WO2006023745A3 - Conducting secure financial transactions independent of physical location - Google Patents

Conducting secure financial transactions independent of physical location Download PDF

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Publication number
WO2006023745A3
WO2006023745A3 PCT/US2005/029586 US2005029586W WO2006023745A3 WO 2006023745 A3 WO2006023745 A3 WO 2006023745A3 US 2005029586 W US2005029586 W US 2005029586W WO 2006023745 A3 WO2006023745 A3 WO 2006023745A3
Authority
WO
WIPO (PCT)
Prior art keywords
financial transactions
physical location
secure financial
conducting secure
transactions independent
Prior art date
Application number
PCT/US2005/029586
Other languages
French (fr)
Other versions
WO2006023745A2 (en
Inventor
Mounir Shita
Timothy M Wyatt
Darin Lacount
Aaron B Sternberg
Richard Warnick
Original Assignee
Paywi Corp
Mounir Shita
Timothy M Wyatt
Darin Lacount
Aaron B Sternberg
Richard Warnick
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Paywi Corp, Mounir Shita, Timothy M Wyatt, Darin Lacount, Aaron B Sternberg, Richard Warnick filed Critical Paywi Corp
Publication of WO2006023745A2 publication Critical patent/WO2006023745A2/en
Publication of WO2006023745A3 publication Critical patent/WO2006023745A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3221—Access to banking information through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems

Abstract

A method of and system for operating a network (10) within which wired and wireless devices (22, 24) interconnect enable performance of secure financial transactions between a recipient and a provider of services or goods, independent of the physical locations of the recipient and the provider.
PCT/US2005/029586 2004-08-19 2005-08-19 Conducting secure financial transactions independent of physical location WO2006023745A2 (en)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US60323104P 2004-08-19 2004-08-19
US60/603,231 2004-08-19
US70562605P 2005-08-03 2005-08-03
US60/705,626 2005-08-03

Publications (2)

Publication Number Publication Date
WO2006023745A2 WO2006023745A2 (en) 2006-03-02
WO2006023745A3 true WO2006023745A3 (en) 2006-07-13

Family

ID=35968212

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2005/029586 WO2006023745A2 (en) 2004-08-19 2005-08-19 Conducting secure financial transactions independent of physical location

Country Status (1)

Country Link
WO (1) WO2006023745A2 (en)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7774402B2 (en) 2005-06-29 2010-08-10 Visa U.S.A. Adaptive gateway for switching transactions and data on unreliable networks using context-based rules
US7512567B2 (en) 2006-06-29 2009-03-31 Yt Acquisition Corporation Method and system for providing biometric authentication at a point-of-sale via a mobile device
EP1965343A3 (en) * 2006-07-06 2011-03-02 Firethorn Holdings, LLC Methods and systems for payment method selection by a payee in a mobile environment
US9911114B2 (en) 2006-07-06 2018-03-06 Qualcomm Incorporated Methods and systems for making a payment via a stored value card in a mobile environment
EP2074577A4 (en) * 2006-09-05 2010-12-22 Mobibucks Inc Payment systems and methods
US20110093302A1 (en) * 2009-10-20 2011-04-21 Verizon Patent And Licensing, Inc. System for and method of ordering from a concession during an event
RU2597507C2 (en) 2010-07-09 2016-09-10 Виза Интернэшнл Сервис Ассосиэйшн Sluice abstraction level

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6128603A (en) * 1997-09-09 2000-10-03 Dent; Warren T. Consumer-based system and method for managing and paying electronic billing statements
US6317729B1 (en) * 1997-04-08 2001-11-13 Linda J. Camp Method for certifying delivery of secure electronic transactions
US20030120615A1 (en) * 2000-02-04 2003-06-26 B. Todd Patterson Process and method for secure online transactions with calculated risk and against fraud
US6675153B1 (en) * 1999-07-06 2004-01-06 Zix Corporation Transaction authorization system
US6836763B1 (en) * 1995-12-29 2004-12-28 Csg Systems, Inc. Billing system and method

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6836763B1 (en) * 1995-12-29 2004-12-28 Csg Systems, Inc. Billing system and method
US6317729B1 (en) * 1997-04-08 2001-11-13 Linda J. Camp Method for certifying delivery of secure electronic transactions
US6128603A (en) * 1997-09-09 2000-10-03 Dent; Warren T. Consumer-based system and method for managing and paying electronic billing statements
US6675153B1 (en) * 1999-07-06 2004-01-06 Zix Corporation Transaction authorization system
US20030120615A1 (en) * 2000-02-04 2003-06-26 B. Todd Patterson Process and method for secure online transactions with calculated risk and against fraud

Also Published As

Publication number Publication date
WO2006023745A2 (en) 2006-03-02

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