WO2007127425A3 - Methods and systems for providing cross-selling with online banking environments - Google Patents

Methods and systems for providing cross-selling with online banking environments Download PDF

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Publication number
WO2007127425A3
WO2007127425A3 PCT/US2007/010330 US2007010330W WO2007127425A3 WO 2007127425 A3 WO2007127425 A3 WO 2007127425A3 US 2007010330 W US2007010330 W US 2007010330W WO 2007127425 A3 WO2007127425 A3 WO 2007127425A3
Authority
WO
WIPO (PCT)
Prior art keywords
online banking
selling
systems
methods
providing cross
Prior art date
Application number
PCT/US2007/010330
Other languages
French (fr)
Other versions
WO2007127425A2 (en
Inventor
Rockne Egnatios
Amy B Byal
Gerard Marineau
Robert L Evans Jr
Original Assignee
Efunds Corp
Rockne Egnatios
Amy B Byal
Gerard Marineau
Robert L Evans Jr
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Efunds Corp, Rockne Egnatios, Amy B Byal, Gerard Marineau, Robert L Evans Jr filed Critical Efunds Corp
Publication of WO2007127425A2 publication Critical patent/WO2007127425A2/en
Publication of WO2007127425A3 publication Critical patent/WO2007127425A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0224—Discounts or incentives, e.g. coupons or rebates based on user history
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof

Abstract

A method of performing cross-selling within an authorized online banking environment. One method can include obtaining data relating to online banking activities performed by a customer within an authorized online banking environment, determining at least one product to offer the customer based on the data relating to online banking activities performed by the customer, and providing an offer of the at least one product to the customer within the authorized online banking environment.
PCT/US2007/010330 2006-04-28 2007-04-27 Methods and systems for providing cross-selling with online banking environments WO2007127425A2 (en)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US79623206P 2006-04-28 2006-04-28
US60/796,232 2006-04-28
US81682006P 2006-06-27 2006-06-27
US60/816,820 2006-06-27

Publications (2)

Publication Number Publication Date
WO2007127425A2 WO2007127425A2 (en) 2007-11-08
WO2007127425A3 true WO2007127425A3 (en) 2008-08-28

Family

ID=38656232

Family Applications (4)

Application Number Title Priority Date Filing Date
PCT/US2007/010329 WO2007127424A2 (en) 2006-04-28 2007-04-27 Methods and systems for opening and funding a financial account online
PCT/US2007/010330 WO2007127425A2 (en) 2006-04-28 2007-04-27 Methods and systems for providing cross-selling with online banking environments
PCT/US2007/010312 WO2007127411A2 (en) 2006-04-28 2007-04-27 Methods and systems for opening and funding a financial account online
PCT/US2007/010313 WO2007127412A2 (en) 2006-04-28 2007-04-27 Methods and systems for opening and funding a financial account online

Family Applications Before (1)

Application Number Title Priority Date Filing Date
PCT/US2007/010329 WO2007127424A2 (en) 2006-04-28 2007-04-27 Methods and systems for opening and funding a financial account online

Family Applications After (2)

Application Number Title Priority Date Filing Date
PCT/US2007/010312 WO2007127411A2 (en) 2006-04-28 2007-04-27 Methods and systems for opening and funding a financial account online
PCT/US2007/010313 WO2007127412A2 (en) 2006-04-28 2007-04-27 Methods and systems for opening and funding a financial account online

Country Status (2)

Country Link
US (5) US20080091591A1 (en)
WO (4) WO2007127424A2 (en)

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