WO2006034205A3 - Fraud risk advisor - Google Patents

Fraud risk advisor Download PDF

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Publication number
WO2006034205A3
WO2006034205A3 PCT/US2005/033502 US2005033502W WO2006034205A3 WO 2006034205 A3 WO2006034205 A3 WO 2006034205A3 US 2005033502 W US2005033502 W US 2005033502W WO 2006034205 A3 WO2006034205 A3 WO 2006034205A3
Authority
WO
WIPO (PCT)
Prior art keywords
transaction
fraudulent
fraud risk
fraud
business transaction
Prior art date
Application number
PCT/US2005/033502
Other languages
French (fr)
Other versions
WO2006034205A2 (en
Inventor
David Helsper
Dennis Maicon
Original Assignee
Digital Envoy Inc
David Helsper
Dennis Maicon
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US10/943,454 external-priority patent/US20060064374A1/en
Application filed by Digital Envoy Inc, David Helsper, Dennis Maicon filed Critical Digital Envoy Inc
Priority to CA2580731A priority Critical patent/CA2580731C/en
Priority to JP2007532593A priority patent/JP2008513893A/en
Priority to AU2005286866A priority patent/AU2005286866A1/en
Priority to EP05794957A priority patent/EP1810235A4/en
Publication of WO2006034205A2 publication Critical patent/WO2006034205A2/en
Publication of WO2006034205A3 publication Critical patent/WO2006034205A3/en
Priority to IL181966A priority patent/IL181966A/en
Priority to IL248891A priority patent/IL248891B/en
Priority to IL267487A priority patent/IL267487A/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
    • G06Q50/10—Services
    • G06Q50/26—Government or public services
    • G06Q50/265—Personal security, identity or safety

Abstract

A fraudulent business transaction application (110) is provided for monitoring application based fraud (112). When a consumer supplies account access information in order to carry out an Internet business transaction, the FBTA uses an online fraud mitigation engine to detect phishing intrusions and identity theft (114). Methods are also provided for calculating travel velocity and transaction frequency, which are useful for determining a fraudulent transaction (120).
PCT/US2005/033502 2004-09-17 2005-09-19 Fraud risk advisor WO2006034205A2 (en)

Priority Applications (7)

Application Number Priority Date Filing Date Title
CA2580731A CA2580731C (en) 2004-09-17 2005-09-19 Fraud risk advisor
JP2007532593A JP2008513893A (en) 2004-09-17 2005-09-19 Fraud risk advisor
AU2005286866A AU2005286866A1 (en) 2004-09-17 2005-09-19 Fraud risk advisor
EP05794957A EP1810235A4 (en) 2004-09-17 2005-09-19 Fraud risk advisor
IL181966A IL181966A (en) 2004-09-17 2007-03-15 Fraud risk advisor
IL248891A IL248891B (en) 2004-09-17 2016-11-10 Fraud risk advisor
IL267487A IL267487A (en) 2004-09-17 2019-06-19 Fraud risk advisor

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US10/943,454 US20060064374A1 (en) 2004-09-17 2004-09-17 Fraud risk advisor
US10/943,454 2004-09-17
US11/209,885 2005-08-23
US11/209,885 US7497374B2 (en) 2004-09-17 2005-08-23 Fraud risk advisor

Publications (2)

Publication Number Publication Date
WO2006034205A2 WO2006034205A2 (en) 2006-03-30
WO2006034205A3 true WO2006034205A3 (en) 2006-06-15

Family

ID=36090578

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2005/033502 WO2006034205A2 (en) 2004-09-17 2005-09-19 Fraud risk advisor

Country Status (7)

Country Link
US (3) US7497374B2 (en)
EP (1) EP1810235A4 (en)
JP (3) JP2008513893A (en)
AU (1) AU2005286866A1 (en)
CA (1) CA2580731C (en)
IL (3) IL181966A (en)
WO (1) WO2006034205A2 (en)

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