WO2007146527A3 - E-coupon system and method - Google Patents

E-coupon system and method Download PDF

Info

Publication number
WO2007146527A3
WO2007146527A3 PCT/US2007/068870 US2007068870W WO2007146527A3 WO 2007146527 A3 WO2007146527 A3 WO 2007146527A3 US 2007068870 W US2007068870 W US 2007068870W WO 2007146527 A3 WO2007146527 A3 WO 2007146527A3
Authority
WO
WIPO (PCT)
Prior art keywords
coupon
consumer
card
cpgs
retailer
Prior art date
Application number
PCT/US2007/068870
Other languages
French (fr)
Other versions
WO2007146527A9 (en
WO2007146527A2 (en
Inventor
Mark Brodson
Vicki L James
Jeffery Jay Erdmann
Original Assignee
Metavante Corp
Mark Brodson
Vicki L James
Jeffery Jay Erdmann
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Metavante Corp, Mark Brodson, Vicki L James, Jeffery Jay Erdmann filed Critical Metavante Corp
Publication of WO2007146527A2 publication Critical patent/WO2007146527A2/en
Publication of WO2007146527A3 publication Critical patent/WO2007146527A3/en
Publication of WO2007146527A9 publication Critical patent/WO2007146527A9/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/045—Payment circuits using payment protocols involving tickets
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/04—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by paper currency

Abstract

A method wherein a consumer registers for an electronic coupon (e-coupon) program and receives an e-coupon card programmed with consumer and corresponding e- coupon account identification information. The consumer selects available coupons from a website which are then loaded into the e-coupon account. Consumer package goods manufacturers (CPGs) are charged the downloaded value of the coupon plus a fee. The consumer may use the e-coupon card at any retailer that has electronic funds transfer (EFT) capabilities, such as credit/debit card acceptance. At a retailer's point of sale (POS) terminal, the consumer swipes the card and the cost of items having an e-coupon is adjusted by the corresponding e-coupon value and deducted from the consumer's final amount due. The CPG is also charged a redemption fee and the retailer is charged an interchange fee. Expired coupons are automatically removed from the account and their value refunded to the CPGs. Reports on redeemed coupons and redeemer profiles can be generated and provided to the CPGs or retailers.
PCT/US2007/068870 2006-06-09 2007-05-14 E-coupon system and method WO2007146527A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US81235006P 2006-06-09 2006-06-09
US60/812,350 2006-06-09

Publications (3)

Publication Number Publication Date
WO2007146527A2 WO2007146527A2 (en) 2007-12-21
WO2007146527A3 true WO2007146527A3 (en) 2008-10-02
WO2007146527A9 WO2007146527A9 (en) 2009-02-26

Family

ID=38832604

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2007/068870 WO2007146527A2 (en) 2006-06-09 2007-05-14 E-coupon system and method

Country Status (1)

Country Link
WO (1) WO2007146527A2 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
ES2626203B1 (en) * 2016-01-21 2017-11-02 Javier COLINO SÁINZ ROZAS Portable cash dispensing device and method of operation

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020016177A1 (en) * 1998-02-10 2002-02-07 Matsushita Electric Industrial Co Ltd Transmission power control apparatus and radio communication apparatus
US20020032582A1 (en) * 2000-09-14 2002-03-14 Feeney Robert J. System for medication dispensing and integrated data management
US20020194483A1 (en) * 2001-02-25 2002-12-19 Storymail, Inc. System and method for authorization of access to a resource

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020016177A1 (en) * 1998-02-10 2002-02-07 Matsushita Electric Industrial Co Ltd Transmission power control apparatus and radio communication apparatus
US20020032582A1 (en) * 2000-09-14 2002-03-14 Feeney Robert J. System for medication dispensing and integrated data management
US20020194483A1 (en) * 2001-02-25 2002-12-19 Storymail, Inc. System and method for authorization of access to a resource

Also Published As

Publication number Publication date
WO2007146527A9 (en) 2009-02-26
WO2007146527A2 (en) 2007-12-21

Similar Documents

Publication Publication Date Title
US7578435B2 (en) Couponing system
US20090119174A1 (en) Coupon generation and redemption system
WO2007011791A3 (en) System and method for child card payment
WO2006026600A3 (en) Card member discount system and method
WO2007078431A3 (en) Method and system for authorising returns
WO2009129323A3 (en) Point of sale coupon systems and methods
WO2002048828A3 (en) System and method for incentivizing online sales
WO2004090673A3 (en) Consumer transaction-based marketing of goods and services
WO2004012036A3 (en) Smart payment instrument selection
WO2005098702A3 (en) Methods and systems for integration of multiple rewards programs
TNSN07483A1 (en) System, apparatus and methods for automatically calculating discounts for purchases from merchants made using a reservation system
WO2008028069A2 (en) Transaction evaluation for providing rewards
EP1798683A3 (en) Rebate card system
SG151264A1 (en) A shopping system and method
WO2004107127A3 (en) Credit card rewards program system and method
WO2011017452A3 (en) Systems and methods for closing the loop between online activities and offline purchases
WO2002071194A3 (en) System and method for processing multi-currency transactions at a point of sale
RU2008121981A (en) METHOD AND SYSTEM FOR CARRYING OUT INNOVATIVE PROGRAMS
MX2008004232A (en) Money transfer system and method.
WO2011143675A3 (en) Point-of-sale system using prepaid/gift card network
WO2007139801A3 (en) Systems for providing returns on rebated items at a point-of-sale
WO2001009782A3 (en) System and method of transaction settlement using trade credit
US20140143036A1 (en) Team shopping
EA200401096A1 (en) PAYMENT CARD AND RELATED METHOD
CA2677134A1 (en) Method, system and computer program for providing a loyalty engine for automated cause marketing

Legal Events

Date Code Title Description
121 Ep: the epo has been informed by wipo that ep was designated in this application

Ref document number: 07797449

Country of ref document: EP

Kind code of ref document: A2

NENP Non-entry into the national phase

Ref country code: DE

NENP Non-entry into the national phase

Ref country code: RU

122 Ep: pct application non-entry in european phase

Ref document number: 07797449

Country of ref document: EP

Kind code of ref document: A2