WO2009042819A3 - Self-authenticating credit card system - Google Patents
Self-authenticating credit card system Download PDFInfo
- Publication number
- WO2009042819A3 WO2009042819A3 PCT/US2008/077765 US2008077765W WO2009042819A3 WO 2009042819 A3 WO2009042819 A3 WO 2009042819A3 US 2008077765 W US2008077765 W US 2008077765W WO 2009042819 A3 WO2009042819 A3 WO 2009042819A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- credit card
- self
- unique identification
- card system
- authenticating credit
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
- G06Q20/3415—Cards acting autonomously as pay-media
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1025—Identification of user by a PIN code
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1025—Identification of user by a PIN code
- G07F7/1083—Counting of PIN attempts
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/12—Card verification
- G07F7/125—Offline card verification
Abstract
A self-authenticating credit card method (1100) includes: inputting a unique identification (105) to an input device (200) on a credit card (102); comparing the input unique identification (105) with a stored unique identification (105) stored within the credit card (102); and providing an output (104) from the credit card (102) when the received unique identification (105) matches the unique identification (105) stored within the credit card (102).
Priority Applications (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US12/680,549 US10223856B2 (en) | 2007-09-26 | 2008-09-26 | Self-authenticating credit card system |
US13/734,653 US10614462B2 (en) | 2007-09-26 | 2013-01-04 | Security aspects of a self-authenticating credit card |
US16/805,148 US11481774B2 (en) | 2007-09-26 | 2020-02-28 | Security aspects of a self-authenticating credit card |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US97535607P | 2007-09-26 | 2007-09-26 | |
US60/975,356 | 2007-09-26 |
Related Child Applications (2)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US12/680,549 A-371-Of-International US10223856B2 (en) | 2007-09-26 | 2008-09-26 | Self-authenticating credit card system |
US13/734,653 Continuation-In-Part US10614462B2 (en) | 2007-09-26 | 2013-01-04 | Security aspects of a self-authenticating credit card |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2009042819A2 WO2009042819A2 (en) | 2009-04-02 |
WO2009042819A3 true WO2009042819A3 (en) | 2009-05-14 |
Family
ID=40512112
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2008/077765 WO2009042819A2 (en) | 2007-09-26 | 2008-09-26 | Self-authenticating credit card system |
Country Status (3)
Country | Link |
---|---|
US (1) | US10223856B2 (en) |
TW (1) | TW200915235A (en) |
WO (1) | WO2009042819A2 (en) |
Families Citing this family (14)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7762553B2 (en) * | 2006-11-25 | 2010-07-27 | Harris Curtis J | Form-fitting electronic game controller cover |
US10614462B2 (en) | 2007-09-26 | 2020-04-07 | Clevx, Llc | Security aspects of a self-authenticating credit card |
US10223856B2 (en) | 2007-09-26 | 2019-03-05 | Clevx, Llc | Self-authenticating credit card system |
US8011577B2 (en) | 2007-12-24 | 2011-09-06 | Dynamics Inc. | Payment cards and devices with gift card, global integration, and magnetic stripe reader communication functionality |
TWI449935B (en) * | 2011-11-23 | 2014-08-21 | Uniform Ind Corp | Test system for magnetic stripe decoder and method thereof |
US20150295919A1 (en) * | 2014-04-09 | 2015-10-15 | De Sonneville International Ltd. | Self-authenticating card |
US9590983B2 (en) | 2014-04-09 | 2017-03-07 | Cardex Systems Inc. | Self-authenticating chips |
US20150339662A1 (en) * | 2014-05-23 | 2015-11-26 | LoopPay Inc. | Systems and methods for linking devices to user accounts |
US10243088B1 (en) | 2017-12-21 | 2019-03-26 | Capital One Services, Llc | Transaction card for transferring solar power |
US10204336B1 (en) | 2018-01-12 | 2019-02-12 | Capital One Services, Llc | Generating a sensory indication |
WO2020072474A1 (en) | 2018-10-02 | 2020-04-09 | Capital One Services, Llc | Systems and methods for cryptographic authentication of contactless cards |
US11310034B2 (en) * | 2019-05-08 | 2022-04-19 | Citrix Systems, Inc. | Systems and methods for securing offline data |
US10691938B1 (en) | 2019-09-30 | 2020-06-23 | Capital One Services, Llc | Systems and methods for authenticating a stack of cards |
US10915888B1 (en) * | 2020-04-30 | 2021-02-09 | Capital One Services, Llc | Contactless card with multiple rotating security keys |
Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO1988009019A1 (en) * | 1987-05-15 | 1988-11-17 | Smart Card International, Inc. | Intelligent portable interactive personal data system |
WO2001061640A1 (en) * | 2000-02-16 | 2001-08-23 | Ong Yong Kin Michael | Electronic credit card - ecc |
KR20020045187A (en) * | 2000-12-08 | 2002-06-19 | 양경진 | Method for peace preservation of card and the apparatus thereof |
KR20030033888A (en) * | 2001-10-25 | 2003-05-01 | 오영준 | Credit card being capable of user's confirmation |
WO2007057603A1 (en) * | 2005-11-14 | 2007-05-24 | Innovative Card Technologies | Microprocessor and/or memory card provided with a display |
Family Cites Families (20)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US3624938A (en) | 1970-01-08 | 1971-12-07 | Kazuo Nakano | Foolproof credit card |
FR2486684A1 (en) | 1980-07-11 | 1982-01-15 | Transac Cie Developp Transact | INDIVIDUALIZED PORTABLE OBJECT OF THE GENRE CREDIT CARD |
US5623552A (en) | 1994-01-21 | 1997-04-22 | Cardguard International, Inc. | Self-authenticating identification card with fingerprint identification |
US20030177347A1 (en) | 1995-11-22 | 2003-09-18 | Bruce Schneier | Methods and apparatus for awarding prizes based on authentication of computer generated outcomes using coupons |
US6257486B1 (en) * | 1998-11-23 | 2001-07-10 | Cardis Research & Development Ltd. | Smart card pin system, card, and reader |
US20010034717A1 (en) * | 2000-02-15 | 2001-10-25 | Whitworth Brian L. | Fraud resistant credit card using encryption, encrypted cards on computing devices |
US20020153424A1 (en) * | 2001-04-19 | 2002-10-24 | Chuan Li | Method and apparatus of secure credit card transaction |
US6816058B2 (en) * | 2001-04-26 | 2004-11-09 | Mcgregor Christopher M | Bio-metric smart card, bio-metric smart card reader and method of use |
US7069447B1 (en) | 2001-05-11 | 2006-06-27 | Rodney Joe Corder | Apparatus and method for secure data storage |
US6641050B2 (en) * | 2001-11-06 | 2003-11-04 | International Business Machines Corporation | Secure credit card |
US20050086471A1 (en) * | 2003-10-20 | 2005-04-21 | Spencer Andrew M. | Removable information storage device that includes a master encryption key and encryption keys |
US7128274B2 (en) * | 2005-03-24 | 2006-10-31 | International Business Machines Corporation | Secure credit card with near field communications |
US7793851B2 (en) * | 2005-05-09 | 2010-09-14 | Dynamics Inc. | Dynamic credit card with magnetic stripe and embedded encoder and methods for using the same to provide a copy-proof credit card |
EP1920305A4 (en) | 2005-07-21 | 2011-01-19 | Clevx Llc | Memory lock system |
JP2009524880A (en) | 2006-01-24 | 2009-07-02 | クレブエックス・リミテッド・ライアビリティ・カンパニー | Data security system |
US7778935B2 (en) | 2006-03-09 | 2010-08-17 | Colella Brian A | System for secure payment and authentication |
US10223856B2 (en) | 2007-09-26 | 2019-03-05 | Clevx, Llc | Self-authenticating credit card system |
US10614462B2 (en) | 2007-09-26 | 2020-04-07 | Clevx, Llc | Security aspects of a self-authenticating credit card |
TWI537732B (en) | 2007-09-27 | 2016-06-11 | 克萊夫公司 | Data security system with encryption |
US9286493B2 (en) | 2009-01-07 | 2016-03-15 | Clevx, Llc | Encryption bridge system and method of operation thereof |
-
2008
- 2008-09-26 US US12/680,549 patent/US10223856B2/en active Active
- 2008-09-26 WO PCT/US2008/077765 patent/WO2009042819A2/en active Application Filing
- 2008-09-26 TW TW097137143A patent/TW200915235A/en unknown
Patent Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO1988009019A1 (en) * | 1987-05-15 | 1988-11-17 | Smart Card International, Inc. | Intelligent portable interactive personal data system |
WO2001061640A1 (en) * | 2000-02-16 | 2001-08-23 | Ong Yong Kin Michael | Electronic credit card - ecc |
KR20020045187A (en) * | 2000-12-08 | 2002-06-19 | 양경진 | Method for peace preservation of card and the apparatus thereof |
KR20030033888A (en) * | 2001-10-25 | 2003-05-01 | 오영준 | Credit card being capable of user's confirmation |
WO2007057603A1 (en) * | 2005-11-14 | 2007-05-24 | Innovative Card Technologies | Microprocessor and/or memory card provided with a display |
Also Published As
Publication number | Publication date |
---|---|
TW200915235A (en) | 2009-04-01 |
US20100230487A1 (en) | 2010-09-16 |
US10223856B2 (en) | 2019-03-05 |
WO2009042819A2 (en) | 2009-04-02 |
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