulter David B | System and method for managing consumer information |
US8346638B2 (en) * | 2005-10-26 | 2013-01-01 | Capital One Financial Corporation | Systems and methods for processing transaction data to perform a merchant chargeback |
US8788324B1 (en) * | 2007-12-14 | 2014-07-22 | Amazon Technologies, Inc. | Preferred payment type |
US8719160B1 (en) * | 2008-07-21 | 2014-05-06 | Bank Of America | Processing payment items |
US9984361B2 (en) * | 2012-02-23 | 2018-05-29 | Mastercard International Incorporated | Selectively providing cash-based e-commerce transactions |
US20140279425A1 (en) * | 2013-03-15 | 2014-09-18 | Elwha Llc | Methods, systems, and devices for handling multiple disparate systems |
US20140279426A1 (en) * | 2013-03-15 | 2014-09-18 | Elwha Llc | Devices, methods, and systems for technologically shifting options and modalities |
EP3005260A4 (en) * | 2013-05-31 | 2017-03-15 | Pablos Holman | Methods and systems for agnostic payment systems |
US20150193787A1 (en) * | 2014-01-06 | 2015-07-09 | iVinci Partners, LLC | Systems and methods of managing payments including assessing propensity to pay |
US10387882B2 (en) * | 2015-07-01 | 2019-08-20 | Klarna Ab | Method for using supervised model with physical store |
US9904916B2 (en) | 2015-07-01 | 2018-02-27 | Klarna Ab | Incremental login and authentication to user portal without username/password |
US11232489B2 (en) | 2017-04-24 | 2022-01-25 | Consumer Direct, Inc. | Scenario gamification to provide actionable elements and temporally appropriate advertising |
US11514517B2 (en) | 2017-04-24 | 2022-11-29 | Consumer Direct, Inc. | Scenario gamification to provide improved mortgage and securitization |
US11930439B2 (en) | 2019-01-09 | 2024-03-12 | Margo Networks Private Limited | Network control and optimization (NCO) system and method |
CN110033280B (en) * | 2019-03-08 | 2021-08-17 | 创新先进技术有限公司 | Payment anti-shake method and device |
US20220147996A1 (en) * | 2020-11-11 | 2022-05-12 | Margo Networks Pvt.Ltd. | Offline payment system and method |
US11695855B2 (en) | 2021-05-17 | 2023-07-04 | Margo Networks Pvt. Ltd. | User generated pluggable content delivery network (CDN) system and method |
WO2023224680A1 (en) | 2022-05-18 | 2023-11-23 | Margo Networks Pvt. Ltd. | Peer to peer (p2p) encrypted data transfer/offload system and method |
Citations (1)
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---|---|---|---|---|
US6225982B1 (en) * | 1994-07-01 | 2001-05-01 | Ncr Corporation | Dynamic key terminal including choice-driven interface |
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US4270042A (en) * | 1977-08-01 | 1981-05-26 | Case John M | Electronic funds transfer system |
US5247575A (en) * | 1988-08-16 | 1993-09-21 | Sprague Peter J | Information distribution system |
US5319542A (en) * | 1990-09-27 | 1994-06-07 | International Business Machines Corporation | System for ordering items using an electronic catalogue |
EP0486204B1 (en) * | 1990-11-15 | 1996-03-20 | AT&T Corp. | Apparatus and method to perform validation of credit cards in an ISDN network |
CA2059078C (en) * | 1991-02-27 | 1995-10-03 | Alexander G. Fraser | Mediation of transactions by a communications system |
US5222125A (en) * | 1991-09-03 | 1993-06-22 | At&T Bell Laboratories | System for providing personalized telephone calling features |
US5590181A (en) * | 1993-10-15 | 1996-12-31 | Link Usa Corporation | Call-processing system and method |
US5524142A (en) * | 1993-11-02 | 1996-06-04 | Lewis; C. Alan | Method and apparatus for the billing of value-added communication calls |
US5537464A (en) * | 1993-11-02 | 1996-07-16 | Lewis; C. Alan | Method and apparatus for the billing of value-added communication calls |
US5978775A (en) * | 1993-12-08 | 1999-11-02 | Lucent Technologies Inc. | Information distribution system using telephone network and telephone company billing service |
US5655007A (en) * | 1994-10-13 | 1997-08-05 | Bell Atlantic Network Services, Inc. | Telephone based credit card protection |
US5740427A (en) * | 1994-12-29 | 1998-04-14 | Stoller; Lincoln | Modular automated account maintenance system |
US5794221A (en) * | 1995-07-07 | 1998-08-11 | Egendorf; Andrew | Internet billing method |
US5745556A (en) * | 1995-09-22 | 1998-04-28 | At&T Corp. | Interactive and information data services telephone billing system |
US5956391A (en) * | 1996-02-09 | 1999-09-21 | Telefonaktiebolaget Lm Ericsson | Billing in the internet |
US5905736A (en) * | 1996-04-22 | 1999-05-18 | At&T Corp | Method for the billing of transactions over the internet |
US6282276B1 (en) * | 1996-06-05 | 2001-08-28 | David Felger | Method of billing a value-added call |
US5845267A (en) * | 1996-09-06 | 1998-12-01 | At&T Corp | System and method for billing for transactions conducted over the internet from within an intranet |
US5963625A (en) * | 1996-09-30 | 1999-10-05 | At&T Corp | Method for providing called service provider control of caller access to pay services |
US5867153A (en) * | 1996-10-30 | 1999-02-02 | Transaction Technology, Inc. | Method and system for automatically harmonizing access to a software application program via different access devices |
US5867494A (en) * | 1996-11-18 | 1999-02-02 | Mci Communication Corporation | System, method and article of manufacture with integrated video conferencing billing in a communication system architecture |
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US6295292B1 (en) * | 1997-03-06 | 2001-09-25 | Bell Atlantic Network Services, Inc. | Inbound gateway authorization processing for inter-carrier internet telephony |
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US6289010B1 (en) * | 1997-03-11 | 2001-09-11 | Bell Atlantic Network Services, Inc. | Inbound gateway authorization processing for inter-carrier internet telephony |
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US6094644A (en) * | 1997-09-12 | 2000-07-25 | Nortel Networks Corporation | Method and apparatus for recording actual time used by a service which makes requests for data |
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US6023499A (en) * | 1997-11-26 | 2000-02-08 | International Business Machines Corporation | Real time billing via the internet for advanced intelligent network services |
US6104798A (en) * | 1998-02-12 | 2000-08-15 | Mci Communications Corporation | Order processing and reporting system for telecommunications carrier services |
US6055513A (en) * | 1998-03-11 | 2000-04-25 | Telebuyer, Llc | Methods and apparatus for intelligent selection of goods and services in telephonic and electronic commerce |
US6233313B1 (en) * | 1998-03-26 | 2001-05-15 | Bell Atlantic Network Services | Call detail reporting for lawful surveillance |
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US6260024B1 (en) * | 1998-12-02 | 2001-07-10 | Gary Shkedy | Method and apparatus for facilitating buyer-driven purchase orders on a commercial network system |
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US6227447B1 (en) * | 1999-05-10 | 2001-05-08 | First Usa Bank, Na | Cardless payment system |
US6195697B1 (en) * | 1999-06-02 | 2001-02-27 | Ac Properties B.V. | System, method and article of manufacture for providing a customer interface in a hybrid network |
US6648222B2 (en) * | 1999-06-02 | 2003-11-18 | Mcdonald Ian | Internet-based zero intrinsic value smart card with value data accessed in real time from remote database |
US7461010B2 (en) * | 1999-09-13 | 2008-12-02 | Khai Hee Kwan | Computer network method for conducting payment over a network by debiting and crediting telecommunication accounts |
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US6871187B1 (en) * | 2000-06-13 | 2005-03-22 | Dell Products L.P. | Translator for use in an automated order entry system |
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US7054430B2 (en) * | 2001-08-23 | 2006-05-30 | Paymentone Corporation | Method and apparatus to validate a subscriber line |
US7103576B2 (en) * | 2001-09-21 | 2006-09-05 | First Usa Bank, Na | System for providing cardless payment |
US7080049B2 (en) * | 2001-09-21 | 2006-07-18 | Paymentone Corporation | Method and system for processing a transaction |
US20050021460A1 (en) * | 2003-07-21 | 2005-01-27 | Don Teague | Method and system to process a transaction in a network based commerce facility |
-
2003
- 2003-09-08 US US10/658,014 patent/US20050021462A1/en not_active Abandoned
-
2004
- 2004-07-20 WO PCT/US2004/023449 patent/WO2005010716A2/en active Application Filing
Patent Citations (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6225982B1 (en) * | 1994-07-01 | 2001-05-01 | Ncr Corporation | Dynamic key terminal including choice-driven interface |
Also Published As
Publication number | Publication date |
---|---|
WO2005010716A2 (en) | 2005-02-03 |
US20050021462A1 (en) | 2005-01-27 |
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