US 20030225689A1
(19) United States
(12) Patent Application Publication (io) Pub. No.: US 2003/0225689 Al
MacFarlane et al. (43) Pub. Date: Dec. 4,2003
(75) Inventors: Jackie MacFarlane, Parker, CO (US);
Henry M. Abelman, Roswell, GA
(US); Kenneth Algiene, Littleton, CO
(US)
Correspondence Address:
TOWNSEND AND TOWNSEND AND CREW,
LLP
TWO EMBARCADERO CENTER
EIGHTH FLOOR
SAN FRANCISCO, CA 94111-3834 (US)
(73) Assignee: First Data Corporation, Englewood, CO
(21) Appl. No.: 10/306,906
(22) Filed: Nov. 27, 2002
Related U.S. Application Data
(63) Continuation-in-part ol application No. 10/159,784, filed on May 31, 2002.
Publication Classification
(51) Int. CI.7 G06F 17/60
(52) U.S. CI 705/39; 235/379
(57) ABSTRACT
According to the invention, a method for a method for electronically transferring an amount of money from an initiator to a receiver is disclosed. The amount is enhanced or matched by a matching party. In one step, transfer information is received from the initiator. The transfer information includes at least two of a third party identifier, a second party identifier and the amount. The transfer information is analyzed. An enhancing amount to transfer from the matching party to the receiver is determined. Money is transferred to the receiver that corresponds to the amount and the enhancing amount.
